First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Federal Savings and Loan Association of Bucks Co in Bristol, Pennsylvania (PA)
  • Show street view No street view available for this location

First Federal Savings and Loan Association of Bucks Co - Overview

  • General
  • FDIC Certificate #: 28835
    Status: Active
    Federal Reserve ID: 581376
    Date Established: January 01, 1885
    WWW: http://www.firstfedbucks.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 2457
    FDIC's unique #: 41669
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: August 31, 1940
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 118 Mill Street, Bristol, PA 19007
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $663.1 mil
    Equity capital: $70.0 mil
    Deposits held in domestic offices: $531.3 mil
    Return on assets (ROA): 0.65% ($4.3 mil)
    Quarterly return on assets: 0.53% ($3.5 mil)
    Return on Equity (ROE): 6.18% ($4.3 mil)
    Quarterly return on equity: 5.00% ($3.5 mil)
    Net income: $4.2 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 0.85% ($5,636.6 mil)
    Quarterly Pretax return on assets: 0.69% ($4,575.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 118Total employees (full-time equivalent)
  • $663,132Total assets
  • $18,159Cash and due from depository institutions
  • $15,192Interest-bearing balances
  • $176,872Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $428,726Net loans & leases
  • $3,837Loan loss allowance
  • $0Trading account assets
  • $8,339Bank premises and fixed assets
  • $28Other real estate owned
  • $16Goodwill and other intangibles
  • $663,132Life insurance assets
  • $30,992All other assets
  • $593,118Total liabilities and capital
  • $531,345Total liabilities
  • $505,746Total deposits
  • $531,345Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $58,000Trading liabilities
  • $0Other borrowed funds
  • $3,773Subordinated debt
  • $70,014All other liabilities
  • $70,014Total equity capital
  • $70,014Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $70,014Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,392Income earned, not collected on loans
  • $0Earning assets
  • $2,379Long-term assets (5+ years)
  • $620,790Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $635,912Volatile liabilities
  • $651,013Insider loans
  • $383,053FHLB advances
  • $662,443Loans and leases held for sale
  • $16,005Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $69,325Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $57,982Restructured Loans and leases
  • $1,835Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $27,519Total interest income
  • $8,093Total interest expense
  • $19,426Net interest income
  • $1,671Provision for loan and lease losses
  • $1,940Total noninterest income
  • $0Fiduciary activities
  • $144Service charges on deposit accounts
  • -$176Trading account gains & fees
  • $1,972Additional noninterest income
  • $14,154Total noninterest expense
  • $7,934Salaries and employee benefits
  • $2,341Premises and equipment expense
  • $3,879Additional noninterest expense
  • $5,541Pre-tax net operating income
  • -$141Securities gains (losses)
  • $1,241Applicable income taxes
  • $4,159Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,159Net income attributable to bank
  • $0Net charge-offs
  • $4,159Cash dividends
  • $1,104Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 1.36%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 2.39%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.85%Pretax return on assets
  • 6.18%Return on equity (ROE)
  • 6.18%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 151.36%Credit loss provision to net charge-offs
  • 6.53%Efficiency ratio
  • 66,245Assets per employee
  • 5.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 160.41%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 80.69%Net loans and leases to core deposits
  • 86.84%Equity capital to assets
  • 10.56%Core capital (leverage) ratio
  • 10.47%Tier 1 risk-based capital ratio
  • 18.10%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $635,912Average earning assets
  • $67,317Average equity
  • $593,368Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $7,575Managed Assets
  • 1Number of Accounts
  • $7,575Personal trust and agency accounts
  • $514Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $2,448Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $4,613Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 67Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 10 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041669First Federal Savings And Loan Assoc118 Mill Street, Bristol, PA 19007January 01, 1885Full Service Brick and Mortar
    1270943Levittown Shopping Center Branch208 Levittown Parkway, Levittown, PA 19054January 01, 1885Full Service Brick and Mortar
    227094416 Highland Park Way Branch16 Highland Park Way, Levittown, PA 19056January 01, 1885Full Service Brick and Mortar
    3270945126 South Bellevue Avenue Branch126 South Bellevue Avenue, Langhorne, PA 19047January 01, 1885Full Service Brick and Mortar
    100270946803 Park Ave Branch803 Park Avenue, Wrightstown, PA 18940January 01, 1885Full Service Brick and Mortar
    10143444275 W Bridge Street Branch275 W Bridge Street, New Hope, PA 18938January 01, 1880Full Service Brick and Mortar
    102270947Bensalem Branch2127 Galloway Road, Bensalem, PA 19020April 01, 1995Full Service Brick and Mortar
    103464442530 Southampton Branch530 Second Street Pike, Southampton, PA 18966Febuary 27, 2006Full Service Brick and Mortar
    104518322Newtown Branch295 N Sycamore St, Newtown, PA 18940June 30, 2009Full Service Brick and Mortar
    105518323Yardley Branch10 N Main St, Morrisville, PA 19067March 01, 2010Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Federal Savings and Loan Association of Bucks Co.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents