First National Bank of Eastern Arkansas in city_name, state_name

First National Bank of Eastern Arkansas in Forrest City, Arkansas (AR)
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First National Bank of Eastern Arkansas routing number info

First National Bank of Eastern Arkansas - Overview

General
FDIC Certificate #: 3863
Status: Active
Federal Reserve ID: 251745
Bank Holding Company (Regulatory Top Holder): Bancshares Of Eastern Arkansas, Inc. (RSSDID: 1099449, Location: Forrest City, AR)
Date Established: November 01, 1886
WWW: http://www.fnbea.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 14 (Domestic: 14, Interstate: No)
FDIC's unique #: 2518
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 101 North Washington Street, Forrest City, AR 72335
County: St. Francis
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Forrest City, AR (#22620)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $355.0 mil
Equity capital: $39.1 mil
Deposits held in domestic offices: $314.3 mil
Return on assets (ROA): 0.95% ($3.4 mil)
Quarterly return on assets: 1.02% ($3.6 mil)
Return on Equity (ROE): 8.71% ($3.4 mil)
Quarterly return on equity: 9.08% ($3.5 mil)
Net income: $3.2 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 0.95% ($3,372.6 mil)
Quarterly Pretax return on assets: 1.02% ($3,621.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
107Total employees (full-time equivalent)
$355,009Total assets
$95,311Cash and due from depository institutions
$82,059Interest-bearing balances
$139,080Securities
$0Federal funds sold & reverse repurchase agreements
$108,904Net loans & leases
$2,339Loan loss allowance
$0Trading account assets
$7,056Bank premises and fixed assets
$92Other real estate owned
$714Goodwill and other intangibles
$355,009Life insurance assets
$3,852All other assets
$315,873Total liabilities and capital
$314,315Total liabilities
$221,709Total deposits
$314,315Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,558Subordinated debt
$39,136All other liabilities
$39,136Total equity capital
$39,136Total bank equity capital
$0Perpetual preferred stock
$1,250Common stock
$2,250Surplus
$35,636Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,589Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$873Income earned, not collected on loans
$0Earning assets
$2,400Long-term assets (5+ years)
$330,043Average Assets, year-to-date
$42,168Average Assets, quarterly
$338,677Volatile liabilities
$344,484Insider loans
$140,208FHLB advances
$340,912Loans and leases held for sale
$383Unused loan commitments
$261Tier 1 (core) risk-based capital
$35,894Tier 2 risk-based capital
$122Total risk weighted assets
$0Total unused commitments
$15,351Restructured Loans and leases
$4,864Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,140Total interest income
$1,637Total interest expense
$9,503Net interest income
$300Provision for loan and lease losses
$2,499Total noninterest income
$37Fiduciary activities
$1,458Service charges on deposit accounts
$0Trading account gains & fees
$1,004Additional noninterest income
$8,479Total noninterest expense
$4,892Salaries and employee benefits
$1,444Premises and equipment expense
$2,143Additional noninterest expense
$3,223Pre-tax net operating income
$8Securities gains (losses)
$0Applicable income taxes
$3,231Income before extraordinary items
$0Extraordinary gains - net
$3,231Net income attributable to bank
$0Net charge-offs
$3,231Cash dividends
$166Sale, conversion, retirement of capital stock, net
$1,589Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.56%Yield on earning assets
0.52%Cost of funding earning assets
3.04%Net interest margin
0.80%Noninterest income to earning assets
2.71%Noninterest expense to earning assets
0.95%Net operating income to assets
0.95%Return on assets (ROA)
0.95%Pretax return on assets
8.71%Return on equity (ROE)
4.42%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
180.72%Credit loss provision to net charge-offs
21.22%Efficiency ratio
69,938Assets per employee
3.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
49.18%Loss allowance to loans
2.10%Loss allowance to noncurrent loans
267.93%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.78%Net loans and leases to deposits
34.65%Net loans and leases to core deposits
36.32%Equity capital to assets
11.02%Core capital (leverage) ratio
10.53%Tier 1 risk-based capital ratio
25.60%Total risk-based capital ratio
Memoranda
$27Average assets
$338,677Average earning assets
$37,109Average equity
$312,535Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$28,300Managed Assets
1Number of Accounts
$26,126Personal trust and agency accounts
$10,316Employee benefit-defined contribution accounts
$15,810Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
53Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,174Other retirement accounts
$129Corporate trust and agency accounts
$984Other fiduciary accounts
$1,061Fiduciary accounts held in foreign offices

List of branches

14 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2518	First National Bank Of Eastern Arkan	101 North Washington Street, Forrest City, AR 72335	November 01, 1886	Full Service Brick and Mortar
1	202022	North Washington Branch	2217 North Washington Street, Forrest City, AR 72335	May 03, 1965	Full Service Brick and Mortar
2	202023	Palestine Branch	Old Highway 70 And Slonikers Mill Road, Palestine, AR 72372	October 01, 1966	Full Service Brick and Mortar
3	202024	Izard Street Branch	123 North Izard Street, Forrest City, AR 72335	July 25, 1969	Full Service Brick and Mortar
4	202025	Colt Branch	Highways 1 And 306, Colt, AR 72326	October 17, 1979	Full Service Brick and Mortar
5	8410	Wheatley Branch	Second Street, Wheatley, AR 72392	September 12, 1909	Full Service Brick and Mortar
6	10113	Marianna Branch	48 South Poplar Street, Marianna, AR 72360	January 30, 1942	Full Service Brick and Mortar
8	41906	Wynne Branch	363 East Union, Wynne, AR 72396	July 01, 1934	Full Service Brick and Mortar
9	202026	Hughes Branch	103 First Street North, Hughes, AR 72348	September 15, 1997	Full Service Brick and Mortar
10	202027	Holly Grove Branch	400 Elm St, Holly Grove, AR 72069	April 28, 1999	Full Service Brick and Mortar
11	189287	Earle Branch	1146 Barton Street, Earle, AR 72331	January 11, 1996	Full Service Brick and Mortar
12	189289	Marion Branch	1381 Highway 64, Marion, AR 72364	October 28, 1998	Full Service Brick and Mortar
13	364677	Barton Branch	6011 Highway 49, West Helena, AR 72390	October 29, 2001	Full Service Brick and Mortar
15	493037	Osceola Branch Of First National Ban	1460 West Keiser Avenue, Osceola, AR 72370	Febuary 17, 2009	Full Service Brick and Mortar

First National Bank of Eastern Arkansas in Forrest City, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Eastern Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Eastern Arkansas in Forrest City, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Eastern Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Eastern Arkansas in Forrest City, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches