Farmers State Bank of Alto Pass, Ill. in city_name, state_name

Farmers State Bank of Alto Pass, Ill. in Alto Pass, Illinois (IL)
Show street view No street view available for this location

Farmers State Bank of Alto Pass, Ill. routing number info

Other nearby banks
The Anna -Jonesboro National Bank
Anna State Bank
The Bank of Carbondale
First Southern Bank
The First Bank and Trust Company of Murphysboro
The First State Bank of Dongola

Farmers State Bank of Alto Pass, Ill. - Overview

General
FDIC Certificate #: 11299
Status: Active
Federal Reserve ID: 856346
Bank Holding Company (Regulatory Top Holder): Farmers State Holding Corp. (RSSDID: 2321398, Location: Harrisburg, IL)
Date Established: January 01, 1910
WWW: http://www.myfsb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 7213
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 22, 2010
Last Structure Change Process Date: June 30, 2010
Last Data Update: June 30, 2010
Data Source Date: April 05, 2012
Location
Address: 55 N Elm St, Alto Pass, IL 62905
County: Union
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $182.8 mil
Equity capital: $17.7 mil
Deposits held in domestic offices: $164.7 mil
Return on assets (ROA): 0.82% ($1.5 mil)
Quarterly return on assets: 1.36% ($2.5 mil)
Return on Equity (ROE): 8.88% ($1.6 mil)
Quarterly return on equity: 14.35% ($2.6 mil)
Net income: $1.5 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 0.83% ($1,517.1 mil)
Quarterly Pretax return on assets: 1.35% ($2,467.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
39Total employees (full-time equivalent)
$182,787Total assets
$3,606Cash and due from depository institutions
$3Interest-bearing balances
$18,862Securities
$12,016Federal funds sold & reverse repurchase agreements
$137,326Net loans & leases
$2,065Loan loss allowance
$0Trading account assets
$2,686Bank premises and fixed assets
$2,220Other real estate owned
$0Goodwill and other intangibles
$182,787Life insurance assets
$6,071All other assets
$165,078Total liabilities and capital
$164,673Total liabilities
$141,037Total deposits
$164,673Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$405Subordinated debt
$17,709All other liabilities
$17,709Total equity capital
$17,709Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$12,003Surplus
$5,656Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,300Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,495Income earned, not collected on loans
$79Earning assets
$1,050Long-term assets (5+ years)
$168,207Average Assets, year-to-date
$52,346Average Assets, quarterly
$186,812Volatile liabilities
$183,380Insider loans
$141,009FHLB advances
$182,313Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$17,709Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$15,344Restructured Loans and leases
$5,875Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,298Total interest income
$1,478Total interest expense
$7,820Net interest income
$588Provision for loan and lease losses
$1,115Total noninterest income
$0Fiduciary activities
$227Service charges on deposit accounts
$0Trading account gains & fees
$888Additional noninterest income
$6,799Total noninterest expense
$3,459Salaries and employee benefits
$517Premises and equipment expense
$2,823Additional noninterest expense
$1,548Pre-tax net operating income
$0Securities gains (losses)
$15Applicable income taxes
$1,533Income before extraordinary items
$0Extraordinary gains - net
$1,533Net income attributable to bank
$0Net charge-offs
$1,533Cash dividends
$269Sale, conversion, retirement of capital stock, net
$1,015Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.41%Yield on earning assets
0.86%Cost of funding earning assets
4.55%Net interest margin
0.65%Noninterest income to earning assets
3.96%Noninterest expense to earning assets
0.82%Net operating income to assets
0.82%Return on assets (ROA)
0.83%Pretax return on assets
8.88%Return on equity (ROE)
3.00%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
218.59%Credit loss provision to net charge-offs
7.94%Efficiency ratio
76,094Assets per employee
4.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.21%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
37.58%Noncurrent assets plus other real estate owned to assets
4.22%Noncurrent loans to loans
3.94%Net loans and leases to deposits
83.39%Net loans and leases to core deposits
85.54%Equity capital to assets
9.69%Core capital (leverage) ratio
9.71%Tier 1 risk-based capital ratio
12.56%Total risk-based capital ratio
Memoranda
$14Average assets
$186,812Average earning assets
$17,257Average equity
$171,790Average loans

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7213	Farmers State Bank Of Alto Pass, Ill.	55 N Elm St, Alto Pass, IL 62905	January 01, 1910	Full Service Brick and Mortar
1	224329	Commercial Street Branch	555 South Commercial Street, Harrisburg, IL 62946	November 22, 1995	Full Service Brick and Mortar
2	224330	Marion Branch	1106 West Deyoung, Marion, IL 62959	December 24, 1998	Full Service Brick and Mortar

Farmers State Bank of Alto Pass, Ill. in Alto Pass, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank of Alto Pass, Ill. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers State Bank of Alto Pass, Ill. in Alto Pass, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank of Alto Pass, Ill. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Farmers State Bank of Alto Pass, Ill. in Alto Pass, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches