Quad City Bank and Trust Company in Bettendorf, Iowa (IA), IL
Overview, Financial Summary, Detailed Financial Reports, Branches


Quad City Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 33867
    Status: Active
    Federal Reserve ID: 2142155
    Bank Holding Company (Regulatory Top Holder): Qcr Holdings, Inc. (RSSDID: 2125813, Location: Moline, IL)
    Date Established: January 07, 1994
    WWW: http://www.qcbt.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: Yes)
    OTS Docket #: 13327
    FDIC's unique #: 48175
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 07, 1994
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2118 Middle Road, Bettendorf, IA 52722
    County: Scott
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,122.7 mil
    Equity capital: $94.6 mil
    Deposits held in domestic offices: $630.4 mil
    Return on assets (ROA): 0.84% ($9.4 mil)
    Quarterly return on assets: 0.87% ($9.8 mil)
    Return on Equity (ROE): 9.77% ($9.3 mil)
    Quarterly return on equity: 10.21% ($9.7 mil)
    Net income: $8.8 mil
    Quarterly Net income: $2.4 mil
    Pretax return on assets: 1.23% ($13,809.1 mil)
    Quarterly Pretax return on assets: 1.29% ($14,482.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 198Total employees (full-time equivalent)
  • $1,122,692Total assets
  • $50,102Cash and due from depository institutions
  • $16,689Interest-bearing balances
  • $374,634Securities
  • $20,785Federal funds sold & reverse repurchase agreements
  • $616,408Net loans & leases
  • $8,046Loan loss allowance
  • $0Trading account assets
  • $11,299Bank premises and fixed assets
  • $4,756Other real estate owned
  • $3,266Goodwill and other intangibles
  • $1,122,692Life insurance assets
  • $41,442All other assets
  • $1,026,190Total liabilities and capital
  • $630,383Total liabilities
  • $372,578Total deposits
  • $630,383Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 277031.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $96,850Trading liabilities
  • $0Other borrowed funds
  • $21,926Subordinated debt
  • $96,502All other liabilities
  • $94,586Total equity capital
  • $94,586Total bank equity capital
  • $0Perpetual preferred stock
  • $1,300Common stock
  • $46,494Surplus
  • $46,792Undivided profits
  • Memoranda
  • $1,916Noncurrent loans and leases
  • $1,479Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,662Income earned, not collected on loans
  • $1,248Earning assets
  • $3,504Long-term assets (5+ years)
  • $1,028,516Average Assets, year-to-date
  • $375,829Average Assets, quarterly
  • $1,058,238Volatile liabilities
  • $1,094,160Insider loans
  • $754,884FHLB advances
  • $1,100,235Loans and leases held for sale
  • $22,625Unused loan commitments
  • $22,339Tier 1 (core) risk-based capital
  • $90,336Tier 2 risk-based capital
  • $286Total risk weighted assets
  • $0Total unused commitments
  • $231,825Restructured Loans and leases
  • $1,713Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $41,944Total interest income
  • $11,112Total interest expense
  • $30,832Net interest income
  • $2,735Provision for loan and lease losses
  • $10,357Total noninterest income
  • $2,894Fiduciary activities
  • $2,001Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,462Additional noninterest income
  • $26,352Total noninterest expense
  • $13,472Salaries and employee benefits
  • $2,751Premises and equipment expense
  • $10,129Additional noninterest expense
  • $12,102Pre-tax net operating income
  • $1,324Securities gains (losses)
  • $4,172Applicable income taxes
  • $9,254Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,840Net income attributable to bank
  • $414Net charge-offs
  • $9,254Cash dividends
  • $3,743Sale, conversion, retirement of capital stock, net
  • $5,750Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 1.14%Cost of funding earning assets
  • 3.17%Net interest margin
  • 1.07%Noninterest income to earning assets
  • 2.71%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 9.77%Return on equity (ROE)
  • 3.41%Retained earnings to average equity (YTD only)
  • 0.61%Net charge-offs to loans
  • 73.07%Credit loss provision to net charge-offs
  • 3.96%Efficiency ratio
  • 63,944Assets per employee
  • 5.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.05%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 75.46%Noncurrent assets plus other real estate owned to assets
  • 1.38%Noncurrent loans to loans
  • 1.71%Net loans and leases to deposits
  • 97.78%Net loans and leases to core deposits
  • 109.39%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 11.97%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,058,238Average earning assets
  • $90,513Average equity
  • $971,753Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $487,045Managed Assets
  • 1Number of Accounts
  • $476,535Personal trust and agency accounts
  • $152,486Employee benefit-defined contribution accounts
  • $12,400Employee benefit-defined benefit accounts
  • $22,919Other retirement accounts
  • $37,774Corporate trust and agency accounts
  • $1Investment management agency accounts
  • $250,955Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 740Number of Accounts
  • $0Personal trust and agency accounts
  • $37,774Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $10,510Other retirement accounts
  • $1,410Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $3,743Fiduciary accounts held in foreign offices

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    259057Illinois Branch3551 7th Street, Moline, IL 61265June 13, 1997Full Service Brick and Mortar
  • 4 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    048175Quad City Bank And Trust Company2118 Middle Road, Bettendorf, IA 52722January 07, 1994Full Service Brick and Mortar
    12899924500 Brady Street Branch4500 Brady Street, Davenport, IA 52806April 03, 1995Full Service Brick and Mortar
    33593365405 Utica Ridge Road Branch5405 Utica Ridge Road, Davenport, IA 52806November 06, 2000Full Service Brick and Mortar
    6443222West Davenport-Five Points Branch1700 Division, Davenport, IA 52804March 17, 2005Full Service Brick and Mortar

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