First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Midwest Bank of Poplar Bluff in Poplar Bluff, Missouri (MO)
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First Midwest Bank of Poplar Bluff - Overview

  • General
  • FDIC Certificate #: 19212
    Status: Active
    Federal Reserve ID: 228158
    Bank Holding Company (Regulatory Top Holder): Poplar Bluff Banc Company (RSSDID: 2321594, Location: Poplar Bluff, MO)
    Date Established: August 29, 1964
    WWW: http://www.1midwest.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    FDIC's unique #: 13030
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 29, 1964
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 704-706 Highway 67 North, Poplar Bluff, MO 63901
    County: Butler
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Poplar Bluff, MO (#38740)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $286.2 mil
    Equity capital: $24.5 mil
    Deposits held in domestic offices: $242.0 mil
    Return on assets (ROA): 1.58% ($4.5 mil)
    Quarterly return on assets: 1.17% ($3.3 mil)
    Return on Equity (ROE): 17.65% ($4.2 mil)
    Quarterly return on equity: 13.06% ($3.1 mil)
    Net income: $4.3 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.58% ($4,521.9 mil)
    Quarterly Pretax return on assets: 1.17% ($3,348.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 72Total employees (full-time equivalent)
  • $286,194Total assets
  • $22,696Cash and due from depository institutions
  • $16,638Interest-bearing balances
  • $33,746Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $217,382Net loans & leases
  • $3,069Loan loss allowance
  • $0Trading account assets
  • $4,761Bank premises and fixed assets
  • $1,457Other real estate owned
  • $0Goodwill and other intangibles
  • $286,194Life insurance assets
  • $6,152All other assets
  • $261,703Total liabilities and capital
  • $242,007Total liabilities
  • $210,686Total deposits
  • $242,007Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 12779.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,659Trading liabilities
  • $0Other borrowed funds
  • $1,258Subordinated debt
  • $24,491All other liabilities
  • $24,491Total equity capital
  • $24,491Total bank equity capital
  • $0Perpetual preferred stock
  • $770Common stock
  • $7,907Surplus
  • $15,814Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,987Income earned, not collected on loans
  • $0Earning assets
  • $1,527Long-term assets (5+ years)
  • $267,766Average Assets, year-to-date
  • $32,422Average Assets, quarterly
  • $269,030Volatile liabilities
  • $277,057Insider loans
  • $207,943FHLB advances
  • $276,625Loans and leases held for sale
  • $2,936Unused loan commitments
  • $1,295Tier 1 (core) risk-based capital
  • $23,563Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,641Total unused commitments
  • $21,868Restructured Loans and leases
  • $8,542Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,001Total interest income
  • $2,754Total interest expense
  • $11,247Net interest income
  • $1,306Provision for loan and lease losses
  • $2,077Total noninterest income
  • $0Fiduciary activities
  • $1,073Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,004Additional noninterest income
  • $7,758Total noninterest expense
  • $3,662Salaries and employee benefits
  • $928Premises and equipment expense
  • $3,168Additional noninterest expense
  • $4,260Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $4,260Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,260Net income attributable to bank
  • $0Net charge-offs
  • $4,260Cash dividends
  • $899Sale, conversion, retirement of capital stock, net
  • $3,221Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.56%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 4.46%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 1.58%Pretax return on assets
  • 17.65%Return on equity (ROE)
  • 4.30%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 145.27%Credit loss provision to net charge-offs
  • 6.19%Efficiency ratio
  • 58,226Assets per employee
  • 3.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.61%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 61.54%Noncurrent assets plus other real estate owned to assets
  • 2.25%Noncurrent loans to loans
  • 2.26%Net loans and leases to deposits
  • 89.82%Net loans and leases to core deposits
  • 102.16%Equity capital to assets
  • 8.56%Core capital (leverage) ratio
  • 8.52%Tier 1 risk-based capital ratio
  • 11.33%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $269,030Average earning assets
  • $24,137Average equity
  • $251,966Average loans

List of branches

  • 6 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013030First Midwest Bank Of Poplar Bluff704-706 Highway 67 North, Poplar Bluff, MO 63901August 29, 1964Full Service Brick and Mortar
    1247624East Facility220 East Pine Boulevard, Poplar Bluff, MO 63901December 20, 1978Full Service Brick and Mortar
    211794Puxico Facility141 East Richardson Avenue, Puxico, MO 63960May 21, 1956Full Service Brick and Mortar
    3247625Kroger Facility2770 North Westwood Boulevard, Poplar Bluff, MO 63901October 16, 1990Full Service Retail
    4247626Wal-Mart Facility333 South Westwood, Poplar Bluff, MO 63901April 28, 1990Full Service Retail
    5511456Columbia Banking Center Branch10 East Southampton Dr, Columbia, MO 65203August 16, 2010Full Service Brick and Mortar

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