Jefferson Bank of Missouri in Jefferson City, Missouri (MO)



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Jefferson Bank of Missouri routing number info

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Jefferson Bank of Missouri
GeneralFDIC Certificate #: 19762
Status: Active
Federal Reserve ID: 854454
Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
Date Established: November 02, 1967
WWW: http://www.jefferson-bank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 11904
FDIC's unique #: 13556
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 02, 1967
Last Structure Change Effective Date: January 25, 2007
Last Structure Change Process Date: January 25, 2007
Last Data Update: January 25, 2007
Data Source Date: April 05, 2012
LocationAddress: 700 Southwest Boulevard, Jefferson City, MO 65109
County: Cole
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
CBSA Metro Statistical Area: Jefferson City, MO (#27620)
History of ChangesChange in Location
Financial SummaryTotal assets: $488.9 mil
Equity capital: $41.4 mil
Deposits held in domestic offices: $428.8 mil
Return on assets (ROA): 1.67% ($8.2 mil)
Quarterly return on assets: 1.75% ($8.6 mil)
Return on Equity (ROE): 18.38% ($7.5 mil)
Quarterly return on equity: 20.33% ($8.3 mil)
Net income: $8.1 mil
Quarterly Net income: $2.2 mil
Pretax return on assets: 2.55% ($12,465.8 mil)
Quarterly Pretax return on assets: 2.68% ($13,101.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)99
Total assets$488,854
Cash and due from depository institutions$43,391
Interest-bearing balances$36,884
Securities$103,576
Federal funds sold & reverse repurchase agreements$1,855
Net loans & leases$325,318
Loan loss allowance $7,031
Trading account assets$0
Bank premises and fixed assets$5,158
Other real estate owned$1,349
Goodwill and other intangibles$2,269
All other assets$5,938
Life insurance assets$488,854
Total liabilities and capital$447,470
Total liabilities$428,826
Total deposits$336,053
Interest-bearing deposits$428,826
Deposits held in domestic offices$93
% insured (estimated)17651.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $993
All other liabilities $41,384
Total equity capital$41,384
Total bank equity capital$41,384
Perpetual preferred stock$0
Common stock$1,000
Surplus$17,500
Undivided profits $22,884
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $4,596
Income earned, not collected on loans $2,934
Earning assets $109
Long-term assets (5+ years) $1,829
Average Assets, year-to-date $467,633
Average Assets, quarterly $109,665
Volatile liabilities $487,877
Insider loans $492,821
FHLB advances $363,057
Loans and leases held for sale $488,860
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $39,479
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $68,318
Derivatives$9,793
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $23,036
Total interest expense $2,800
Net interest income $20,236
Provision for loan and lease losses $1,794
Total noninterest income $6,612
Fiduciary activities $0
Service charges on deposit accounts $1,726
Trading account gains & fees $0
Additional noninterest income $4,886
Total noninterest expense $12,662
Salaries and employee benefits $5,751
Premises and equipment expense $835
Additional noninterest expense $6,076
Pre-tax net operating income $12,392
Securities gains (losses) $61
Applicable income taxes $4,319
Income before extraordinary items $8,134
Extraordinary gains - net $0
Net income attributable to bank $8,134
Net charge-offs $0
Cash dividends $8,134
Sale, conversion, retirement of capital stock, net $1,464
Net operating income $13,000
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.94%
Cost of funding earning assets 0.60%
Net interest margin 4.34%
Noninterest income to earning assets 1.42%
Noninterest expense to earning assets 2.72%
Net operating income to assets 1.66%
Return on assets (ROA) 1.67%
Pretax return on assets 2.55%
Return on equity (ROE) 18.38%
Retained earnings to average equity (YTD only) -11.00%
Net charge-offs to loans 0.44%
Credit loss provision to net charge-offs 122.54%
Efficiency ratio9.69%
Assets per employee$47,162
Cash dividends to net income (YTD only)4.94%
Condition Ratios (%)
Loss allowance to loans 159.82%
Loss allowance to noncurrent loans 2.12%
Noncurrent assets plus other real estate owned to assets 239.64%
Noncurrent loans to loans 0.88%
Net loans and leases to deposits0.88%
Net loans and leases to core deposits 75.86%
Equity capital to assets 79.84%
Core capital (leverage) ratio 8.47%
Tier 1 risk-based capital ratio 8.08%
Total risk-based capital ratio 10.87%
Memoranda
Average assets$12
Average earning assets$487,877
Average equity $44,250
Average loans $466,049
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5 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013556Jefferson Bank Of Missouri700 Southwest Boulevard, Jefferson City, MO 65109November 02, 1967Full Service Brick and Mortar
1249440Jefferson City Facility2815 Truman Boulevard, Jefferson City, MO 65109May 17, 1974Full Service Brick and Mortar
2249441Jefferson City Facility1910 Southwest Boulevard, Jefferson City, MO 65109April 22, 1982Full Service Brick and Mortar
3249442Jefferson City Facility901 Eastland Drive, Jefferson City, MO 65101April 28, 1993Full Service Brick and Mortar
4510420Www.Jefferson-Bank.com Branch2116 Nelwood Drive, Columbia, MO 65202January 01, 2010Full Service Cyber
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