First Federal Savings Bank of Kokomo in Kokomo, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • First Federal Savings Bank of Kokomo in Kokomo, Indiana (IN)
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First Federal Savings Bank of Kokomo - Overview

  • General
  • FDIC Certificate #: 28990
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Indiana (#4347)
    Federal Reserve ID: 689179
    Date Established: June 01, 1934
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2732
    FDIC's unique #: 41824
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: October 11, 1934
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: Febuary 22, 1995
    Last Data Update: Febuary 22, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 West Mulberry Street, Kokomo, IN 46901
    County: Howard
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Kokomo, IN (#3850)
    Combined Statistical Area (CSA): Kokomo-Peru, IN (#316)
    Core Based Statistical Area (CBSA): Kokomo, IN (#29020)
    CBSA Metro Statistical Area: Kokomo, IN (#29020)
  • Financial Summary
  • Total assets: $244.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $78Total assets
  • $244,610Cash and due from depository institutions
  • $36,939Interest-bearing balances
  • $35,952Securities
  • $35,761Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $166,309Loan loss allowance
  • $2,478Trading account assets
  • $0Bank premises and fixed assets
  • $1,510Other real estate owned
  • $28Goodwill and other intangibles
  • $4,063Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $244,610Total liabilities
  • $212,274Total deposits
  • $206,511Interest-bearing deposits
  • $206,511Deposits held in domestic offices
  • 206511.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $5,763Total equity capital
  • $5,763Total bank equity capital
  • $32,336Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $12,628Undivided profits
  • Memoranda
  • $19,707Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $110Income earned, not collected on loans
  • $364Earning assets
  • $238,022Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $228,952Average Assets, quarterly
  • $242,199Volatile liabilities
  • $21,354Insider loans
  • $491FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,081Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $32,336Total risk weighted assets
  • $142,463Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $16,126Total interest expense
  • $7,440Net interest income
  • $8,686Provision for loan and lease losses
  • $548Total noninterest income
  • $968Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $968Total noninterest expense
  • $4,722Salaries and employee benefits
  • $2,862Premises and equipment expense
  • $774Additional noninterest expense
  • $1,086Pre-tax net operating income
  • $4,384Securities gains (losses)
  • $109Applicable income taxes
  • $1,642Income before extraordinary items
  • $2,851Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,851Net charge-offs
  • $106Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $3,290Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.23%Cost of funding earning assets
  • 3.34%Net interest margin
  • 3.90%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 2.12%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 9.39%Retained earnings to average equity (YTD only)
  • 9.39%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 516.98%Efficiency ratio
  • 48,912Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 2252.73%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 80.53%Net loans and leases to core deposits
  • 89.82%Equity capital to assets
  • 13.22%Core capital (leverage) ratio
  • 13.23%Tier 1 risk-based capital ratio
  • 22.70%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $228,952Average earning assets
  • $30,357Average equity
  • $222,939Average loans
1
Martha E. Cory
I just ran across a Savings Account Passbook Acct for Martha Cory - No. 2792-7 with a last withdraw of $300.00 leaving a balance of $278.28 on 2-22-94. Is there any way of checking this out?
2
Steve Redmon
I came across a savings account book and was wondering if the account was still open.
The account number is 24-181.Could you please let me know so I will know what to do with it.
Thank you.

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