The Anna -Jonesboro National Bank in Anna, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Anna -Jonesboro National Bank - Overview

  • General
  • FDIC Certificate #: 3759
    Status: Active
    Federal Reserve ID: 855844
    Bank Holding Company (Regulatory Top Holder): Union County Bancshares, Inc. (RSSDID: 1142877, Location: Anna, IL)
    Date Established: January 01, 1900
    WWW: http://www.ajnational.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 2424
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 02, 2007
    Last Structure Change Process Date: May 30, 2007
    Last Data Update: May 30, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 South Main Street, Anna, IL 62906
    County: Union
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Name Change
    Office Purchased
  • Financial Summary
  • Total assets: $231.7 mil
    Equity capital: $27.9 mil
    Deposits held in domestic offices: $200.3 mil
    Return on assets (ROA): 0.90% ($2.1 mil)
    Quarterly return on assets: 0.75% ($1.7 mil)
    Return on Equity (ROE): 7.71% ($2.2 mil)
    Quarterly return on equity: 6.19% ($1.7 mil)
    Net income: $2.1 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.27% ($2,942.2 mil)
    Quarterly Pretax return on assets: 1.18% ($2,733.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 58Total employees (full-time equivalent)
  • $231,667Total assets
  • $5,317Cash and due from depository institutions
  • $1,015Interest-bearing balances
  • $98,538Securities
  • $426Federal funds sold & reverse repurchase agreements
  • $120,240Net loans & leases
  • $1,516Loan loss allowance
  • $0Trading account assets
  • $2,801Bank premises and fixed assets
  • $14Other real estate owned
  • $96Goodwill and other intangibles
  • $231,667Life insurance assets
  • $4,235All other assets
  • $203,802Total liabilities and capital
  • $200,262Total liabilities
  • $173,651Total deposits
  • $200,262Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 1000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $1,540Subordinated debt
  • $27,865All other liabilities
  • $27,865Total equity capital
  • $27,865Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $6,546Surplus
  • $20,869Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,315Income earned, not collected on loans
  • $0Earning assets
  • $799Long-term assets (5+ years)
  • $220,219Average Assets, year-to-date
  • $135,254Average Assets, quarterly
  • $230,224Volatile liabilities
  • $233,192Insider loans
  • $116,054FHLB advances
  • $233,402Loans and leases held for sale
  • $720Unused loan commitments
  • $720Tier 1 (core) risk-based capital
  • $26,103Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,171Restructured Loans and leases
  • $1,740Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,612Total interest income
  • $2,605Total interest expense
  • $8,007Net interest income
  • $1,117Provision for loan and lease losses
  • $903Total noninterest income
  • $0Fiduciary activities
  • $499Service charges on deposit accounts
  • $0Trading account gains & fees
  • $404Additional noninterest income
  • $5,053Total noninterest expense
  • $2,550Salaries and employee benefits
  • $635Premises and equipment expense
  • $1,868Additional noninterest expense
  • $2,740Pre-tax net operating income
  • $185Securities gains (losses)
  • $845Applicable income taxes
  • $2,080Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,080Net income attributable to bank
  • $0Net charge-offs
  • $2,080Cash dividends
  • $936Sale, conversion, retirement of capital stock, net
  • $1,096Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.85%Yield on earning assets
  • 1.19%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 7.71%Return on equity (ROE)
  • 3.65%Retained earnings to average equity (YTD only)
  • 0.76%Net charge-offs to loans
  • 119.34%Credit loss provision to net charge-offs
  • 4.12%Efficiency ratio
  • 56,510Assets per employee
  • 3.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.69%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 28.52%Noncurrent assets plus other real estate owned to assets
  • 2.30%Noncurrent loans to loans
  • 4.37%Net loans and leases to deposits
  • 60.04%Net loans and leases to core deposits
  • 68.29%Equity capital to assets
  • 12.03%Core capital (leverage) ratio
  • 11.18%Tier 1 risk-based capital ratio
  • 22.49%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $230,224Average earning assets
  • $26,984Average equity
  • $218,799Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02424The Anna -jonesboro National Bank201 South Main Street, Anna, IL 62906January 01, 1900Full Service Brick and Mortar
    2201881East Vienna Drive-In Facility512 East Vienna Street, Anna, IL 62906December 15, 1978Limited Service Facility
    32465Jonesboro Branch1002 Public Square, Jonesboro, IL 62952January 01, 1893Limited Service Facility
    4201936Anna Branch151 Leigh Avenue, Anna, IL 62906May 27, 1999Limited Service Facility

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