Kaw Valley Bank in Topeka, Kansas (KS)



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Kaw Valley Bank routing number info

Table of contents:
Kaw Valley Bank
GeneralFDIC Certificate #: 9665
Status: Active
Federal Reserve ID: 485456
Bank Holding Company (Regulatory Top Holder): Kaw Valley Bancorp, Inc. (RSSDID: 1137109, Location: Topeka, KS)
Date Established: July 22, 1870
WWW: http://www.kawvalleybank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 6184
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 01, 2007
Last Structure Change Process Date: Febuary 21, 2007
Last Data Update: Febuary 21, 2007
Data Source Date: April 05, 2012
LocationAddress: 1110 North Kansas Avenue, Topeka, KS 66608
County: Shawnee
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
Core Based Statistical Area (CBSA): Topeka, KS (#45820)
CBSA Metro Statistical Area: Topeka, KS (#45820)
History of ChangesCorrections
Name Change
Financial SummaryTotal assets: $453.7 mil
Equity capital: $42.6 mil
Deposits held in domestic offices: $387.3 mil
Return on assets (ROA): -0.65% (-$3.0 mil)
Quarterly return on assets: -1.12% (-$5.1 mil)
Return on Equity (ROE): -7.21% (-$3.1 mil)
Quarterly return on equity: -12.32% (-$5.3 mil)
Net income: -$3.2 mil
Quarterly Net income: -$1.3 mil
Pretax return on assets: -1.15% (-$5,217.3 mil)
Quarterly Pretax return on assets: -1.88% (-$8,529.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)86
Total assets$453,681
Cash and due from depository institutions$44,720
Interest-bearing balances$36,568
Securities$94,746
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$280,778
Loan loss allowance $8,433
Trading account assets$0
Bank premises and fixed assets$1,651
Other real estate owned$14,509
Goodwill and other intangibles$0
All other assets$17,277
Life insurance assets$453,681
Total liabilities and capital$411,128
Total liabilities$387,253
Total deposits$343,269
Interest-bearing deposits$387,253
Deposits held in domestic offices$88
% insured (estimated)9728.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$9,729
Other borrowed funds $0
Subordinated debt $4,418
All other liabilities $42,553
Total equity capital$42,553
Total bank equity capital$42,553
Perpetual preferred stock$0
Common stock$350
Surplus$4,000
Undivided profits $38,203
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $14,169
Earning assets $20
Long-term assets (5+ years) $2,051
Average Assets, year-to-date $412,092
Average Assets, quarterly $151,980
Volatile liabilities $493,257
Insider loans $475,835
FHLB advances $310,174
Loans and leases held for sale $487,565
Unused loan commitments $5,249
Tier 1 (core) risk-based capital $2,635
Tier 2 risk-based capital $40,347
Total risk weighted assets $0
Total unused commitments $2,614
Restructured Loans and leases $29,007
Derivatives$551
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $22,549
Total interest expense $8,698
Net interest income $13,851
Provision for loan and lease losses $11,900
Total noninterest income $1,722
Fiduciary activities $428
Service charges on deposit accounts $638
Trading account gains & fees $0
Additional noninterest income $656
Total noninterest expense $10,554
Salaries and employee benefits $4,608
Premises and equipment expense $1,007
Additional noninterest expense $4,939
Pre-tax net operating income -$6,881
Securities gains (losses) $1,201
Applicable income taxes -$2,476
Income before extraordinary items -$3,204
Extraordinary gains - net $0
Net income attributable to bank -$3,204
Net charge-offs $0
Cash dividends -$3,204
Sale, conversion, retirement of capital stock, net $9,525
Net operating income $350
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.94%
Cost of funding earning assets 1.91%
Net interest margin 3.03%
Noninterest income to earning assets 0.38%
Noninterest expense to earning assets 2.31%
Net operating income to assets -0.81%
Return on assets (ROA) -0.65%
Pretax return on assets -1.15%
Return on equity (ROE) -7.21%
Retained earnings to average equity (YTD only) -7.99%
Net charge-offs to loans 2.94%
Credit loss provision to net charge-offs 124.93%
Efficiency ratio0.53%
Assets per employee$67,771
Cash dividends to net income (YTD only)5.28%
Condition Ratios (%)
Loss allowance to loans -10.92%
Loss allowance to noncurrent loans 2.92%
Noncurrent assets plus other real estate owned to assets 59.52%
Noncurrent loans to loans 6.32%
Net loans and leases to deposits4.90%
Net loans and leases to core deposits 72.51%
Equity capital to assets 95.28%
Core capital (leverage) ratio 9.38%
Tier 1 risk-based capital ratio 8.28%
Total risk-based capital ratio 13.01%
Memoranda
Average assets$14
Average earning assets$493,257
Average equity $44,457
Average loans $456,582
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$146,724
Number of Accounts1
Personal trust and agency accounts$86,240
Employee benefit-defined contribution accounts$69,126
Employee benefit-defined benefit accounts$5,818
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$10,444
Fiduciary accounts held in foreign offices$852
Non-managed Assets$0
Number of Accounts250
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$60,484
Corporate trust and agency accounts$46,272
Other fiduciary accounts$436
Fiduciary accounts held in foreign offices$13,776
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8 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06184Kaw Valley Bank1110 North Kansas Avenue, Topeka, KS 66608July 22, 1870Full Service Brick and Mortar
1220789North Topeka Avenue Facility1944 North Topeka Avenue, Topeka, KS 66608November 20, 1974Full Service Brick and Mortar
2220790East Facility3160 East Sixth Street, Topeka, KS 66607September 20, 1976Full Service Brick and Mortar
3220791Kaw Valley West Facility4848 Southwest 21st, Topeka, KS 66614November 04, 1987Full Service Brick and Mortar
4220792Topeka Branch1001 Southwest Wanamaker Road, Suite A, Topeka, KS 66604January 12, 1999Full Service Brick and Mortar
5360310Croco Road Branch3000 Southeast Croco Road, Topeka, KS 66605May 09, 2000Full Service Brick and Mortar
636167529th Street Branch6831 Southwest 29th Street, Suite 100, Topeka, KS 66614July 09, 2001Full Service Brick and Mortar
7364155Hunters Ridge Branch4700 N.W. Hunters Ridge Circle, Topeka, KS 66618July 09, 2002Full Service Brick and Mortar
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