TransPecos Banks in city_name, state_name - Detailed Financial Reports, Location

TransPecos Banks in Pecos, Texas (TX)
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TransPecos Banks routing number info

TransPecos Banks - Overview

General
FDIC Certificate #: 11178
Status: Active
Federal Reserve ID: 908861
Bank Holding Company (Regulatory Top Holder): Transpecos Financial Corp. (RSSDID: 2649588, Location: San Antonio, TX)
Date Established: March 01, 1924
WWW: http://www.transpecosbanks.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 7136
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 19, 2012
Last Structure Change Process Date: March 19, 2012
Last Data Update: March 19, 2012
Data Source Date: April 05, 2012
Location
Address: 115 West 3rd Street, Pecos, TX 79772
County: Reeves
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Pecos, TX (#37780)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $153.5 mil
Equity capital: $12.5 mil
Deposits held in domestic offices: $139.5 mil
Return on assets (ROA): -1.31% (-$2.0 mil)
Quarterly return on assets: -2.47% (-$3.8 mil)
Return on Equity (ROE): -16.12% (-$1.9 mil)
Quarterly return on equity: -30.33% (-$3.6 mil)
Net income: -$2.1 mil
Quarterly Net income: -$1.0 mil
Pretax return on assets: -1.31% (-$2,010.7 mil)
Quarterly Pretax return on assets: -2.47% (-$3,791.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
53Total employees (full-time equivalent)
$153,489Total assets
$22,460Cash and due from depository institutions
$16,249Interest-bearing balances
$33,687Securities
$7,652Federal funds sold & reverse repurchase agreements
$80,580Net loans & leases
$1,702Loan loss allowance
$0Trading account assets
$4,245Bank premises and fixed assets
$548Other real estate owned
$1,994Goodwill and other intangibles
$153,489Life insurance assets
$2,323All other assets
$141,016Total liabilities and capital
$139,497Total liabilities
$101,307Total deposits
$139,497Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,519Subordinated debt
$12,473All other liabilities
$12,473Total equity capital
$12,473Total bank equity capital
$0Perpetual preferred stock
$1,500Common stock
$13,609Surplus
$-2,636Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$794Income earned, not collected on loans
$13Earning assets
$828Long-term assets (5+ years)
$138,168Average Assets, year-to-date
$40,305Average Assets, quarterly
$158,218Volatile liabilities
$158,152Insider loans
$94,173FHLB advances
$154,399Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,569Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,587Restructured Loans and leases
$4,614Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,995Total interest income
$1,401Total interest expense
$5,594Net interest income
$327Provision for loan and lease losses
$1,848Total noninterest income
$0Fiduciary activities
$1,370Service charges on deposit accounts
$0Trading account gains & fees
$478Additional noninterest income
$9,227Total noninterest expense
$3,869Salaries and employee benefits
$1,113Premises and equipment expense
$4,245Additional noninterest expense
-$2,112Pre-tax net operating income
$42Securities gains (losses)
$0Applicable income taxes
-$2,070Income before extraordinary items
$0Extraordinary gains - net
-$2,070Net income attributable to bank
$0Net charge-offs
-$2,070Cash dividends
$928Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.93%Yield on earning assets
0.99%Cost of funding earning assets
3.94%Net interest margin
1.30%Noninterest income to earning assets
6.51%Noninterest expense to earning assets
-1.33%Net operating income to assets
-1.31%Return on assets (ROA)
-1.31%Pretax return on assets
-16.12%Return on equity (ROE)
-16.12%Retained earnings to average equity (YTD only)
0.99%Net charge-offs to loans
35.24%Credit loss provision to net charge-offs
-1.92%Efficiency ratio
123,985Assets per employee
2.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.07%Loss allowance to noncurrent loans
214.36%Noncurrent assets plus other real estate owned to assets
0.87%Noncurrent loans to loans
0.96%Net loans and leases to deposits
57.76%Net loans and leases to core deposits
66.86%Equity capital to assets
8.13%Core capital (leverage) ratio
6.20%Tier 1 risk-based capital ratio
10.16%Total risk-based capital ratio
Memoranda
$11Average assets
$158,218Average earning assets
$12,839Average equity
$141,840Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$944Managed Assets
1Number of Accounts
$944Personal trust and agency accounts
$201Employee benefit-defined contribution accounts
$743Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7136	Transpecos Banks	115 West 3rd Street, Pecos, TX 79772	March 01, 1924	Full Service Brick and Mortar
1	360775	Transpecos Banks - Marathon	109 Highway 90, Marathon, TX 79842	April 09, 2001	Full Service Brick and Mortar
2	15261	Transpecos Banks - Sierra Blanca	Highway 80 And Fm 1111, Sierra Blanca, TX 79851	May 08, 1975	Full Service Brick and Mortar
3	429577	Transpecos Banks - Alpine Branch	108 West Avenue E, Alpine, TX 79830	November 19, 2003	Full Service Brick and Mortar

TransPecos Banks in Pecos, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

TransPecos Banks - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

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TransPecos Banks in Pecos, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

TransPecos Banks - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

TransPecos Banks in Pecos, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches