Farmers Bank of Lohman, Missouri in Lohman, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers Bank of Lohman, Missouri - Overview

  • General
  • FDIC Certificate #: 8268
    Status: Active
    Federal Reserve ID: 743950
    Date Established: Febuary 23, 1909
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 5274
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2903 Main Street, Lohman, MO 65053
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $56.7 mil
    Equity capital: $8.9 mil
    Deposits held in domestic offices: $47.3 mil
    Return on assets (ROA): 0.73% ($0.4 mil)
    Quarterly return on assets: 0.78% ($0.4 mil)
    Return on Equity (ROE): 4.74% ($0.4 mil)
    Quarterly return on equity: 4.99% ($0.4 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.98% ($556.1 mil)
    Quarterly Pretax return on assets: 1.01% ($573.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $56,748Total assets
  • $3,594Cash and due from depository institutions
  • $1,317Interest-bearing balances
  • $39,220Securities
  • $423Federal funds sold & reverse repurchase agreements
  • $12,028Net loans & leases
  • $184Loan loss allowance
  • $0Trading account assets
  • $914Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $56,748Life insurance assets
  • $569All other assets
  • $47,883Total liabilities and capital
  • $47,253Total liabilities
  • $41,912Total deposits
  • $47,253Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $630Subordinated debt
  • $8,865All other liabilities
  • $8,865Total equity capital
  • $8,865Total bank equity capital
  • $0Perpetual preferred stock
  • $135Common stock
  • $195Surplus
  • $8,535Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $53Income earned, not collected on loans
  • $0Earning assets
  • $391Long-term assets (5+ years)
  • $52,988Average Assets, year-to-date
  • $5,776Average Assets, quarterly
  • $55,835Volatile liabilities
  • $57,183Insider loans
  • $20,422FHLB advances
  • $56,757Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,045Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $327Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,861Total interest income
  • $363Total interest expense
  • $1,498Net interest income
  • $12Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $45Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $1,019Total noninterest expense
  • $643Salaries and employee benefits
  • $141Premises and equipment expense
  • $235Additional noninterest expense
  • $533Pre-tax net operating income
  • $15Securities gains (losses)
  • $142Applicable income taxes
  • $406Income before extraordinary items
  • $0Extraordinary gains - net
  • $406Net income attributable to bank
  • $0Net charge-offs
  • $406Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $108Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.56%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 2.87%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 4.74%Return on equity (ROE)
  • 3.48%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -300.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,153Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.60%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 347.17%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.43%Net loans and leases to deposits
  • 25.45%Net loans and leases to core deposits
  • 25.78%Equity capital to assets
  • 15.62%Core capital (leverage) ratio
  • 14.17%Tier 1 risk-based capital ratio
  • 39.39%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $55,835Average earning assets
  • $8,569Average equity
  • $52,212Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05274Farmers Bank Of Lohman, Missouri2903 Main Street, Lohman, MO 65053Febuary 23, 1909Full Service Brick and Mortar
    1218214Farmers Bank Of Lohman - Jefferson C103 Lomo Drive, Jefferson City, MO 65109July 17, 1982Full Service Brick and Mortar

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