First National Bank of Brookfield in Brookfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First National Bank of Brookfield - Overview

  • General
  • FDIC Certificate #: 18564
    Status: Active
    Federal Reserve ID: 465038
    Bank Holding Company (Regulatory Top Holder): 1st Brookfield, Inc. (RSSDID: 1201064, Location: Brookfield, IL)
    Date Established: July 23, 1962
    WWW: http://www.fnbb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 12452
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 23, 1962
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 9136 Washington Avenue, Brookfield, IL 60513
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $164.4 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $156.1 mil
    Return on assets (ROA): -2.47% (-$4.1 mil)
    Quarterly return on assets: -2.19% (-$3.6 mil)
    Return on Equity (ROE): -44.53% (-$3.6 mil)
    Quarterly return on equity: -44.45% (-$3.6 mil)
    Net income: -$4.2 mil
    Quarterly Net income: -$0.9 mil
    Pretax return on assets: -2.47% (-$4,059.5 mil)
    Quarterly Pretax return on assets: -2.19% (-$3,599.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $164,354Total assets
  • $15,856Cash and due from depository institutions
  • $13,935Interest-bearing balances
  • $7,387Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $103,267Net loans & leases
  • $3,182Loan loss allowance
  • $0Trading account assets
  • $3,299Bank premises and fixed assets
  • $32,447Other real estate owned
  • $0Goodwill and other intangibles
  • $164,354Life insurance assets
  • $2,098All other assets
  • $156,636Total liabilities and capital
  • $156,147Total liabilities
  • $135,623Total deposits
  • $156,147Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $489Subordinated debt
  • $7,718All other liabilities
  • $7,718Total equity capital
  • $7,718Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $10,172Surplus
  • $-2,854Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,668Income earned, not collected on loans
  • $0Earning assets
  • $377Long-term assets (5+ years)
  • $124,589Average Assets, year-to-date
  • $38,942Average Assets, quarterly
  • $170,954Volatile liabilities
  • $165,986Insider loans
  • $122,709FHLB advances
  • $165,924Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,695Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,191Restructured Loans and leases
  • $515Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,412Total interest income
  • $1,144Total interest expense
  • $5,268Net interest income
  • $2,500Provision for loan and lease losses
  • $916Total noninterest income
  • $0Fiduciary activities
  • $158Service charges on deposit accounts
  • $0Trading account gains & fees
  • $758Additional noninterest income
  • $7,904Total noninterest expense
  • $2,278Salaries and employee benefits
  • $319Premises and equipment expense
  • $5,307Additional noninterest expense
  • -$4,220Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$4,220Income before extraordinary items
  • $0Extraordinary gains - net
  • -$4,220Net income attributable to bank
  • $0Net charge-offs
  • -$4,220Cash dividends
  • $3,080Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.82%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.96%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 5.94%Noninterest expense to earning assets
  • -2.47%Net operating income to assets
  • -2.47%Return on assets (ROA)
  • -2.47%Pretax return on assets
  • -44.53%Return on equity (ROE)
  • -44.53%Retained earnings to average equity (YTD only)
  • 2.68%Net charge-offs to loans
  • 81.17%Credit loss provision to net charge-offs
  • -0.56%Efficiency ratio
  • 127,814Assets per employee
  • 4.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.99%Loss allowance to noncurrent loans
  • 27.27%Noncurrent assets plus other real estate owned to assets
  • 26.84%Noncurrent loans to loans
  • 10.96%Net loans and leases to deposits
  • 66.13%Net loans and leases to core deposits
  • 68.22%Equity capital to assets
  • 4.70%Core capital (leverage) ratio
  • 4.64%Tier 1 risk-based capital ratio
  • 6.27%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $170,954Average earning assets
  • $9,477Average equity
  • $133,040Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012452First National Bank Of Brookfield9136 Washington Avenue, Brookfield, IL 60513July 23, 1962Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank of Brookfield.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents