First Federal Savings and Loan Association of Bucks Co in city_name, state_name

First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)
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First Federal Savings and Loan Association of Bucks Co - Overview

General
FDIC Certificate #: 28835
Status: Active
Federal Reserve ID: 581376
Date Established: January 01, 1885
WWW: http://www.firstfedbucks.com
Trust Powers Granted: No
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 10 (Domestic: 10, Interstate: No)
OTS Docket #: 2457
FDIC's unique #: 41669
Numeric code: 38
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: August 31, 1940
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 118 Mill Street, Bristol, PA 19007
County: Bucks
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Philadelphia, PA (#37964)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $663.1 mil
Equity capital: $70.0 mil
Deposits held in domestic offices: $531.3 mil
Return on assets (ROA): 0.65% ($4.3 mil)
Quarterly return on assets: 0.53% ($3.5 mil)
Return on Equity (ROE): 6.18% ($4.3 mil)
Quarterly return on equity: 5.00% ($3.5 mil)
Net income: $4.2 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 0.85% ($5,636.6 mil)
Quarterly Pretax return on assets: 0.69% ($4,575.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
118Total employees (full-time equivalent)
$663,132Total assets
$18,159Cash and due from depository institutions
$15,192Interest-bearing balances
$176,872Securities
$0Federal funds sold & reverse repurchase agreements
$428,726Net loans & leases
$3,837Loan loss allowance
$0Trading account assets
$8,339Bank premises and fixed assets
$28Other real estate owned
$16Goodwill and other intangibles
$663,132Life insurance assets
$30,992All other assets
$593,118Total liabilities and capital
$531,345Total liabilities
$505,746Total deposits
$531,345Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$58,000Trading liabilities
$0Other borrowed funds
$3,773Subordinated debt
$70,014All other liabilities
$70,014Total equity capital
$70,014Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$70,014Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,392Income earned, not collected on loans
$0Earning assets
$2,379Long-term assets (5+ years)
$620,790Average Assets, year-to-date
$0Average Assets, quarterly
$635,912Volatile liabilities
$651,013Insider loans
$383,053FHLB advances
$662,443Loans and leases held for sale
$16,005Unused loan commitments
$0Tier 1 (core) risk-based capital
$69,325Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$57,982Restructured Loans and leases
$1,835Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$27,519Total interest income
$8,093Total interest expense
$19,426Net interest income
$1,671Provision for loan and lease losses
$1,940Total noninterest income
$0Fiduciary activities
$144Service charges on deposit accounts
-$176Trading account gains & fees
$1,972Additional noninterest income
$14,154Total noninterest expense
$7,934Salaries and employee benefits
$2,341Premises and equipment expense
$3,879Additional noninterest expense
$5,541Pre-tax net operating income
-$141Securities gains (losses)
$1,241Applicable income taxes
$4,159Income before extraordinary items
$0Extraordinary gains - net
$4,159Net income attributable to bank
$0Net charge-offs
$4,159Cash dividends
$1,104Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.64%Yield on earning assets
1.36%Cost of funding earning assets
3.27%Net interest margin
0.33%Noninterest income to earning assets
2.39%Noninterest expense to earning assets
0.67%Net operating income to assets
0.65%Return on assets (ROA)
0.85%Pretax return on assets
6.18%Return on equity (ROE)
6.18%Retained earnings to average equity (YTD only)
0.26%Net charge-offs to loans
151.36%Credit loss provision to net charge-offs
6.53%Efficiency ratio
66,245Assets per employee
5.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.89%Loss allowance to noncurrent loans
160.41%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.55%Net loans and leases to deposits
80.69%Net loans and leases to core deposits
86.84%Equity capital to assets
10.56%Core capital (leverage) ratio
10.47%Tier 1 risk-based capital ratio
18.10%Total risk-based capital ratio
Memoranda
$19Average assets
$635,912Average earning assets
$67,317Average equity
$593,368Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$7,575Managed Assets
1Number of Accounts
$7,575Personal trust and agency accounts
$514Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$2,448Corporate trust and agency accounts
$0Investment management agency accounts
$4,613Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
67Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

10 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	41669	First Federal Savings And Loan Assoc	118 Mill Street, Bristol, PA 19007	January 01, 1885	Full Service Brick and Mortar
1	270943	Levittown Shopping Center Branch	208 Levittown Parkway, Levittown, PA 19054	January 01, 1885	Full Service Brick and Mortar
2	270944	16 Highland Park Way Branch	16 Highland Park Way, Levittown, PA 19056	January 01, 1885	Full Service Brick and Mortar
3	270945	126 South Bellevue Avenue Branch	126 South Bellevue Avenue, Langhorne, PA 19047	January 01, 1885	Full Service Brick and Mortar
100	270946	803 Park Ave Branch	803 Park Avenue, Wrightstown, PA 18940	January 01, 1885	Full Service Brick and Mortar
101	43444	275 W Bridge Street Branch	275 W Bridge Street, New Hope, PA 18938	January 01, 1880	Full Service Brick and Mortar
102	270947	Bensalem Branch	2127 Galloway Road, Bensalem, PA 19020	April 01, 1995	Full Service Brick and Mortar
103	464442	530 Southampton Branch	530 Second Street Pike, Southampton, PA 18966	Febuary 27, 2006	Full Service Brick and Mortar
104	518322	Newtown Branch	295 N Sycamore St, Newtown, PA 18940	June 30, 2009	Full Service Brick and Mortar
105	518323	Yardley Branch	10 N Main St, Morrisville, PA 19067	March 01, 2010	Full Service Brick and Mortar

Richard A Landis

⚠

Apr 12, 2023 @ 6:18 pm

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First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings and Loan Association of Bucks Co - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings and Loan Association of Bucks Co - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2005)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches