Farmers Bank and Trust Company of Hanover in Hanover, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1994

  • Farmers Bank and Trust Company of Hanover in Hanover, Pennsylvania (PA)
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Farmers Bank and Trust Company of Hanover - Overview

  • General
  • FDIC Certificate #: 12995
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Dauphin Deposit Bank and Trust Company (#695)
    Federal Reserve ID: 159113
    Date Established: October 23, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 17 (Interstate: No)
    FDIC's unique #: 8213
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 13-19 Baltimore Street, Hanover, PA 17331
    County: York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): York, PA (#9280)
    Combined Statistical Area (CSA): York-Hanover-Gettysburg, PA (#564)
    Core Based Statistical Area (CBSA): York-Hanover, PA (#49620)
    CBSA Metro Statistical Area: York-Hanover, PA (#49620)
  • Financial Summary
  • Total assets: $575.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $206Total assets
  • $615,914Cash and due from depository institutions
  • $15,717Interest-bearing balances
  • $0Securities
  • $221,399Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $367,171Loan loss allowance
  • $9,293Trading account assets
  • $0Bank premises and fixed assets
  • $2,828Other real estate owned
  • $164Goodwill and other intangibles
  • $8,135Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $615,914Total liabilities
  • $559,209Total deposits
  • $498,611Interest-bearing deposits
  • $461,627Deposits held in domestic offices
  • 498611.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $51,642Trading liabilities
  • $0Other borrowed funds
  • $1,000Subordinated debt
  • $0All other liabilities
  • $7,956Total equity capital
  • $7,956Total bank equity capital
  • $56,705Perpetual preferred stock
  • $0Common stock
  • $6,029Surplus
  • $18,206Undivided profits
  • Memoranda
  • $32,470Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,360Income earned, not collected on loans
  • $1,265Earning assets
  • $589,070Long-term assets (5+ years)
  • $65,330Average Assets, year-to-date
  • $626,462Average Assets, quarterly
  • $617,676Volatile liabilities
  • $98,835Insider loans
  • $13,402FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $78,100Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $56,705Total risk weighted assets
  • $371,046Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $44,435Total interest expense
  • $21,253Net interest income
  • $23,182Provision for loan and lease losses
  • $1,380Total noninterest income
  • $2,973Fiduciary activities
  • $831Service charges on deposit accounts
  • $1,119Trading account gains & fees
  • $0Additional noninterest income
  • $1,023Total noninterest expense
  • $12,903Salaries and employee benefits
  • $6,358Premises and equipment expense
  • $1,847Additional noninterest expense
  • $4,698Pre-tax net operating income
  • $11,872Securities gains (losses)
  • $2,106Applicable income taxes
  • $3,261Income before extraordinary items
  • $10,717Extraordinary gains - net
  • $0Net income attributable to bank
  • $10,717Net charge-offs
  • $696Cash dividends
  • $3,709Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.41%Cost of funding earning assets
  • 3.55%Net interest margin
  • 3.87%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 2.15%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 2.23%Return on equity (ROE)
  • 20.13%Retained earnings to average equity (YTD only)
  • 13.17%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 198.28%Efficiency ratio
  • 49,333Assets per employee
  • 2.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.61%Loss allowance to loans
  • 2.47%Loss allowance to noncurrent loans
  • 683.31%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 73.64%Net loans and leases to core deposits
  • 81.16%Equity capital to assets
  • 9.21%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 15.28%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $626,462Average earning assets
  • $53,227Average equity
  • $599,407Average loans

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