First National Bank of Brookfield in Brookfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Brookfield - Overview

  • General
  • FDIC Certificate #: 18564
    Status: Active
    Federal Reserve ID: 465038
    Bank Holding Company (Regulatory Top Holder): 1st Brookfield, Inc. (RSSDID: 1201064, Location: Brookfield, IL)
    Date Established: July 23, 1962
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 12452
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 23, 1962
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 9136 Washington Avenue, Brookfield, IL 60513
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $164.4 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $156.1 mil
    Return on assets (ROA): -2.47% (-$4.1 mil)
    Quarterly return on assets: -2.19% (-$3.6 mil)
    Return on Equity (ROE): -44.53% (-$3.6 mil)
    Quarterly return on equity: -44.45% (-$3.6 mil)
    Net income: -$4.2 mil
    Quarterly Net income: -$0.9 mil
    Pretax return on assets: -2.47% (-$4,059.5 mil)
    Quarterly Pretax return on assets: -2.19% (-$3,599.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $164,354Total assets
  • $15,856Cash and due from depository institutions
  • $13,935Interest-bearing balances
  • $7,387Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $103,267Net loans & leases
  • $3,182Loan loss allowance
  • $0Trading account assets
  • $3,299Bank premises and fixed assets
  • $32,447Other real estate owned
  • $0Goodwill and other intangibles
  • $164,354Life insurance assets
  • $2,098All other assets
  • $156,636Total liabilities and capital
  • $156,147Total liabilities
  • $135,623Total deposits
  • $156,147Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $489Subordinated debt
  • $7,718All other liabilities
  • $7,718Total equity capital
  • $7,718Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $10,172Surplus
  • $-2,854Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,668Income earned, not collected on loans
  • $0Earning assets
  • $377Long-term assets (5+ years)
  • $124,589Average Assets, year-to-date
  • $38,942Average Assets, quarterly
  • $170,954Volatile liabilities
  • $165,986Insider loans
  • $122,709FHLB advances
  • $165,924Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,695Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,191Restructured Loans and leases
  • $515Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,412Total interest income
  • $1,144Total interest expense
  • $5,268Net interest income
  • $2,500Provision for loan and lease losses
  • $916Total noninterest income
  • $0Fiduciary activities
  • $158Service charges on deposit accounts
  • $0Trading account gains & fees
  • $758Additional noninterest income
  • $7,904Total noninterest expense
  • $2,278Salaries and employee benefits
  • $319Premises and equipment expense
  • $5,307Additional noninterest expense
  • -$4,220Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$4,220Income before extraordinary items
  • $0Extraordinary gains - net
  • -$4,220Net income attributable to bank
  • $0Net charge-offs
  • -$4,220Cash dividends
  • $3,080Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.82%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.96%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 5.94%Noninterest expense to earning assets
  • -2.47%Net operating income to assets
  • -2.47%Return on assets (ROA)
  • -2.47%Pretax return on assets
  • -44.53%Return on equity (ROE)
  • -44.53%Retained earnings to average equity (YTD only)
  • 2.68%Net charge-offs to loans
  • 81.17%Credit loss provision to net charge-offs
  • -0.56%Efficiency ratio
  • 127,814Assets per employee
  • 4.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.99%Loss allowance to noncurrent loans
  • 27.27%Noncurrent assets plus other real estate owned to assets
  • 26.84%Noncurrent loans to loans
  • 10.96%Net loans and leases to deposits
  • 66.13%Net loans and leases to core deposits
  • 68.22%Equity capital to assets
  • 4.70%Core capital (leverage) ratio
  • 4.64%Tier 1 risk-based capital ratio
  • 6.27%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $170,954Average earning assets
  • $9,477Average equity
  • $133,040Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012452First National Bank Of Brookfield9136 Washington Avenue, Brookfield, IL 60513July 23, 1962Full Service Brick and Mortar

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