Dryades Savings and Loan Association, F.A. in New Orleans, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 09, 1994

  • Dryades Savings and Loan Association, F.A. in New Orleans, Louisiana (LA)
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Dryades Savings and Loan Association, F.A. - Overview

  • General
  • FDIC Certificate #: 33429
    Status: Inactive
    Closing history: Conservatorship Institution Resolved
    Acquiring institution: Dryades Savings Bank, F.S.B. (#33933)
    Federal Reserve ID: 1000771
    Date Established: June 07, 1991
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 9240
    FDIC's unique #: 47111
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 07, 1991
    Last Structure Change Effective Date: September 09, 1994
    Last Structure Change Process Date: September 13, 1994
    Last Data Update: November 22, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 814 Gravier Street, New Orleans, LA 70112
    County: Orleans
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $59.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $33Total assets
  • $68,851Cash and due from depository institutions
  • $3,209Interest-bearing balances
  • $2,818Securities
  • $34,328Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $20,226Loan loss allowance
  • $828Trading account assets
  • $0Bank premises and fixed assets
  • $1,768Other real estate owned
  • $215Goodwill and other intangibles
  • $9,105Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $68,851Total liabilities
  • $82,034Total deposits
  • $80,383Interest-bearing deposits
  • $80,366Deposits held in domestic offices
  • 80383.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,651Total equity capital
  • $1,651Total bank equity capital
  • $-13,183Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-13,183Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,799Income earned, not collected on loans
  • $118Earning assets
  • $57,372Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $85,952Average Assets, quarterly
  • $72,689Volatile liabilities
  • $202Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-13,032Total risk weighted assets
  • $30,136Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,827Total interest expense
  • $3,594Net interest income
  • $233Provision for loan and lease losses
  • $313Total noninterest income
  • $6,577Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $6,577Total noninterest expense
  • $3,675Salaries and employee benefits
  • $1,366Premises and equipment expense
  • $578Additional noninterest expense
  • $1,731Pre-tax net operating income
  • $2,822Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $2,822Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,822Net charge-offs
  • $1,170Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.18%Cost of funding earning assets
  • 4.86%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 8.90%Noninterest expense to earning assets
  • 4.97%Net operating income to assets
  • 3.28%Return on assets (ROA)
  • 3.28%Pretax return on assets
  • 3.28%Return on equity (ROE)
  • -16.95%Retained earnings to average equity (YTD only)
  • -16.95%Net charge-offs to loans
  • 4.76%Credit loss provision to net charge-offs
  • 26.75%Efficiency ratio
  • 53,965Assets per employee
  • 2.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.93%Loss allowance to noncurrent loans
  • 46.03%Noncurrent assets plus other real estate owned to assets
  • 2.93%Noncurrent loans to loans
  • 8.54%Net loans and leases to deposits
  • 25.16%Net loans and leases to core deposits
  • 25.23%Equity capital to assets
  • -19.15%Core capital (leverage) ratio
  • -18.89%Tier 1 risk-based capital ratio
  • -43.24%Total risk-based capital ratio
  • Memoranda
  • -$43Average assets
  • $85,952Average earning assets
  • -$16,653Average equity
  • $73,880Average loans

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