County Bank in Prescott, Arizona (AZ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 28, 2000

  • County Bank in Prescott, Arizona (AZ)
  • Show street view No street view available for this location

County Bank - Overview

  • General
  • FDIC Certificate #: 24728
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Bank of Arizona (#20626)
    Federal Reserve ID: 329064
    Date Established: October 11, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 17164
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 11, 1983
    Last Structure Change Effective Date: July 28, 2000
    Last Structure Change Process Date: August 24, 2000
    Last Data Update: August 24, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 West Gurley Street, Prescott, AZ 86301
    County: Yavapai
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Prescott, AZ (#39140)
    CBSA Metro Statistical Area: Prescott, AZ (#39140)
  • Financial Summary
  • Total assets: $246.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 125Total employees (full-time equivalent)
  • $242,310Total assets
  • $10,633Cash and due from depository institutions
  • $0Interest-bearing balances
  • $60,573Securities
  • $8,200Federal funds sold & reverse repurchase agreements
  • $150,301Net loans & leases
  • $1,875Loan loss allowance
  • $0Trading account assets
  • $7,545Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,058All other assets
  • $242,310Total liabilities and capital
  • $221,657Total liabilities
  • $221,213Total deposits
  • $173,055Interest-bearing deposits
  • $221,213Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $444All other liabilities
  • $20,653Total equity capital
  • $20,653Total bank equity capital
  • $20,653Perpetual preferred stock
  • $0Common stock
  • $7,635Surplus
  • $2,126Undivided profits
  • Memoranda
  • $10,892Noncurrent loans and leases
  • $47,831Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $341Earning assets
  • $49Long-term assets (5+ years)
  • $781Average Assets, year-to-date
  • $219,074Average Assets, quarterly
  • $32,733Volatile liabilities
  • $228,398Insider loans
  • $240,902FHLB advances
  • $16,598Loans and leases held for sale
  • $2,817Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $47,831Total unused commitments
  • $0Restructured Loans and leases
  • $1,875Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $18,362Total interest income
  • $5,941Total interest expense
  • $12,421Net interest income
  • $300Provision for loan and lease losses
  • $1,645Total noninterest income
  • $0Fiduciary activities
  • $589Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,056Additional noninterest income
  • $7,632Total noninterest expense
  • $4,694Salaries and employee benefits
  • $1,201Premises and equipment expense
  • $1,737Additional noninterest expense
  • $6,134Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,147Applicable income taxes
  • $3,987Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,987Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $80Sale, conversion, retirement of capital stock, net
  • $109Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.93%Yield on earning assets
  • 2.89%Cost of funding earning assets
  • 6.04%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.71%Noninterest expense to earning assets
  • 1.75%Net operating income to assets
  • 1.75%Return on assets (ROA)
  • 2.69%Pretax return on assets
  • 21.78%Return on equity (ROE)
  • 21.18%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 375.00%Credit loss provision to net charge-offs
  • 80.42%Efficiency ratio
  • 54,258Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 2.73%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 549.85%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 67.94%Net loans and leases to core deposits
  • 73.46%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 8.87%Tier 1 risk-based capital ratio
  • 12.63%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $228,398Average earning assets
  • $18,308Average equity
  • $205,518Average loans

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