Jefferson Bank of Missouri in Jefferson City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Jefferson Bank of Missouri in Jefferson City, Missouri (MO)
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Jefferson Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 19762
    Status: Active
    Federal Reserve ID: 854454
    Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
    Date Established: November 02, 1967
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 11904
    FDIC's unique #: 13556
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 02, 1967
    Last Structure Change Effective Date: January 25, 2007
    Last Structure Change Process Date: January 25, 2007
    Last Data Update: January 25, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Southwest Boulevard, Jefferson City, MO 65109
    County: Cole
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $488.9 mil
    Equity capital: $41.4 mil
    Deposits held in domestic offices: $428.8 mil
    Return on assets (ROA): 1.67% ($8.2 mil)
    Quarterly return on assets: 1.75% ($8.6 mil)
    Return on Equity (ROE): 18.38% ($7.5 mil)
    Quarterly return on equity: 20.33% ($8.3 mil)
    Net income: $8.1 mil
    Quarterly Net income: $2.2 mil
    Pretax return on assets: 2.55% ($12,465.8 mil)
    Quarterly Pretax return on assets: 2.68% ($13,101.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 99Total employees (full-time equivalent)
  • $488,854Total assets
  • $43,391Cash and due from depository institutions
  • $36,884Interest-bearing balances
  • $103,576Securities
  • $1,855Federal funds sold & reverse repurchase agreements
  • $325,318Net loans & leases
  • $7,031Loan loss allowance
  • $0Trading account assets
  • $5,158Bank premises and fixed assets
  • $1,349Other real estate owned
  • $2,269Goodwill and other intangibles
  • $488,854Life insurance assets
  • $5,938All other assets
  • $447,470Total liabilities and capital
  • $428,826Total liabilities
  • $336,053Total deposits
  • $428,826Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 17651.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $993Subordinated debt
  • $41,384All other liabilities
  • $41,384Total equity capital
  • $41,384Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $17,500Surplus
  • $22,884Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $4,596Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,934Income earned, not collected on loans
  • $109Earning assets
  • $1,829Long-term assets (5+ years)
  • $467,633Average Assets, year-to-date
  • $109,665Average Assets, quarterly
  • $487,877Volatile liabilities
  • $492,821Insider loans
  • $363,057FHLB advances
  • $488,860Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $39,479Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $68,318Restructured Loans and leases
  • $9,793Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $23,036Total interest income
  • $2,800Total interest expense
  • $20,236Net interest income
  • $1,794Provision for loan and lease losses
  • $6,612Total noninterest income
  • $0Fiduciary activities
  • $1,726Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,886Additional noninterest income
  • $12,662Total noninterest expense
  • $5,751Salaries and employee benefits
  • $835Premises and equipment expense
  • $6,076Additional noninterest expense
  • $12,392Pre-tax net operating income
  • $61Securities gains (losses)
  • $4,319Applicable income taxes
  • $8,134Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,134Net income attributable to bank
  • $0Net charge-offs
  • $8,134Cash dividends
  • $1,464Sale, conversion, retirement of capital stock, net
  • $13,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.94%Yield on earning assets
  • 0.60%Cost of funding earning assets
  • 4.34%Net interest margin
  • 1.42%Noninterest income to earning assets
  • 2.72%Noninterest expense to earning assets
  • 1.66%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 2.55%Pretax return on assets
  • 18.38%Return on equity (ROE)
  • -11.00%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 122.54%Credit loss provision to net charge-offs
  • 9.69%Efficiency ratio
  • 47,162Assets per employee
  • 4.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 159.82%Loss allowance to loans
  • 2.12%Loss allowance to noncurrent loans
  • 239.64%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 0.88%Net loans and leases to deposits
  • 75.86%Net loans and leases to core deposits
  • 79.84%Equity capital to assets
  • 8.47%Core capital (leverage) ratio
  • 8.08%Tier 1 risk-based capital ratio
  • 10.87%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $487,877Average earning assets
  • $44,250Average equity
  • $466,049Average loans

List of branches

  • 5 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013556Jefferson Bank Of Missouri700 Southwest Boulevard, Jefferson City, MO 65109November 02, 1967Full Service Brick and Mortar
    1249440Jefferson City Facility2815 Truman Boulevard, Jefferson City, MO 65109May 17, 1974Full Service Brick and Mortar
    2249441Jefferson City Facility1910 Southwest Boulevard, Jefferson City, MO 65109April 22, 1982Full Service Brick and Mortar
    3249442Jefferson City Facility901 Eastland Drive, Jefferson City, MO 65101April 28, 1993Full Service Brick and Mortar Branch2116 Nelwood Drive, Columbia, MO 65202January 01, 2010Full Service Cyber

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