First Community Bank, Missouri in city_name, state_name - Detailed Financial Reports, Location

First Community Bank, Missouri in Poplar Bluff, Missouri (MO)
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First Community Bank, Missouri routing number info

First Community Bank, Missouri - Overview

General
FDIC Certificate #: 16207
Status: Active
Federal Reserve ID: 947842
Bank Holding Company (Regulatory Top Holder): Bootheel Bancorp, Inc. (RSSDID: 1119329, Location: Poplar Bluff, MO)
Date Established: October 24, 1944
WWW: http://www.1stcombank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 12125
FDIC's unique #: 10408
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 01, 1944
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2911 North Westwood Boulevard, Poplar Bluff, MO 63901
County: Butler
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Poplar Bluff, MO (#38740)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $259.1 mil
Equity capital: $21.8 mil
Deposits held in domestic offices: $229.5 mil
Return on assets (ROA): 0.96% ($2.5 mil)
Quarterly return on assets: 0.65% ($1.7 mil)
Return on Equity (ROE): 11.22% ($2.5 mil)
Quarterly return on equity: 7.48% ($1.6 mil)
Net income: $2.4 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.93% ($2,410.0 mil)
Quarterly Pretax return on assets: 0.45% ($1,166.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
99Total employees (full-time equivalent)
$259,135Total assets
$24,416Cash and due from depository institutions
$18,547Interest-bearing balances
$76,117Securities
$0Federal funds sold & reverse repurchase agreements
$142,680Net loans & leases
$1,596Loan loss allowance
$0Trading account assets
$5,817Bank premises and fixed assets
$2,103Other real estate owned
$847Goodwill and other intangibles
$259,135Life insurance assets
$7,155All other assets
$237,314Total liabilities and capital
$229,544Total liabilities
$201,191Total deposits
$229,544Interest-bearing deposits
$80Deposits held in domestic offices
6447.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$700Trading liabilities
$0Other borrowed funds
$623Subordinated debt
$21,821All other liabilities
$21,821Total equity capital
$21,821Total bank equity capital
$0Perpetual preferred stock
$160Common stock
$2,990Surplus
$18,671Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$83Income earned, not collected on loans
$0Earning assets
$1,770Long-term assets (5+ years)
$237,344Average Assets, year-to-date
$84,572Average Assets, quarterly
$246,432Volatile liabilities
$251,050Insider loans
$161,352FHLB advances
$250,004Loans and leases held for sale
$132Unused loan commitments
$132Tier 1 (core) risk-based capital
$20,593Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$30,088Restructured Loans and leases
$915Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,785Total interest income
$1,717Total interest expense
$9,068Net interest income
$465Provision for loan and lease losses
$2,206Total noninterest income
$0Fiduciary activities
$1,231Service charges on deposit accounts
$0Trading account gains & fees
$975Additional noninterest income
$8,515Total noninterest expense
$4,728Salaries and employee benefits
$1,403Premises and equipment expense
$2,384Additional noninterest expense
$2,294Pre-tax net operating income
-$10Securities gains (losses)
-$78Applicable income taxes
$2,362Income before extraordinary items
$0Extraordinary gains - net
$2,362Net income attributable to bank
$0Net charge-offs
$2,362Cash dividends
$370Sale, conversion, retirement of capital stock, net
$875Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.80%Yield on earning assets
0.76%Cost of funding earning assets
4.04%Net interest margin
0.98%Noninterest income to earning assets
3.79%Noninterest expense to earning assets
0.96%Net operating income to assets
0.96%Return on assets (ROA)
0.93%Pretax return on assets
11.22%Return on equity (ROE)
7.06%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
125.68%Credit loss provision to net charge-offs
7.46%Efficiency ratio
74,818Assets per employee
2.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.04%Loss allowance to loans
1.11%Loss allowance to noncurrent loans
1922.89%Noncurrent assets plus other real estate owned to assets
0.84%Noncurrent loans to loans
0.06%Net loans and leases to deposits
62.16%Net loans and leases to core deposits
67.45%Equity capital to assets
8.42%Core capital (leverage) ratio
8.24%Tier 1 risk-based capital ratio
12.76%Total risk-based capital ratio
Memoranda
$14Average assets
$246,432Average earning assets
$21,054Average equity
$224,711Average loans

List of branches

6 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10408	First Community Bank, Missouri	2911 North Westwood Boulevard, Poplar Bluff, MO 63901	October 24, 1944	Full Service Brick and Mortar
2	6275	Malden Facility	1103 N Douglas, Malden, MO 63863	January 01, 1903	Full Service Brick and Mortar
4	1081	Campbell Facility	110 West Grand Avenue, Campbell, MO 63933	January 01, 1904	Full Service Brick and Mortar
6	237606	Poplar Bluff South Facility	2340 South Broadway, Poplar Bluff, MO 63901	December 15, 1993	Full Service Brick and Mortar
7	237607	Bernie Facility	240 North Walnut Street, Bernie, MO 63822	November 26, 1997	Full Service Brick and Mortar
9	422917	Cape Girandeau Branch	17 South Mount Auburn Road, Cape Girardeau, MO 63702	September 08, 2003	Full Service Brick and Mortar

First Community Bank, Missouri in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank, Missouri - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank, Missouri in Poplar Bluff, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank, Missouri - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank, Missouri in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches