First National Bank of Fort Stockton in Fort Stockton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First National Bank of Fort Stockton in Fort Stockton, Texas (TX)
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First National Bank of Fort Stockton - Overview

  • General
  • FDIC Certificate #: 17913
    Status: Active
    Federal Reserve ID: 397456
    Bank Holding Company (Regulatory Top Holder): Fnb Holding Company (RSSDID: 3668223, Location: Fort Stockton, TX)
    Date Established: October 01, 1958
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 11851
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: October 01, 1958
    Last Structure Change Effective Date: April 23, 2009
    Last Structure Change Process Date: April 23, 2009
    Last Data Update: April 23, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 West Dickinson Boulevard, Fort Stockton, TX 79735
    County: Pecos
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $58.5 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $50.3 mil
    Return on assets (ROA): 1.47% ($0.9 mil)
    Quarterly return on assets: 0.58% ($0.3 mil)
    Return on Equity (ROE): 12.35% ($1.0 mil)
    Quarterly return on equity: 4.16% ($0.3 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.47% ($859.7 mil)
    Quarterly Pretax return on assets: 0.58% ($339.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $58,483Total assets
  • $3,465Cash and due from depository institutions
  • $0Interest-bearing balances
  • $38,615Securities
  • $50Federal funds sold & reverse repurchase agreements
  • $15,044Net loans & leases
  • $304Loan loss allowance
  • $0Trading account assets
  • $574Bank premises and fixed assets
  • $20Other real estate owned
  • $0Goodwill and other intangibles
  • $58,483Life insurance assets
  • $715All other assets
  • $50,457Total liabilities and capital
  • $50,277Total liabilities
  • $34,363Total deposits
  • $50,277Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $58Trading liabilities
  • $0Other borrowed funds
  • $122Subordinated debt
  • $8,026All other liabilities
  • $8,026Total equity capital
  • $8,026Total bank equity capital
  • $0Perpetual preferred stock
  • $720Common stock
  • $720Surplus
  • $6,586Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $40Income earned, not collected on loans
  • $0Earning assets
  • $302Long-term assets (5+ years)
  • $53,709Average Assets, year-to-date
  • $36,283Average Assets, quarterly
  • $65,186Volatile liabilities
  • $58,397Insider loans
  • $22,642FHLB advances
  • $57,674Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,929Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,753Restructured Loans and leases
  • $543Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,403Total interest income
  • $364Total interest expense
  • $2,039Net interest income
  • $30Provision for loan and lease losses
  • $352Total noninterest income
  • $0Fiduciary activities
  • $231Service charges on deposit accounts
  • $0Trading account gains & fees
  • $121Additional noninterest income
  • $1,823Total noninterest expense
  • $829Salaries and employee benefits
  • $200Premises and equipment expense
  • $794Additional noninterest expense
  • $538Pre-tax net operating income
  • $420Securities gains (losses)
  • $0Applicable income taxes
  • $958Income before extraordinary items
  • $0Extraordinary gains - net
  • $958Net income attributable to bank
  • $0Net charge-offs
  • $958Cash dividends
  • $29Sale, conversion, retirement of capital stock, net
  • $270Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.04%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 3.43%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 0.83%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 12.35%Return on equity (ROE)
  • 8.87%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 103.45%Credit loss provision to net charge-offs
  • 19.59%Efficiency ratio
  • 76,244Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.18%Loss allowance to loans
  • 1.98%Loss allowance to noncurrent loans
  • 760.00%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 29.92%Net loans and leases to core deposits
  • 30.72%Equity capital to assets
  • 13.72%Core capital (leverage) ratio
  • 12.01%Tier 1 risk-based capital ratio
  • 30.60%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $65,186Average earning assets
  • $7,759Average equity
  • $59,485Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011851First National Bank Of Fort Stockton1000 West Dickinson Boulevard, Fort Stockton, TX 79735October 01, 1958Full Service Brick and Mortar

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