Dauphin Deposit Bank and Trust Company in Harrisburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 1998

  • Dauphin Deposit Bank and Trust Company in Harrisburg, Pennsylvania (PA)
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Dauphin Deposit Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 695
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Allfirst Bank (#4822)
    Federal Reserve ID: 509512
    Date Established: September 01, 1835
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 98 (Interstate: No)
    OTS Docket #: 9427
    FDIC's unique #: 449
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 13, 1998
    Last Structure Change Process Date: January 27, 1999
    Last Data Update: January 27, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 213 Market Street, Harrisburg, PA 17105
    County: Dauphin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Harrisburg-Carlisle, PA (#25420)
    CBSA Metro Statistical Area: Harrisburg-Carlisle, PA (#25420)
  • Financial Summary
  • Total assets: $5,639.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 2,205Total employees (full-time equivalent)
  • $6,688,583Total assets
  • $187,368Cash and due from depository institutions
  • $3,947Interest-bearing balances
  • $1,893,088Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,587,912Net loans & leases
  • $42,884Loan loss allowance
  • $0Trading account assets
  • $56,462Bank premises and fixed assets
  • $3,539Other real estate owned
  • $872,427Goodwill and other intangibles
  • $0Life insurance assets
  • $87,787All other assets
  • $6,688,583Total liabilities and capital
  • $5,451,817Total liabilities
  • $4,512,608Total deposits
  • $4,028,923Interest-bearing deposits
  • $4,512,608Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $739,175Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $36,527Other borrowed funds
  • $45,000Subordinated debt
  • $118,507All other liabilities
  • $1,236,766Total equity capital
  • $1,236,766Total bank equity capital
  • $1,236,766Perpetual preferred stock
  • $0Common stock
  • $18,971Surplus
  • $1,186,205Undivided profits
  • Memoranda
  • $31,590Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $23,555Earning assets
  • $1,083Long-term assets (5+ years)
  • $18,094Average Assets, year-to-date
  • $5,484,947Average Assets, quarterly
  • $1,969,663Volatile liabilities
  • $6,143,764Insider loans
  • $6,694,163FHLB advances
  • $1,799,100Loans and leases held for sale
  • $166,715Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $335,452Total risk weighted assets
  • $1,942,760Total unused commitments
  • $0Restructured Loans and leases
  • $4,165,207Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $207,283Total interest income
  • $113,271Total interest expense
  • $94,012Net interest income
  • $3,690Provision for loan and lease losses
  • $52,301Total noninterest income
  • $10,391Fiduciary activities
  • $7,238Service charges on deposit accounts
  • $0Trading account gains & fees
  • $34,672Additional noninterest income
  • $113,239Total noninterest expense
  • $47,916Salaries and employee benefits
  • $11,960Premises and equipment expense
  • $53,363Additional noninterest expense
  • $29,384Pre-tax net operating income
  • -$1Securities gains (losses)
  • $12,276Applicable income taxes
  • $17,107Income before extraordinary items
  • $0Extraordinary gains - net
  • $17,107Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3,690Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.80%Yield on earning assets
  • 2.08%Cost of funding earning assets
  • 1.72%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 2.07%Noninterest expense to earning assets
  • 0.28%Net operating income to assets
  • 0.28%Return on assets (ROA)
  • 0.48%Pretax return on assets
  • 2.23%Return on equity (ROE)
  • 2.23%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 8.96%Efficiency ratio
  • 59,663Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 182.06%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 79.51%Net loans and leases to core deposits
  • 102.85%Equity capital to assets
  • 18.49%Core capital (leverage) ratio
  • 6.05%Tier 1 risk-based capital ratio
  • 8.46%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $6,143,764Average earning assets
  • $768,754Average equity
  • $5,457,994Average loans

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