The First National Bank of Catlin in Catlin, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Catlin - Overview

  • General
  • FDIC Certificate #: 3615
    Status: Active
    Federal Reserve ID: 307932
    Bank Holding Company (Regulatory Top Holder): Butler Point, Inc. (RSSDID: 1246793, Location: Catlin, IL)
    Date Established: May 28, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 2303
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 South Sandusky Street, Catlin, IL 61817
    County: Vermilion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Danville, IL (#19180)
    CBSA Metro Statistical Area: Danville, IL (#19180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $45.5 mil
    Equity capital: $3.7 mil
    Deposits held in domestic offices: $40.7 mil
    Return on assets (ROA): 0.23% ($0.1 mil)
    Quarterly return on assets: 0.41% ($0.2 mil)
    Return on Equity (ROE): 2.83% ($0.1 mil)
    Quarterly return on equity: 5.05% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.31% ($141.1 mil)
    Quarterly Pretax return on assets: 0.57% ($259.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $45,516Total assets
  • $1,758Cash and due from depository institutions
  • $0Interest-bearing balances
  • $16,621Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,410Net loans & leases
  • $329Loan loss allowance
  • $0Trading account assets
  • $568Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $45,516Life insurance assets
  • $2,159All other assets
  • $41,788Total liabilities and capital
  • $40,730Total liabilities
  • $33,446Total deposits
  • $40,730Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,058Subordinated debt
  • $3,728All other liabilities
  • $3,728Total equity capital
  • $3,728Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $160Surplus
  • $3,468Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $138Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,118Income earned, not collected on loans
  • $0Earning assets
  • $146Long-term assets (5+ years)
  • $41,031Average Assets, year-to-date
  • $4,001Average Assets, quarterly
  • $45,192Volatile liabilities
  • $45,333Insider loans
  • $26,200FHLB advances
  • $45,174Loans and leases held for sale
  • $1,567Unused loan commitments
  • $1,567Tier 1 (core) risk-based capital
  • $3,615Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,847Restructured Loans and leases
  • $594Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,901Total interest income
  • $236Total interest expense
  • $1,665Net interest income
  • $0Provision for loan and lease losses
  • $245Total noninterest income
  • $0Fiduciary activities
  • $109Service charges on deposit accounts
  • $0Trading account gains & fees
  • $136Additional noninterest income
  • $1,865Total noninterest expense
  • $952Salaries and employee benefits
  • $240Premises and equipment expense
  • $673Additional noninterest expense
  • $45Pre-tax net operating income
  • $93Securities gains (losses)
  • $33Applicable income taxes
  • $105Income before extraordinary items
  • $0Extraordinary gains - net
  • $105Net income attributable to bank
  • $0Net charge-offs
  • $105Cash dividends
  • -$50Sale, conversion, retirement of capital stock, net
  • $35Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.80%Yield on earning assets
  • 0.60%Cost of funding earning assets
  • 4.21%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • 0.08%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.31%Pretax return on assets
  • 2.83%Return on equity (ROE)
  • 1.88%Retained earnings to average equity (YTD only)
  • -0.22%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 97,644Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.33%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 29.43%Noncurrent assets plus other real estate owned to assets
  • 2.46%Noncurrent loans to loans
  • 4.52%Net loans and leases to deposits
  • 59.93%Net loans and leases to core deposits
  • 64.49%Equity capital to assets
  • 8.19%Core capital (leverage) ratio
  • 8.00%Tier 1 risk-based capital ratio
  • 13.80%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $45,192Average earning assets
  • $3,715Average equity
  • $39,577Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02303The First National Bank Of Catlin202 South Sandusky Street, Catlin, IL 61817May 28, 1904Full Service Brick and Mortar
    1284419Georgetown Branch1002 North Main Street, Georgetown, IL 61846January 01, 1894Full Service Brick and Mortar
    2201466Drive-Up Facility107 East Vermilion Street, Catlin, IL 61817April 02, 1992Limited Service Facility

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