First National Bank in Pinckneyville in Pinckneyville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First National Bank in Pinckneyville - Overview

  • General
  • FDIC Certificate #: 13813
    Status: Active
    Federal Reserve ID: 340443
    Bank Holding Company (Regulatory Top Holder): First Perry Bancorp, Inc. (RSSDID: 1099579, Location: Pinckneyville, IL)
    Date Established: January 01, 1901
    WWW: http://www.fnbpville.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 14569
    FDIC's unique #: 8636
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 30, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 210 South Main Street, Pinckneyville, IL 62274
    County: Perry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $77.8 mil
    Equity capital: $12.1 mil
    Deposits held in domestic offices: $63.5 mil
    Return on assets (ROA): 1.39% ($1.1 mil)
    Quarterly return on assets: 1.24% ($1.0 mil)
    Return on Equity (ROE): 9.53% ($1.1 mil)
    Quarterly return on equity: 8.12% ($1.0 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.91% ($1,486.0 mil)
    Quarterly Pretax return on assets: 1.51% ($1,174.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $77,803Total assets
  • $3,505Cash and due from depository institutions
  • $2,941Interest-bearing balances
  • $36,631Securities
  • $492Federal funds sold & reverse repurchase agreements
  • $32,229Net loans & leases
  • $242Loan loss allowance
  • $0Trading account assets
  • $1,280Bank premises and fixed assets
  • $46Other real estate owned
  • $587Goodwill and other intangibles
  • $77,803Life insurance assets
  • $3,033All other assets
  • $65,720Total liabilities and capital
  • $63,533Total liabilities
  • $51,503Total deposits
  • $63,533Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $1,187Subordinated debt
  • $12,083All other liabilities
  • $12,083Total equity capital
  • $12,083Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $500Surplus
  • $11,083Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $464Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $57Income earned, not collected on loans
  • $0Earning assets
  • $367Long-term assets (5+ years)
  • $72,293Average Assets, year-to-date
  • $39,813Average Assets, quarterly
  • $79,601Volatile liabilities
  • $79,472Insider loans
  • $34,765FHLB advances
  • $79,858Loans and leases held for sale
  • $941Unused loan commitments
  • $941Tier 1 (core) risk-based capital
  • $10,631Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,509Restructured Loans and leases
  • $495Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,492Total interest income
  • $350Total interest expense
  • $3,142Net interest income
  • $24Provision for loan and lease losses
  • $707Total noninterest income
  • $0Fiduciary activities
  • $270Service charges on deposit accounts
  • $0Trading account gains & fees
  • $437Additional noninterest income
  • $2,349Total noninterest expense
  • $1,419Salaries and employee benefits
  • $313Premises and equipment expense
  • $617Additional noninterest expense
  • $1,476Pre-tax net operating income
  • $45Securities gains (losses)
  • $411Applicable income taxes
  • $1,110Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,110Net income attributable to bank
  • $0Net charge-offs
  • $1,110Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $750Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.73%Yield on earning assets
  • 0.47%Cost of funding earning assets
  • 4.25%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 3.18%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.91%Pretax return on assets
  • 9.53%Return on equity (ROE)
  • 3.09%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 150.00%Credit loss provision to net charge-offs
  • 93.75%Efficiency ratio
  • 61,029Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.57%Loss allowance to loans
  • 0.75%Loss allowance to noncurrent loans
  • 424.56%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 50.73%Net loans and leases to core deposits
  • 51.13%Equity capital to assets
  • 15.53%Core capital (leverage) ratio
  • 13.31%Tier 1 risk-based capital ratio
  • 30.58%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $79,601Average earning assets
  • $11,644Average equity
  • $73,882Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08636First National Bank In Pinckneyville210 South Main Street, Pinckneyville, IL 62274January 01, 1901Full Service Brick and Mortar

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