Executive National Bank in Miami, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Executive National Bank - Overview

  • General
  • FDIC Certificate #: 20711
    Status: Active
    Federal Reserve ID: 1002430
    Bank Holding Company (Regulatory Top Holder): Executive Banking Corporation (RSSDID: 1082731, Location: Miami, FL)
    Date Established: June 07, 1972
    WWW: http://www.executivebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 11264
    FDIC's unique #: 14302
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 07, 1972
    Last Structure Change Effective Date: April 12, 2006
    Last Structure Change Process Date: April 17, 2006
    Last Data Update: April 17, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 9600 North Kendall Drive, Miami, FL 33176
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • Financial Summary
  • Total assets: $275.4 mil
    Equity capital: $27.1 mil
    Deposits held in domestic offices: $225.1 mil
    Return on assets (ROA): 0.31% ($0.9 mil)
    Quarterly return on assets: 0.22% ($0.6 mil)
    Return on Equity (ROE): 3.30% ($0.9 mil)
    Quarterly return on equity: 2.29% ($0.6 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.44% ($1,211.8 mil)
    Quarterly Pretax return on assets: 0.32% ($881.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 80Total employees (full-time equivalent)
  • $275,407Total assets
  • $45,080Cash and due from depository institutions
  • $26,703Interest-bearing balances
  • $53,030Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $166,522Net loans & leases
  • $3,769Loan loss allowance
  • $0Trading account assets
  • $3,605Bank premises and fixed assets
  • $1,948Other real estate owned
  • $0Goodwill and other intangibles
  • $275,407Life insurance assets
  • $5,222All other assets
  • $248,306Total liabilities and capital
  • $225,124Total liabilities
  • $183,086Total deposits
  • $225,124Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 6504.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,500Trading liabilities
  • $0Other borrowed funds
  • $1,178Subordinated debt
  • $27,101All other liabilities
  • $27,101Total equity capital
  • $27,101Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,356Surplus
  • $24,745Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,261Income earned, not collected on loans
  • $0Earning assets
  • $897Long-term assets (5+ years)
  • $246,255Average Assets, year-to-date
  • $86,320Average Assets, quarterly
  • $280,821Volatile liabilities
  • $278,456Insider loans
  • $175,671FHLB advances
  • $281,423Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $25,628Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $26,755Restructured Loans and leases
  • $3,251Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,038Total interest income
  • $1,653Total interest expense
  • $10,385Net interest income
  • $665Provision for loan and lease losses
  • $1,902Total noninterest income
  • $0Fiduciary activities
  • $1,396Service charges on deposit accounts
  • $0Trading account gains & fees
  • $506Additional noninterest income
  • $10,627Total noninterest expense
  • $5,557Salaries and employee benefits
  • $1,538Premises and equipment expense
  • $3,532Additional noninterest expense
  • $995Pre-tax net operating income
  • $252Securities gains (losses)
  • $374Applicable income taxes
  • $873Income before extraordinary items
  • $0Extraordinary gains - net
  • $873Net income attributable to bank
  • $0Net charge-offs
  • $873Cash dividends
  • $1,046Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 0.64%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 0.25%Net operating income to assets
  • 0.31%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 3.30%Return on equity (ROE)
  • 3.30%Retained earnings to average equity (YTD only)
  • 0.63%Net charge-offs to loans
  • 63.58%Credit loss provision to net charge-offs
  • 1.59%Efficiency ratio
  • 86,490Assets per employee
  • 3.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 166.70%Noncurrent assets plus other real estate owned to assets
  • 1.53%Noncurrent loans to loans
  • 1.33%Net loans and leases to deposits
  • 73.97%Net loans and leases to core deposits
  • 76.21%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.11%Tier 1 risk-based capital ratio
  • 14.59%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $280,821Average earning assets
  • $26,478Average equity
  • $259,702Average loans

List of branches

  • 4 Florida Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014302Executive National Bank9600 North Kendall Drive, Miami, FL 33176June 07, 1972Full Service Brick and Mortar
    2251587Tamiami Branch13354 Southwest 128th Street, Miami, FL 33186Febuary 22, 1988Full Service Brick and Mortar
    4251589South Miami Banking Center Branch6193 Sunset Drive, Miami, FL 33143October 07, 1996Full Service Brick and Mortar
    6476639Aventura Branch20900 Ne 30th Avenue, Aventura, FL 33180April 21, 2008Full Service Brick and Mortar

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