First Bank and Trust in Sullivan, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 16, 1998

  • First Bank and Trust in Sullivan, Indiana (IN)
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First Bank and Trust - Overview

  • General
  • FDIC Certificate #: 15520
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank & Trust (#16298)
    Federal Reserve ID: 942445
    Date Established: January 01, 1870
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    OTS Docket #: 10503
    FDIC's unique #: 9818
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 16, 1998
    Last Structure Change Process Date: April 09, 1998
    Last Data Update: April 09, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 32 South Court Street, Sullivan, IN 47882
    County: Sullivan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Terre Haute, IN (#45460)
    CBSA Metro Statistical Area: Terre Haute, IN (#45460)
  • Financial Summary
  • Total assets: $232.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 111Total employees (full-time equivalent)
  • $232,532Total assets
  • $7,577Cash and due from depository institutions
  • $2,533Interest-bearing balances
  • $30,546Securities
  • $19,525Federal funds sold & reverse repurchase agreements
  • $168,989Net loans & leases
  • $2,255Loan loss allowance
  • $0Trading account assets
  • $3,233Bank premises and fixed assets
  • $153Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,509All other assets
  • $232,532Total liabilities and capital
  • $212,855Total liabilities
  • $210,663Total deposits
  • $188,854Interest-bearing deposits
  • $210,663Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $885Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,307All other liabilities
  • $19,677Total equity capital
  • $19,677Total bank equity capital
  • $19,677Perpetual preferred stock
  • $0Common stock
  • $1,246Surplus
  • $8,502Undivided profits
  • Memoranda
  • $9,929Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $680Earning assets
  • $0Long-term assets (5+ years)
  • $1,914Average Assets, year-to-date
  • $221,593Average Assets, quarterly
  • $44,140Volatile liabilities
  • $223,091Insider loans
  • $228,609FHLB advances
  • $29,194Loans and leases held for sale
  • $5,089Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,574Total unused commitments
  • $0Restructured Loans and leases
  • $139,579Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $17,040Total interest income
  • $7,773Total interest expense
  • $9,267Net interest income
  • $507Provision for loan and lease losses
  • $826Total noninterest income
  • $101Fiduciary activities
  • $385Service charges on deposit accounts
  • $0Trading account gains & fees
  • $340Additional noninterest income
  • $5,325Total noninterest expense
  • $3,468Salaries and employee benefits
  • $570Premises and equipment expense
  • $1,287Additional noninterest expense
  • $4,261Pre-tax net operating income
  • $13Securities gains (losses)
  • $720Applicable income taxes
  • $3,554Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,554Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $147Sale, conversion, retirement of capital stock, net
  • $2,343Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.07%Yield on earning assets
  • 3.68%Cost of funding earning assets
  • 4.39%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.52%Noninterest expense to earning assets
  • 1.59%Net operating income to assets
  • 1.59%Return on assets (ROA)
  • 1.92%Pretax return on assets
  • 18.69%Return on equity (ROE)
  • 6.37%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 344.90%Credit loss provision to net charge-offs
  • 32.44%Efficiency ratio
  • 52,759Assets per employee
  • 2.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.93%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 331.62%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.40%Net loans and leases to deposits
  • 80.22%Net loans and leases to core deposits
  • 92.67%Equity capital to assets
  • 8.46%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 13.92%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $223,091Average earning assets
  • $19,020Average equity
  • $211,198Average loans

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