First Missouri State Bank in city_name, state_name - Detailed Financial Reports, Location

First Missouri State Bank in Poplar Bluff, Missouri (MO)
Show street view No street view available for this location

First Missouri State Bank routing number info

First Missouri State Bank - Overview

General
FDIC Certificate #: 8282
Status: Active
Federal Reserve ID: 825454
Bank Holding Company (Regulatory Top Holder): Fms Bancorp, Inc. (RSSDID: 1491463, Location: Poplar Bluff, MO)
Date Established: January 01, 1912
WWW: http://www.firstmissouristatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 5283
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1902 Sunset Drive, Poplar Bluff, MO 63901
County: Butler
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Dallas
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Poplar Bluff, MO (#38740)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $153.1 mil
Equity capital: $15.0 mil
Deposits held in domestic offices: $130.4 mil
Return on assets (ROA): 1.14% ($1.7 mil)
Quarterly return on assets: 1.07% ($1.6 mil)
Return on Equity (ROE): 11.90% ($1.8 mil)
Quarterly return on equity: 10.99% ($1.6 mil)
Net income: $1.7 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.79% ($2,740.3 mil)
Quarterly Pretax return on assets: 1.78% ($2,725.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
30Total employees (full-time equivalent)
$153,088Total assets
$12,462Cash and due from depository institutions
$10,572Interest-bearing balances
$10,177Securities
$0Federal funds sold & reverse repurchase agreements
$124,183Net loans & leases
$2,262Loan loss allowance
$0Trading account assets
$1,921Bank premises and fixed assets
$701Other real estate owned
$0Goodwill and other intangibles
$153,088Life insurance assets
$3,644All other assets
$138,122Total liabilities and capital
$130,428Total liabilities
$118,358Total deposits
$130,428Interest-bearing deposits
$92Deposits held in domestic offices
2517.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$177Subordinated debt
$14,966All other liabilities
$14,966Total equity capital
$14,966Total bank equity capital
$0Perpetual preferred stock
$446Common stock
$1,249Surplus
$13,271Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,638Income earned, not collected on loans
$0Earning assets
$1,528Long-term assets (5+ years)
$144,932Average Assets, year-to-date
$26,435Average Assets, quarterly
$152,178Volatile liabilities
$152,994Insider loans
$113,289FHLB advances
$155,975Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$14,840Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$17,783Restructured Loans and leases
$479Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,935Total interest income
$2,062Total interest expense
$5,873Net interest income
$600Provision for loan and lease losses
$425Total noninterest income
$0Fiduciary activities
$218Service charges on deposit accounts
$0Trading account gains & fees
$207Additional noninterest income
$2,976Total noninterest expense
$1,711Salaries and employee benefits
$349Premises and equipment expense
$916Additional noninterest expense
$2,722Pre-tax net operating income
$0Securities gains (losses)
$985Applicable income taxes
$1,737Income before extraordinary items
$0Extraordinary gains - net
$1,737Net income attributable to bank
$0Net charge-offs
$1,737Cash dividends
$529Sale, conversion, retirement of capital stock, net
$1,020Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.51%Yield on earning assets
1.43%Cost of funding earning assets
4.07%Net interest margin
0.29%Noninterest income to earning assets
2.06%Noninterest expense to earning assets
1.14%Net operating income to assets
1.14%Return on assets (ROA)
1.79%Pretax return on assets
11.90%Return on equity (ROE)
4.91%Retained earnings to average equity (YTD only)
0.41%Net charge-offs to loans
113.42%Credit loss provision to net charge-offs
6.28%Efficiency ratio
47,253Assets per employee
5.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.72%Loss allowance to loans
1.79%Loss allowance to noncurrent loans
138.10%Noncurrent assets plus other real estate owned to assets
1.53%Noncurrent loans to loans
1.30%Net loans and leases to deposits
95.21%Net loans and leases to core deposits
98.14%Equity capital to assets
9.78%Core capital (leverage) ratio
9.51%Tier 1 risk-based capital ratio
13.10%Total risk-based capital ratio
Memoranda
$14Average assets
$152,178Average earning assets
$14,601Average equity
$144,128Average loans

List of branches

2 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5283	First Missouri State Bank	1902 Sunset Drive, Poplar Bluff, MO 63901	January 01, 1912	Full Service Brick and Mortar
1	218245	Fisk Facility	Second And Dale Streets, Fisk, MO 63940	December 31, 1986	Full Service Brick and Mortar

First Missouri State Bank in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Missouri State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Missouri State Bank in Poplar Bluff, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Missouri State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Missouri State Bank in Poplar Bluff, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches