First Bank of Missouri in Gladstone, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 18815
    Status: Active
    Federal Reserve ID: 954457
    Bank Holding Company (Regulatory Top Holder): Valley View Bancshares, Inc. (RSSDID: 1050712, Location: Overland Park, KS)
    Date Established: July 02, 1963
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Domestic: 10, Interstate: No)
    FDIC's unique #: 12675
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 02, 1963
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 12, 2010
    Last Data Update: August 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 7001 North Oak Street, Gladstone, MO 64118
    County: Clay
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $518.5 mil
    Equity capital: $66.9 mil
    Deposits held in domestic offices: $413.8 mil
    Return on assets (ROA): 1.03% ($5.3 mil)
    Quarterly return on assets: 0.98% ($5.1 mil)
    Return on Equity (ROE): 8.13% ($5.4 mil)
    Quarterly return on equity: 7.59% ($5.1 mil)
    Net income: $5.2 mil
    Quarterly Net income: $1.3 mil
    Pretax return on assets: 1.44% ($7,466.1 mil)
    Quarterly Pretax return on assets: 1.17% ($6,066.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 106Total employees (full-time equivalent)
  • $518,477Total assets
  • $73,092Cash and due from depository institutions
  • $64,373Interest-bearing balances
  • $111,131Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $313,158Net loans & leases
  • $6,090Loan loss allowance
  • $0Trading account assets
  • $8,358Bank premises and fixed assets
  • $4,561Other real estate owned
  • $1,984Goodwill and other intangibles
  • $518,477Life insurance assets
  • $6,193All other assets
  • $451,577Total liabilities and capital
  • $413,793Total liabilities
  • $338,424Total deposits
  • $413,793Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 34631.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,450Trading liabilities
  • $0Other borrowed funds
  • $703Subordinated debt
  • $66,900All other liabilities
  • $66,900Total equity capital
  • $66,900Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $24,434Surplus
  • $41,966Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $457Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,638Income earned, not collected on loans
  • $0Earning assets
  • $1,761Long-term assets (5+ years)
  • $488,662Average Assets, year-to-date
  • $122,058Average Assets, quarterly
  • $507,855Volatile liabilities
  • $513,566Insider loans
  • $361,089FHLB advances
  • $508,183Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $63,542Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $53,229Restructured Loans and leases
  • $13,694Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $21,957Total interest income
  • $4,270Total interest expense
  • $17,687Net interest income
  • $1,050Provision for loan and lease losses
  • $2,154Total noninterest income
  • $34Fiduciary activities
  • $1,639Service charges on deposit accounts
  • $0Trading account gains & fees
  • $481Additional noninterest income
  • $11,535Total noninterest expense
  • $5,351Salaries and employee benefits
  • $1,111Premises and equipment expense
  • $5,073Additional noninterest expense
  • $7,256Pre-tax net operating income
  • $49Securities gains (losses)
  • $2,095Applicable income taxes
  • $5,210Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,210Net income attributable to bank
  • $0Net charge-offs
  • $5,210Cash dividends
  • $1,063Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.60%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 3.71%Net interest margin
  • 0.45%Noninterest income to earning assets
  • 2.42%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 8.13%Return on equity (ROE)
  • 8.13%Retained earnings to average equity (YTD only)
  • 0.33%Net charge-offs to loans
  • 98.78%Credit loss provision to net charge-offs
  • 7.81%Efficiency ratio
  • 58,107Assets per employee
  • 4.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 131.31%Noncurrent assets plus other real estate owned to assets
  • 1.77%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 75.68%Net loans and leases to core deposits
  • 79.08%Equity capital to assets
  • 12.90%Core capital (leverage) ratio
  • 12.50%Tier 1 risk-based capital ratio
  • 17.60%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $507,855Average earning assets
  • $64,062Average equity
  • $477,218Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $136,615Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 693Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $136,615Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 10 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012675First Bank Of Missouri7001 North Oak Street, Gladstone, MO 64118July 02, 1963Full Service Brick and Mortar
    1246534East Drive-In Branch5959 North Antioch Road, Gladstone, MO 64118April 09, 1973Limited Service Facility
    55688Smithville BranchHighways 169 And 92, Smithville, MO 64089October 17, 1931Full Service Brick and Mortar
    67058Sixth And Edmond Streets BranchSixth And Edmond Streets, St. Joseph, MO 64501July 26, 1904Full Service Brick and Mortar
    7223553Cherokee Facility5348 Lake Avenue, Saint Joseph, MO 64504December 01, 1976Limited Service Facility
    9223554Faraon Branch401 North Woodbine Road, Saint Joseph, MO 64506March 31, 1988Limited Service Facility
    11360061Polo Avenue Branch9800 Polo Avenue, Kansas City, MO 64153November 15, 2000Full Service Brick and Mortar
    12362307Big V Branch122 North 169 Highway, Smithville, MO 64089October 16, 2001Limited Service Facility
    15208220Kansas City Branch9601 Northeast Barry Road, Kansas City, MO 64157April 29, 1999Full Service Brick and Mortar
    16490251First Bank Of Missouri6238 North Chatham Road, Kansas City, MO 64151May 04, 2009Limited Service Facility

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