FDIC Certificate #: 1490 Status: Active Federal Reserve ID: 575656 Date Established: Febuary 02, 1907 WWW:http://www.dilleystatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 985 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 29, 2010 Last Structure Change Process Date: May 10, 2010 Last Data Update: May 10, 2010 Data Source Date: April 05, 2012
Location
Address: 731 W. Leona, Dilley, TX 78017 County: Frio Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $95.8 mil Equity capital: $17.8 mil Deposits held in domestic offices: $77.2 mil Return on assets (ROA): 1.14% ($1.1 mil) Quarterly return on assets: 0.96% ($0.9 mil) Return on Equity (ROE): 6.04% ($1.1 mil) Quarterly return on equity: 5.01% ($0.9 mil) Net income: $1.0 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.70% ($1,629.1 mil) Quarterly Pretax return on assets: 1.51% ($1,447.0 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
14Total employees (full-time equivalent)
$95,830Total assets
$4,297Cash and due from depository institutions
$0Interest-bearing balances
$68,936Securities
$10,000Federal funds sold & reverse repurchase agreements
$12,116Net loans & leases
$162Loan loss allowance
$0Trading account assets
$6Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$95,830Life insurance assets
$475All other assets
$78,067Total liabilities and capital
$77,225Total liabilities
$56,183Total deposits
$77,225Interest-bearing deposits
$70Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$842Subordinated debt
$17,763All other liabilities
$17,763Total equity capital
$17,763Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$3,500Surplus
$13,763Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$106Income earned, not collected on loans
$0Earning assets
$365Long-term assets (5+ years)
$91,052Average Assets, year-to-date
$71,395Average Assets, quarterly
$89,451Volatile liabilities
$92,068Insider loans
$22,929FHLB advances
$91,489Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$16,904Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$481Restructured Loans and leases
$29Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,666Total interest income
$283Total interest expense
$2,383Net interest income
$0Provision for loan and lease losses
$435Total noninterest income
$0Fiduciary activities
$369Service charges on deposit accounts
$0Trading account gains & fees
$66Additional noninterest income
$1,313Total noninterest expense
$823Salaries and employee benefits
$165Premises and equipment expense
$325Additional noninterest expense
$1,505Pre-tax net operating income
$19Securities gains (losses)
$500Applicable income taxes
$1,024Income before extraordinary items
$0Extraordinary gains - net
$1,024Net income attributable to bank
$0Net charge-offs
$1,024Cash dividends
-$41Sale, conversion, retirement of capital stock, net
$300Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.09%Yield on earning assets
0.33%Cost of funding earning assets
2.76%Net interest margin
0.50%Noninterest income to earning assets
1.52%Noninterest expense to earning assets
1.13%Net operating income to assets
1.14%Return on assets (ROA)
1.70%Pretax return on assets
6.04%Return on equity (ROE)
4.27%Retained earnings to average equity (YTD only)
-0.44%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
46,593Assets per employee
6.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
29.30%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
152.83%Noncurrent assets plus other real estate owned to assets
0.11%Noncurrent loans to loans
0.86%Net loans and leases to deposits
15.69%Net loans and leases to core deposits
16.96%Equity capital to assets
18.54%Core capital (leverage) ratio
18.48%Tier 1 risk-based capital ratio
73.72%Total risk-based capital ratio
Memoranda
$74Average assets
$89,451Average earning assets
$16,961Average equity
$86,380Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
985
Dilley State Bank
731 W. Leona, Dilley, TX 78017
Febuary 02, 1907
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Dilley State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: