F&M Bank-Lakeland in Woodruff, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

  • F&M Bank-Lakeland in Woodruff, Wisconsin (WI)
  • Show street view No street view available for this location

F&M Bank-Lakeland - Overview

  • General
  • FDIC Certificate #: 8713
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: F & M Bank-Wisconsin (#5305)
    Federal Reserve ID: 904256
    Date Established: January 01, 1920
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Interstate: No)
    OTS Docket #: 11467
    FDIC's unique #: 5546
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 03, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: U.S. Highway 51 And Townline Road, Woodruff, WI 54568
    County: Oneida
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $198.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $198,936Total assets
  • $6,211Cash and due from depository institutions
  • $35Interest-bearing balances
  • $25,865Securities
  • $18,427Federal funds sold & reverse repurchase agreements
  • $138,973Net loans & leases
  • $1,906Loan loss allowance
  • $0Trading account assets
  • $3,921Bank premises and fixed assets
  • $473Other real estate owned
  • $3,156Goodwill and other intangibles
  • $0Life insurance assets
  • $1,910All other assets
  • $198,936Total liabilities and capital
  • $181,817Total liabilities
  • $159,873Total deposits
  • $132,906Interest-bearing deposits
  • $159,873Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $538Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $20,609Other borrowed funds
  • $0Subordinated debt
  • $797All other liabilities
  • $17,119Total equity capital
  • $17,119Total bank equity capital
  • $17,119Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $9,278Undivided profits
  • Memoranda
  • $7,241Noncurrent loans and leases
  • $16,169Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $87Earning assets
  • $0Long-term assets (5+ years)
  • $737Average Assets, year-to-date
  • $183,300Average Assets, quarterly
  • $22,346Volatile liabilities
  • $182,371Insider loans
  • $198,124FHLB advances
  • $32,825Loans and leases held for sale
  • $660Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $190Total risk weighted assets
  • $16,169Total unused commitments
  • $0Restructured Loans and leases
  • $1,644Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $12,831Total interest income
  • $5,313Total interest expense
  • $7,518Net interest income
  • $347Provision for loan and lease losses
  • $1,106Total noninterest income
  • $0Fiduciary activities
  • $558Service charges on deposit accounts
  • $0Trading account gains & fees
  • $548Additional noninterest income
  • $5,067Total noninterest expense
  • $2,218Salaries and employee benefits
  • $887Premises and equipment expense
  • $1,962Additional noninterest expense
  • $3,210Pre-tax net operating income
  • -$80Securities gains (losses)
  • $1,043Applicable income taxes
  • $2,087Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,087Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.63%Yield on earning assets
  • 3.16%Cost of funding earning assets
  • 4.47%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.01%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 12.45%Return on equity (ROE)
  • 5.29%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 381.32%Credit loss provision to net charge-offs
  • 39.09%Efficiency ratio
  • 54,917Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 57.50%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 2190.80%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 86.93%Net loans and leases to core deposits
  • 93.78%Equity capital to assets
  • 8.61%Core capital (leverage) ratio
  • 7.84%Tier 1 risk-based capital ratio
  • 10.80%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $182,371Average earning assets
  • $16,758Average equity
  • $168,131Average loans
1
Mike Doolittle
Just checking on a safety deposit box that was established around December 22nd 1982

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