Farmers Bank of Lohman, Missouri in Lohman, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Farmers Bank of Lohman, Missouri - Overview

  • General
  • FDIC Certificate #: 8268
    Status: Active
    Federal Reserve ID: 743950
    Date Established: Febuary 23, 1909
    WWW: http://www.farmersbankoflohman.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 5274
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2903 Main Street, Lohman, MO 65053
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $56.7 mil
    Equity capital: $8.9 mil
    Deposits held in domestic offices: $47.3 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.78% ($0.4 mil)
    Return on Equity (ROE): 4.74% ($0.4 mil)
    Quarterly return on equity: 4.99% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.98% ($556.1 mil)
    Quarterly Pretax return on assets: 1.01% ($573.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $56,748Total assets
  • $3,594Cash and due from depository institutions
  • $1,317Interest-bearing balances
  • $39,220Securities
  • $423Federal funds sold & reverse repurchase agreements
  • $12,028Net loans & leases
  • $184Loan loss allowance
  • $0Trading account assets
  • $914Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $56,748Life insurance assets
  • $569All other assets
  • $47,883Total liabilities and capital
  • $47,253Total liabilities
  • $41,912Total deposits
  • $47,253Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $630Subordinated debt
  • $8,865All other liabilities
  • $8,865Total equity capital
  • $8,865Total bank equity capital
  • $0Perpetual preferred stock
  • $135Common stock
  • $195Surplus
  • $8,535Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $53Income earned, not collected on loans
  • $0Earning assets
  • $391Long-term assets (5+ years)
  • $52,988Average Assets, year-to-date
  • $5,776Average Assets, quarterly
  • $55,835Volatile liabilities
  • $57,183Insider loans
  • $20,422FHLB advances
  • $56,757Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,045Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $327Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,861Total interest income
  • $363Total interest expense
  • $1,498Net interest income
  • $12Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $45Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $1,019Total noninterest expense
  • $643Salaries and employee benefits
  • $141Premises and equipment expense
  • $235Additional noninterest expense
  • $533Pre-tax net operating income
  • $15Securities gains (losses)
  • $142Applicable income taxes
  • $406Income before extraordinary items
  • $0Extraordinary gains - net
  • $406Net income attributable to bank
  • $0Net charge-offs
  • $406Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $108Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.56%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 2.87%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 4.74%Return on equity (ROE)
  • 3.48%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -300.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,153Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.60%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 347.17%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.43%Net loans and leases to deposits
  • 25.45%Net loans and leases to core deposits
  • 25.78%Equity capital to assets
  • 15.62%Core capital (leverage) ratio
  • 14.17%Tier 1 risk-based capital ratio
  • 39.39%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $55,835Average earning assets
  • $8,569Average equity
  • $52,212Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05274Farmers Bank Of Lohman, Missouri2903 Main Street, Lohman, MO 65053Febuary 23, 1909Full Service Brick and Mortar
    1218214Farmers Bank Of Lohman - Jefferson C103 Lomo Drive, Jefferson City, MO 65109July 17, 1982Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers Bank of Lohman, Missouri.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents