First Internet Bank of Indiana in city_name, state_name - Detailed Financial Reports, Location

First Internet Bank of Indiana in Indianapolis, Indiana (IN)
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First Internet Bank of Indiana routing number info

First Internet Bank of Indiana - Overview

General
FDIC Certificate #: 34607
Status: Active
Federal Reserve ID: 2758613
Bank Holding Company (Regulatory Top Holder): First Internet Bancorp (RSSDID: 3393178, Location: Indianapolis, IN)
Date Established: December 28, 1998
WWW: http://www.firstib.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 60772
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Consumer Lending Specialization
Date of Deposit Insurance: December 28, 1998
Last Structure Change Effective Date: November 08, 2010
Last Structure Change Process Date: November 16, 2010
Last Data Update: November 16, 2010
Data Source Date: April 05, 2012
Location
Address: 9200 Keystone Crossing, Suite 800, Indianapolis, IN 46240
County: Marion
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
History of Changes
Change in Location
Financial Summary
Total assets: $584.2 mil
Equity capital: $54.1 mil
Deposits held in domestic offices: $486.8 mil
Return on assets (ROA): 0.66% ($3.9 mil)
Quarterly return on assets: 0.94% ($5.5 mil)
Return on Equity (ROE): 7.10% ($3.8 mil)
Quarterly return on equity: 10.04% ($5.4 mil)
Net income: $3.6 mil
Quarterly Net income: $1.3 mil
Pretax return on assets: 0.84% ($4,906.9 mil)
Quarterly Pretax return on assets: 1.28% ($7,477.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
74Total employees (full-time equivalent)
$584,153Total assets
$34,777Cash and due from depository institutions
$33,189Interest-bearing balances
$149,270Securities
$2Federal funds sold & reverse repurchase agreements
$374,665Net loans & leases
$5,656Loan loss allowance
$0Trading account assets
$678Bank premises and fixed assets
$1,511Other real estate owned
$4,687Goodwill and other intangibles
$584,153Life insurance assets
$18,563All other assets
$530,009Total liabilities and capital
$486,821Total liabilities
$470,795Total deposits
$486,821Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$40,573Trading liabilities
$0Other borrowed funds
$2,615Subordinated debt
$54,144All other liabilities
$54,144Total equity capital
$54,144Total bank equity capital
$0Perpetual preferred stock
$1,380Common stock
$38,994Surplus
$13,770Undivided profits
Memoranda
$0Noncurrent loans and leases
$45,091Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,755Income earned, not collected on loans
$0Earning assets
$2,129Long-term assets (5+ years)
$557,126Average Assets, year-to-date
$277,493Average Assets, quarterly
$543,594Volatile liabilities
$571,963Insider loans
$442,812FHLB advances
$565,071Loans and leases held for sale
$8,161Unused loan commitments
$8,161Tier 1 (core) risk-based capital
$48,237Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$23,840Restructured Loans and leases
$135Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$24,242Total interest income
$9,621Total interest expense
$14,621Net interest income
$2,440Provision for loan and lease losses
$4,171Total noninterest income
$0Fiduciary activities
$375Service charges on deposit accounts
$0Trading account gains & fees
$3,796Additional noninterest income
$11,219Total noninterest expense
$5,174Salaries and employee benefits
$606Premises and equipment expense
$5,439Additional noninterest expense
$5,133Pre-tax net operating income
-$542Securities gains (losses)
$1,000Applicable income taxes
$3,591Income before extraordinary items
$0Extraordinary gains - net
$3,591Net income attributable to bank
$0Net charge-offs
$3,591Cash dividends
$3,629Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.70%Yield on earning assets
1.87%Cost of funding earning assets
2.84%Net interest margin
0.81%Noninterest income to earning assets
2.18%Noninterest expense to earning assets
0.74%Net operating income to assets
0.66%Return on assets (ROA)
0.84%Pretax return on assets
7.10%Return on equity (ROE)
7.10%Retained earnings to average equity (YTD only)
1.03%Net charge-offs to loans
67.24%Credit loss provision to net charge-offs
2.09%Efficiency ratio
59,701Assets per employee
7.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
64.60%Noncurrent assets plus other real estate owned to assets
1.98%Noncurrent loans to loans
2.30%Net loans and leases to deposits
76.96%Net loans and leases to core deposits
84.35%Equity capital to assets
9.27%Core capital (leverage) ratio
8.54%Tier 1 risk-based capital ratio
10.89%Total risk-based capital ratio
Memoranda
$12Average assets
$543,594Average earning assets
$50,550Average equity
$515,520Average loans

List of branches

2 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	60772	First Internet Bank Of Indiana	9200 Keystone Crossing, Suite 800, Indianapolis, IN 46240	December 28, 1998	Full Service Brick and Mortar
2	521676	First Internet Bank Of Indiana Branc	9200 Keystone Crossing #800, Indianapolis, IN 46240	November 01, 2010	Full Service Brick and Mortar

First Internet Bank of Indiana in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Internet Bank of Indiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Internet Bank of Indiana in Indianapolis, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Internet Bank of Indiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Internet Bank of Indiana in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches