Dryades Savings and Loan Association, F.A. in New Orleans, Louisiana (LA)
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| Dryades Savings and Loan Association, F.A. | |
|---|---|
| General | FDIC Certificate #: 33429 Status: Inactive Closing history: Conservatorship Institution Resolved Acquiring institution: Dryades Savings Bank, F.S.B. (#33933) Federal Reserve ID: 1000771 Date Established: June 07, 1991 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 9240 FDIC's unique #: 47111 Numeric code: 38 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: June 07, 1991 Last Structure Change Effective Date: September 09, 1994 Last Structure Change Process Date: September 13, 1994 Last Data Update: November 22, 1994 Data Source Date: April 05, 2012 |
| Location | Address: 814 Gravier Street, New Orleans, LA 70112 County: Orleans Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Baton Rouge Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): New Orleans, LA (#5560) Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406) Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380) CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380) |
| History of Changes | Pass Through Receivership Merger Corrections Conservatorship Institution Resolved |
| Financial Summary | Total assets: $59.3 mil |
| Assets and Liabilities (December 31, 1993) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 0 |
| Total assets | $33 |
| Cash and due from depository institutions | $68,851 |
| Interest-bearing balances | $3,209 |
| Securities | $2,818 |
| Federal funds sold & reverse repurchase agreements | $34,328 |
| Net loans & leases | $0 |
| Loan loss allowance | $20,226 |
| Trading account assets | $828 |
| Bank premises and fixed assets | $0 |
| Other real estate owned | $1,768 |
| Goodwill and other intangibles | $215 |
| All other assets | $0 |
| Life insurance assets | $9,105 |
| Total liabilities and capital | $0 |
| Total liabilities | $68,851 |
| Total deposits | $82,034 |
| Interest-bearing deposits | $80,383 |
| Deposits held in domestic offices | $80,366 |
| % insured (estimated) | 80383.00% |
| Federal funds purchased & repurchase agreements | $100 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $0 |
| Total equity capital | $1,651 |
| Total bank equity capital | $1,651 |
| Perpetual preferred stock | $-13,183 |
| Common stock | $0 |
| Surplus | $0 |
| Undivided profits | $0 |
| Memoranda | |
| Noncurrent loans and leases | $-13,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $1,799 |
| Earning assets | $118 |
| Long-term assets (5+ years) | $57,372 |
| Average Assets, year-to-date | $0 |
| Average Assets, quarterly | $85,952 |
| Volatile liabilities | $72,689 |
| Insider loans | $202 |
| FHLB advances | $0 |
| Loans and leases held for sale | $0 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $0 |
| Total risk weighted assets | $-13,032 |
| Total unused commitments | $30,136 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 1993) (Dollar figures in thousands) | |
| Total interest income | $0 |
| Total interest expense | $3,827 |
| Net interest income | $3,594 |
| Provision for loan and lease losses | $233 |
| Total noninterest income | $313 |
| Fiduciary activities | $6,577 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $0 |
| Total noninterest expense | $6,577 |
| Salaries and employee benefits | $3,675 |
| Premises and equipment expense | $1,366 |
| Additional noninterest expense | $578 |
| Pre-tax net operating income | $1,731 |
| Securities gains (losses) | $2,822 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $0 |
| Extraordinary gains - net | $2,822 |
| Net income attributable to bank | $0 |
| Net charge-offs | $2,822 |
| Cash dividends | $1,170 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 1993) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 0.00% |
| Cost of funding earning assets | 5.18% |
| Net interest margin | 4.86% |
| Noninterest income to earning assets | 0.32% |
| Noninterest expense to earning assets | 8.90% |
| Net operating income to assets | 4.97% |
| Return on assets (ROA) | 3.28% |
| Pretax return on assets | 3.28% |
| Return on equity (ROE) | 3.28% |
| Retained earnings to average equity (YTD only) | -16.95% |
| Net charge-offs to loans | -16.95% |
| Credit loss provision to net charge-offs | 4.76% |
| Efficiency ratio | 26.75% |
| Assets per employee | $53,965 |
| Cash dividends to net income (YTD only) | 2.09% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 3.93% |
| Noncurrent assets plus other real estate owned to assets | 46.03% |
| Noncurrent loans to loans | 2.93% |
| Net loans and leases to deposits | 8.54% |
| Net loans and leases to core deposits | 25.16% |
| Equity capital to assets | 25.23% |
| Core capital (leverage) ratio | -19.15% |
| Tier 1 risk-based capital ratio | -18.89% |
| Total risk-based capital ratio | -43.24% |
| Memoranda | |
| Average assets | -$43 |
| Average earning assets | $85,952 |
| Average equity | -$16,653 |
| Average loans | $73,880 |
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Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.