The First National Bank of Assumption in Assumption, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Assumption - Overview

  • General
  • FDIC Certificate #: 3600
    Status: Active
    Federal Reserve ID: 604033
    Date Established: January 01, 1900
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2290
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 141 North Chestnut Street, Assumption, IL 62510
    County: Christian
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Taylorville, IL (#45380)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $17.8 mil
    Equity capital: $2.2 mil
    Deposits held in domestic offices: $15.5 mil
    Return on assets (ROA): 0.64% ($0.1 mil)
    Quarterly return on assets: 0.47% ($0.1 mil)
    Return on Equity (ROE): 5.62% ($0.1 mil)
    Quarterly return on equity: 4.29% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.73% ($129.7 mil)
    Quarterly Pretax return on assets: 0.65% ($115.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $17,769Total assets
  • $2,966Cash and due from depository institutions
  • $2,089Interest-bearing balances
  • $8,151Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $6,287Net loans & leases
  • $68Loan loss allowance
  • $0Trading account assets
  • $92Bank premises and fixed assets
  • $45Other real estate owned
  • $0Goodwill and other intangibles
  • $17,769Life insurance assets
  • $228All other assets
  • $15,609Total liabilities and capital
  • $15,514Total liabilities
  • $12,003Total deposits
  • $15,514Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 25.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $70Subordinated debt
  • $2,160All other liabilities
  • $2,160Total equity capital
  • $2,160Total bank equity capital
  • $0Perpetual preferred stock
  • $54Common stock
  • $246Surplus
  • $1,860Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14Income earned, not collected on loans
  • $0Earning assets
  • $120Long-term assets (5+ years)
  • $16,527Average Assets, year-to-date
  • $5,313Average Assets, quarterly
  • $18,569Volatile liabilities
  • $19,692Insider loans
  • $7,905FHLB advances
  • $19,981Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,121Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $686Restructured Loans and leases
  • $170Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $737Total interest income
  • $99Total interest expense
  • $638Net interest income
  • $20Provision for loan and lease losses
  • $50Total noninterest income
  • $0Fiduciary activities
  • $23Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27Additional noninterest income
  • $533Total noninterest expense
  • $286Salaries and employee benefits
  • $76Premises and equipment expense
  • $171Additional noninterest expense
  • $135Pre-tax net operating income
  • $0Securities gains (losses)
  • $16Applicable income taxes
  • $119Income before extraordinary items
  • $0Extraordinary gains - net
  • $119Net income attributable to bank
  • $0Net charge-offs
  • $119Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $108Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.23%Yield on earning assets
  • 0.57%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 5.62%Return on equity (ROE)
  • 0.52%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 80.00%Credit loss provision to net charge-offs
  • 6.20%Efficiency ratio
  • 77,471Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 90.76%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 485.71%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 40.52%Net loans and leases to core deposits
  • 40.52%Equity capital to assets
  • 12.16%Core capital (leverage) ratio
  • 10.62%Tier 1 risk-based capital ratio
  • 26.83%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $18,569Average earning assets
  • $2,117Average equity
  • $17,441Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02290The First National Bank Of Assumptio141 North Chestnut Street, Assumption, IL 62510January 01, 1900Full Service Brick and Mortar

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