Stockmens National Bank in Cotulla in Cotulla, Texas (TX)



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Stockmens National Bank in Cotulla routing number info

Table of contents:
Stockmens National Bank in Cotulla
GeneralFDIC Certificate #: 14864
Status: Active
Federal Reserve ID: 818652
Date Established: January 01, 1904
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 9304
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: November 10, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 206 North Main Street, Cotulla, TX 78014
County: La Salle
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $91.3 mil
Equity capital: $6.5 mil
Deposits held in domestic offices: $84.7 mil
Return on assets (ROA): 1.44% ($1.3 mil)
Quarterly return on assets: 1.34% ($1.2 mil)
Return on Equity (ROE): 17.20% ($1.2 mil)
Quarterly return on equity: 16.63% ($1.2 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.44% ($1,314.1 mil)
Quarterly Pretax return on assets: 1.34% ($1,222.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)16
Total assets$91,259
Cash and due from depository institutions$6,100
Interest-bearing balances$500
Securities$29,886
Federal funds sold & reverse repurchase agreements$35,000
Net loans & leases$18,060
Loan loss allowance $191
Trading account assets$0
Bank premises and fixed assets$311
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,902
Life insurance assets$91,259
Total liabilities and capital$84,753
Total liabilities$84,677
Total deposits$48,480
Interest-bearing deposits$84,677
Deposits held in domestic offices$67
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $76
All other liabilities $6,506
Total equity capital$6,506
Total bank equity capital$6,506
Perpetual preferred stock$0
Common stock$290
Surplus$150
Undivided profits $6,066
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $360
Average Assets, year-to-date $83,446
Average Assets, quarterly $1,652
Volatile liabilities $71,737
Insider loans $79,887
FHLB advances $59,781
Loans and leases held for sale $70,384
Unused loan commitments $1,307
Tier 1 (core) risk-based capital $1,307
Tier 2 risk-based capital $6,126
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,815
Derivatives$675
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,855
Total interest expense $186
Net interest income $1,669
Provision for loan and lease losses $0
Total noninterest income $465
Fiduciary activities $0
Service charges on deposit accounts $337
Trading account gains & fees $0
Additional noninterest income $128
Total noninterest expense $1,195
Salaries and employee benefits $661
Premises and equipment expense $160
Additional noninterest expense $374
Pre-tax net operating income $939
Securities gains (losses) $96
Applicable income taxes $0
Income before extraordinary items $1,035
Extraordinary gains - net $0
Net income attributable to bank $1,035
Net charge-offs $0
Cash dividends $1,035
Sale, conversion, retirement of capital stock, net $7
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.84%
Cost of funding earning assets 0.29%
Net interest margin 2.56%
Noninterest income to earning assets 0.71%
Noninterest expense to earning assets 1.83%
Net operating income to assets 1.31%
Return on assets (ROA) 1.44%
Pretax return on assets 1.44%
Return on equity (ROE) 17.20%
Retained earnings to average equity (YTD only) 17.20%
Net charge-offs to loans 0.04%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio134.14%
Assets per employee$55,998
Cash dividends to net income (YTD only)5.70%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.05%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 21.33%
Equity capital to assets 23.94%
Core capital (leverage) ratio 7.13%
Tier 1 risk-based capital ratio 8.70%
Total risk-based capital ratio 10.25%
Memoranda
Average assets$11
Average earning assets$71,737
Average equity $6,018
Average loans $65,203
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09304Stockmens National Bank In Cotulla206 North Main Street, Cotulla, TX 78014January 01, 1904Full Service Brick and Mortar
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