First National Bank in Davenport, Iowa (IA), IL
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

  • General
  • FDIC Certificate #: 17358
    Status: Active
    Federal Reserve ID: 704447
    Bank Holding Company (Regulatory Top Holder): Uptown Bancorporation, Inc. (RSSDID: 1206797, Location: Britton, SD)
    Date Established: October 01, 1954
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: Yes)
    OTS Docket #: 12180
    FDIC's unique #: 11367
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 01, 1954
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3717 North Brady Street, Davenport, IA 52806
    County: Scott
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $67.4 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $58.4 mil
    Return on assets (ROA): 0.29% ($0.2 mil)
    Quarterly return on assets: 0.28% ($0.2 mil)
    Return on Equity (ROE): 2.38% ($0.2 mil)
    Quarterly return on equity: 2.23% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.34% ($229.2 mil)
    Quarterly Pretax return on assets: 0.30% ($202.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $67,418Total assets
  • $5,302Cash and due from depository institutions
  • $4,262Interest-bearing balances
  • $23,389Securities
  • $2,399Federal funds sold & reverse repurchase agreements
  • $32,267Net loans & leases
  • $598Loan loss allowance
  • $0Trading account assets
  • $1,385Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $67,418Life insurance assets
  • $2,676All other assets
  • $58,810Total liabilities and capital
  • $58,399Total liabilities
  • $48,489Total deposits
  • $58,399Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $411Subordinated debt
  • $8,608All other liabilities
  • $8,608Total equity capital
  • $8,608Total bank equity capital
  • $0Perpetual preferred stock
  • $512Common stock
  • $2,188Surplus
  • $5,908Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $450Income earned, not collected on loans
  • $0Earning assets
  • $345Long-term assets (5+ years)
  • $62,317Average Assets, year-to-date
  • $14,678Average Assets, quarterly
  • $69,225Volatile liabilities
  • $67,798Insider loans
  • $35,444FHLB advances
  • $67,950Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,416Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,718Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,781Total interest income
  • $487Total interest expense
  • $2,294Net interest income
  • $0Provision for loan and lease losses
  • $316Total noninterest income
  • $0Fiduciary activities
  • $162Service charges on deposit accounts
  • $0Trading account gains & fees
  • $154Additional noninterest income
  • $2,374Total noninterest expense
  • $1,191Salaries and employee benefits
  • $431Premises and equipment expense
  • $752Additional noninterest expense
  • $236Pre-tax net operating income
  • $0Securities gains (losses)
  • $33Applicable income taxes
  • $203Income before extraordinary items
  • $0Extraordinary gains - net
  • $203Net income attributable to bank
  • $0Net charge-offs
  • $203Cash dividends
  • -$38Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.36%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 3.59%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 3.72%Noninterest expense to earning assets
  • 0.29%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 2.38%Return on equity (ROE)
  • 1.79%Retained earnings to average equity (YTD only)
  • -0.12%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 90,958Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.63%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 132.89%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 1.37%Net loans and leases to deposits
  • 55.25%Net loans and leases to core deposits
  • 55.25%Equity capital to assets
  • 12.77%Core capital (leverage) ratio
  • 12.39%Tier 1 risk-based capital ratio
  • 23.74%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $69,225Average earning assets
  • $8,537Average equity
  • $63,839Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    17475Cairo Branch800 Washington Avenue, Cairo, IL 62914January 01, 1859Full Service Brick and Mortar
    2241541Moline Branch1601 15th Street, Moline, IL 61265August 21, 1996Full Service Brick and Mortar
  • 3 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011367First National Bank3717 North Brady Street, Davenport, IA 52806October 01, 1954Full Service Brick and Mortar
    3241542Messenger Service Branch3700 North Brady Street, Davenport, IA 52806March 06, 1998Limited Service Messenger
    4241543Bettendorf Branch2002 Spruce Hills Dr, Bettendorf, IA 52722April 05, 1999Full Service Brick and Mortar

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