First Federal Savings and Loan Association of Peru in Peru, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 20, 1994

  • First Federal Savings and Loan Association of Peru in Peru, Indiana (IN)
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First Federal Savings and Loan Association of Peru - Overview

  • General
  • FDIC Certificate #: 28844
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Federal Savings Bank of Kokomo (#28990)
    Federal Reserve ID: 644075
    Date Established: January 01, 1911
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2478
    FDIC's unique #: 41678
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 06, 1936
    Last Structure Change Effective Date: January 20, 1994
    Last Structure Change Process Date: January 26, 1994
    Last Data Update: January 26, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 North Broadway, Peru, IN 46970
    County: Miami
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Kokomo-Peru, IN (#316)
    Core Based Statistical Area (CBSA): Peru, IN (#37940)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $48.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $48,510Cash and due from depository institutions
  • $9,755Interest-bearing balances
  • $9,383Securities
  • $5,857Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $31,232Loan loss allowance
  • $188Trading account assets
  • $0Bank premises and fixed assets
  • $631Other real estate owned
  • $50Goodwill and other intangibles
  • $985Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $48,510Total liabilities
  • $43,773Total deposits
  • $43,070Interest-bearing deposits
  • $43,063Deposits held in domestic offices
  • 43070.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $703Total equity capital
  • $703Total bank equity capital
  • $4,737Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $4,737Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $85Income earned, not collected on loans
  • $1Earning assets
  • $46,472Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $48,818Average Assets, quarterly
  • $48,547Volatile liabilities
  • $1,792Insider loans
  • $189FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $124Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,737Total risk weighted assets
  • $22,342Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,396Total interest expense
  • $2,179Net interest income
  • $1,217Provision for loan and lease losses
  • $188Total noninterest income
  • $108Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $108Total noninterest expense
  • $1,406Salaries and employee benefits
  • $939Premises and equipment expense
  • $186Additional noninterest expense
  • $281Pre-tax net operating income
  • -$269Securities gains (losses)
  • $0Applicable income taxes
  • -$2Income before extraordinary items
  • -$267Extraordinary gains - net
  • $244Net income attributable to bank
  • -$23Net charge-offs
  • $19Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.22%Cost of funding earning assets
  • 4.63%Net interest margin
  • 2.59%Noninterest income to earning assets
  • 0.23%Noninterest expense to earning assets
  • 2.99%Net operating income to assets
  • -0.55%Return on assets (ROA)
  • -0.05%Pretax return on assets
  • -0.05%Return on equity (ROE)
  • -0.48%Retained earnings to average equity (YTD only)
  • -0.48%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 989.47%Efficiency ratio
  • 106,113Assets per employee
  • 3.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.60%Loss allowance to noncurrent loans
  • 221.18%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 72.51%Net loans and leases to core deposits
  • 75.66%Equity capital to assets
  • 9.76%Core capital (leverage) ratio
  • 9.76%Tier 1 risk-based capital ratio
  • 21.20%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $48,818Average earning assets
  • $4,776Average equity
  • $47,022Average loans

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