First Bank and Trust in city_name, state_name - Detailed Financial Reports, Location

First Bank and Trust in Sullivan, Indiana (IN)
Show street view No street view available for this location

First Bank and Trust - Overview

General
FDIC Certificate #: 15520
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First National Bank & Trust (#16298)
Federal Reserve ID: 942445
Date Established: January 01, 1870
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 10 (Interstate: No)
OTS Docket #: 10503
FDIC's unique #: 9818
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 16, 1998
Last Structure Change Process Date: April 09, 1998
Last Data Update: April 09, 1998
Data Source Date: April 05, 2012
Location
Address: 32 South Court Street, Sullivan, IN 47882
County: Sullivan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Terre Haute, IN (#45460)
CBSA Metro Statistical Area: Terre Haute, IN (#45460)
Financial Summary
Total assets: $232.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
111Total employees (full-time equivalent)
$232,532Total assets
$7,577Cash and due from depository institutions
$2,533Interest-bearing balances
$30,546Securities
$19,525Federal funds sold & reverse repurchase agreements
$168,989Net loans & leases
$2,255Loan loss allowance
$0Trading account assets
$3,233Bank premises and fixed assets
$153Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,509All other assets
$232,532Total liabilities and capital
$212,855Total liabilities
$210,663Total deposits
$188,854Interest-bearing deposits
$210,663Deposits held in domestic offices
0.00%% insured (estimated)
$885Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,307All other liabilities
$19,677Total equity capital
$19,677Total bank equity capital
$19,677Perpetual preferred stock
$0Common stock
$1,246Surplus
$8,502Undivided profits
Memoranda
$9,929Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$680Earning assets
$0Long-term assets (5+ years)
$1,914Average Assets, year-to-date
$221,593Average Assets, quarterly
$44,140Volatile liabilities
$223,091Insider loans
$228,609FHLB advances
$29,194Loans and leases held for sale
$5,089Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,574Total unused commitments
$0Restructured Loans and leases
$139,579Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$17,040Total interest income
$7,773Total interest expense
$9,267Net interest income
$507Provision for loan and lease losses
$826Total noninterest income
$101Fiduciary activities
$385Service charges on deposit accounts
$0Trading account gains & fees
$340Additional noninterest income
$5,325Total noninterest expense
$3,468Salaries and employee benefits
$570Premises and equipment expense
$1,287Additional noninterest expense
$4,261Pre-tax net operating income
$13Securities gains (losses)
$720Applicable income taxes
$3,554Income before extraordinary items
$0Extraordinary gains - net
$3,554Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$147Sale, conversion, retirement of capital stock, net
$2,343Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.07%Yield on earning assets
3.68%Cost of funding earning assets
4.39%Net interest margin
0.39%Noninterest income to earning assets
2.52%Noninterest expense to earning assets
1.59%Net operating income to assets
1.59%Return on assets (ROA)
1.92%Pretax return on assets
18.69%Return on equity (ROE)
6.37%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
344.90%Credit loss provision to net charge-offs
32.44%Efficiency ratio
52,759Assets per employee
2.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
65.93%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
331.62%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.40%Net loans and leases to deposits
80.22%Net loans and leases to core deposits
92.67%Equity capital to assets
8.46%Core capital (leverage) ratio
8.65%Tier 1 risk-based capital ratio
13.92%Total risk-based capital ratio
Memoranda
$15Average assets
$223,091Average earning assets
$19,020Average equity
$211,198Average loans

First Bank and Trust in Sullivan, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust in Sullivan, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank and Trust - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First Bank and Trust in Sullivan, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches