Tejas Bank in Monahans, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Tejas Bank - Overview

  • General
  • FDIC Certificate #: 18216
    Status: Active
    Federal Reserve ID: 857455
    Bank Holding Company (Regulatory Top Holder): Sandhills Bancshares, Inc. (RSSDID: 3951998, Location: Iraan, TX)
    Date Established: May 09, 1960
    WWW: http://www.mytejasbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 12136
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 09, 1960
    Last Structure Change Effective Date: December 07, 2011
    Last Structure Change Process Date: December 07, 2011
    Last Data Update: December 07, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1405 South Stockton Avenue, Monahans, TX 79756
    County: Ward
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $83.7 mil
    Equity capital: $10.7 mil
    Deposits held in domestic offices: $72.8 mil
    Return on assets (ROA): 1.14% ($1.0 mil)
    Quarterly return on assets: 0.87% ($0.7 mil)
    Return on Equity (ROE): 8.47% ($0.9 mil)
    Quarterly return on equity: 6.65% ($0.7 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.44% ($1,205.1 mil)
    Quarterly Pretax return on assets: 1.15% ($962.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $83,685Total assets
  • $7,562Cash and due from depository institutions
  • $3,976Interest-bearing balances
  • $22,232Securities
  • $6,980Federal funds sold & reverse repurchase agreements
  • $41,668Net loans & leases
  • $384Loan loss allowance
  • $0Trading account assets
  • $2,268Bank premises and fixed assets
  • $0Other real estate owned
  • $2,299Goodwill and other intangibles
  • $83,685Life insurance assets
  • $676All other assets
  • $73,028Total liabilities and capital
  • $72,767Total liabilities
  • $51,150Total deposits
  • $72,767Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $261Subordinated debt
  • $10,657All other liabilities
  • $10,657Total equity capital
  • $10,657Total bank equity capital
  • $0Perpetual preferred stock
  • $75Common stock
  • $9,447Surplus
  • $1,135Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2Income earned, not collected on loans
  • $0Earning assets
  • $402Long-term assets (5+ years)
  • $74,856Average Assets, year-to-date
  • $13,306Average Assets, quarterly
  • $74,660Volatile liabilities
  • $80,833Insider loans
  • $48,396FHLB advances
  • $77,494Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,936Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,333Restructured Loans and leases
  • $432Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,068Total interest income
  • $379Total interest expense
  • $2,689Net interest income
  • $90Provision for loan and lease losses
  • $510Total noninterest income
  • $0Fiduciary activities
  • $286Service charges on deposit accounts
  • $0Trading account gains & fees
  • $224Additional noninterest income
  • $2,266Total noninterest expense
  • $1,103Salaries and employee benefits
  • $197Premises and equipment expense
  • $966Additional noninterest expense
  • $843Pre-tax net operating income
  • $231Securities gains (losses)
  • $225Applicable income taxes
  • $849Income before extraordinary items
  • $0Extraordinary gains - net
  • $849Net income attributable to bank
  • $0Net charge-offs
  • $849Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 0.57%Cost of funding earning assets
  • 4.01%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 3.38%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 8.47%Return on equity (ROE)
  • 8.47%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 562.50%Credit loss provision to net charge-offs
  • 58.31%Efficiency ratio
  • 68,365Assets per employee
  • 4.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 19200.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 57.26%Net loans and leases to core deposits
  • 63.03%Equity capital to assets
  • 12.73%Core capital (leverage) ratio
  • 10.24%Tier 1 risk-based capital ratio
  • 16.40%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $74,660Average earning assets
  • $10,024Average equity
  • $67,025Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012136Tejas Bank1405 South Stockton Avenue, Monahans, TX 79756May 09, 1960Full Service Brick and Mortar
    1501272Irann Branch109 West 5th Street, Iraan, TX 79744January 15, 2010Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Tejas Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents