Kaw Valley Bank in Topeka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Kaw Valley Bank - Overview

  • General
  • FDIC Certificate #: 9665
    Status: Active
    Federal Reserve ID: 485456
    Bank Holding Company (Regulatory Top Holder): Kaw Valley Bancorp, Inc. (RSSDID: 1137109, Location: Topeka, KS)
    Date Established: July 22, 1870
    WWW: http://www.kawvalleybank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 6184
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 01, 2007
    Last Structure Change Process Date: Febuary 21, 2007
    Last Data Update: Febuary 21, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1110 North Kansas Avenue, Topeka, KS 66608
    County: Shawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • History of Changes
  • Corrections
    Name Change
  • Financial Summary
  • Total assets: $453.7 mil
    Equity capital: $42.6 mil
    Deposits held in domestic offices: $387.3 mil
    Return on assets (ROA): -0.65% (-$3.0 mil)
    Quarterly return on assets: -1.12% (-$5.1 mil)
    Return on Equity (ROE): -7.21% (-$3.1 mil)
    Quarterly return on equity: -12.32% (-$5.3 mil)
    Net income: -$3.2 mil
    Quarterly Net income: -$1.3 mil
    Pretax return on assets: -1.15% (-$5,217.3 mil)
    Quarterly Pretax return on assets: -1.88% (-$8,529.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 86Total employees (full-time equivalent)
  • $453,681Total assets
  • $44,720Cash and due from depository institutions
  • $36,568Interest-bearing balances
  • $94,746Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $280,778Net loans & leases
  • $8,433Loan loss allowance
  • $0Trading account assets
  • $1,651Bank premises and fixed assets
  • $14,509Other real estate owned
  • $0Goodwill and other intangibles
  • $453,681Life insurance assets
  • $17,277All other assets
  • $411,128Total liabilities and capital
  • $387,253Total liabilities
  • $343,269Total deposits
  • $387,253Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 9728.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,729Trading liabilities
  • $0Other borrowed funds
  • $4,418Subordinated debt
  • $42,553All other liabilities
  • $42,553Total equity capital
  • $42,553Total bank equity capital
  • $0Perpetual preferred stock
  • $350Common stock
  • $4,000Surplus
  • $38,203Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,169Income earned, not collected on loans
  • $20Earning assets
  • $2,051Long-term assets (5+ years)
  • $412,092Average Assets, year-to-date
  • $151,980Average Assets, quarterly
  • $493,257Volatile liabilities
  • $475,835Insider loans
  • $310,174FHLB advances
  • $487,565Loans and leases held for sale
  • $5,249Unused loan commitments
  • $2,635Tier 1 (core) risk-based capital
  • $40,347Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,614Total unused commitments
  • $29,007Restructured Loans and leases
  • $551Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $22,549Total interest income
  • $8,698Total interest expense
  • $13,851Net interest income
  • $11,900Provision for loan and lease losses
  • $1,722Total noninterest income
  • $428Fiduciary activities
  • $638Service charges on deposit accounts
  • $0Trading account gains & fees
  • $656Additional noninterest income
  • $10,554Total noninterest expense
  • $4,608Salaries and employee benefits
  • $1,007Premises and equipment expense
  • $4,939Additional noninterest expense
  • -$6,881Pre-tax net operating income
  • $1,201Securities gains (losses)
  • -$2,476Applicable income taxes
  • -$3,204Income before extraordinary items
  • $0Extraordinary gains - net
  • -$3,204Net income attributable to bank
  • $0Net charge-offs
  • -$3,204Cash dividends
  • $9,525Sale, conversion, retirement of capital stock, net
  • $350Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.94%Yield on earning assets
  • 1.91%Cost of funding earning assets
  • 3.03%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • -0.81%Net operating income to assets
  • -0.65%Return on assets (ROA)
  • -1.15%Pretax return on assets
  • -7.21%Return on equity (ROE)
  • -7.99%Retained earnings to average equity (YTD only)
  • 2.94%Net charge-offs to loans
  • 124.93%Credit loss provision to net charge-offs
  • 0.53%Efficiency ratio
  • 67,771Assets per employee
  • 5.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -10.92%Loss allowance to loans
  • 2.92%Loss allowance to noncurrent loans
  • 59.52%Noncurrent assets plus other real estate owned to assets
  • 6.32%Noncurrent loans to loans
  • 4.90%Net loans and leases to deposits
  • 72.51%Net loans and leases to core deposits
  • 95.28%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 13.01%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $493,257Average earning assets
  • $44,457Average equity
  • $456,582Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $146,724Managed Assets
  • 1Number of Accounts
  • $86,240Personal trust and agency accounts
  • $69,126Employee benefit-defined contribution accounts
  • $5,818Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $10,444Other fiduciary accounts
  • $852Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 250Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $60,484Other retirement accounts
  • $46,272Corporate trust and agency accounts
  • $436Other fiduciary accounts
  • $13,776Fiduciary accounts held in foreign offices

List of branches

  • 8 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06184Kaw Valley Bank1110 North Kansas Avenue, Topeka, KS 66608July 22, 1870Full Service Brick and Mortar
    1220789North Topeka Avenue Facility1944 North Topeka Avenue, Topeka, KS 66608November 20, 1974Full Service Brick and Mortar
    2220790East Facility3160 East Sixth Street, Topeka, KS 66607September 20, 1976Full Service Brick and Mortar
    3220791Kaw Valley West Facility4848 Southwest 21st, Topeka, KS 66614November 04, 1987Full Service Brick and Mortar
    4220792Topeka Branch1001 Southwest Wanamaker Road, Suite A, Topeka, KS 66604January 12, 1999Full Service Brick and Mortar
    5360310Croco Road Branch3000 Southeast Croco Road, Topeka, KS 66605May 09, 2000Full Service Brick and Mortar
    636167529th Street Branch6831 Southwest 29th Street, Suite 100, Topeka, KS 66614July 09, 2001Full Service Brick and Mortar
    7364155Hunters Ridge Branch4700 N.W. Hunters Ridge Circle, Topeka, KS 66618July 09, 2002Full Service Brick and Mortar

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