TransPecos Banks in Pecos, Texas (TX)

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TransPecos Banks routing number info

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TransPecos Banks
GeneralFDIC Certificate #: 11178
Status: Active
Federal Reserve ID: 908861
Bank Holding Company (Regulatory Top Holder): Transpecos Financial Corp. (RSSDID: 2649588, Location: San Antonio, TX)
Date Established: March 01, 1924
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 7136
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 19, 2012
Last Structure Change Process Date: March 19, 2012
Last Data Update: March 19, 2012
Data Source Date: April 05, 2012
LocationAddress: 115 West 3rd Street, Pecos, TX 79772
County: Reeves
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Pecos, TX (#37780)
CBSA Micro Statistical Area: Yes
Financial SummaryTotal assets: $153.5 mil
Equity capital: $12.5 mil
Deposits held in domestic offices: $139.5 mil
Return on assets (ROA): -1.31% (-$2.0 mil)
Quarterly return on assets: -2.47% (-$3.8 mil)
Return on Equity (ROE): -16.12% (-$1.9 mil)
Quarterly return on equity: -30.33% (-$3.6 mil)
Net income: -$2.1 mil
Quarterly Net income: -$1.0 mil
Pretax return on assets: -1.31% (-$2,010.7 mil)
Quarterly Pretax return on assets: -2.47% (-$3,791.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)53
Total assets$153,489
Cash and due from depository institutions$22,460
Interest-bearing balances$16,249
Federal funds sold & reverse repurchase agreements$7,652
Net loans & leases$80,580
Loan loss allowance $1,702
Trading account assets$0
Bank premises and fixed assets$4,245
Other real estate owned$548
Goodwill and other intangibles$1,994
All other assets$2,323
Life insurance assets$153,489
Total liabilities and capital$141,016
Total liabilities$139,497
Total deposits$101,307
Interest-bearing deposits$139,497
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $1,519
All other liabilities $12,473
Total equity capital$12,473
Total bank equity capital$12,473
Perpetual preferred stock$0
Common stock$1,500
Undivided profits $-2,636
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $794
Earning assets $13
Long-term assets (5+ years) $828
Average Assets, year-to-date $138,168
Average Assets, quarterly $40,305
Volatile liabilities $158,218
Insider loans $158,152
FHLB advances $94,173
Loans and leases held for sale $154,399
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $9,569
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,587
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $6,995
Total interest expense $1,401
Net interest income $5,594
Provision for loan and lease losses $327
Total noninterest income $1,848
Fiduciary activities $0
Service charges on deposit accounts $1,370
Trading account gains & fees $0
Additional noninterest income $478
Total noninterest expense $9,227
Salaries and employee benefits $3,869
Premises and equipment expense $1,113
Additional noninterest expense $4,245
Pre-tax net operating income -$2,112
Securities gains (losses) $42
Applicable income taxes $0
Income before extraordinary items -$2,070
Extraordinary gains - net $0
Net income attributable to bank -$2,070
Net charge-offs $0
Cash dividends -$2,070
Sale, conversion, retirement of capital stock, net $928
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.93%
Cost of funding earning assets 0.99%
Net interest margin 3.94%
Noninterest income to earning assets 1.30%
Noninterest expense to earning assets 6.51%
Net operating income to assets -1.33%
Return on assets (ROA) -1.31%
Pretax return on assets -1.31%
Return on equity (ROE) -16.12%
Retained earnings to average equity (YTD only) -16.12%
Net charge-offs to loans 0.99%
Credit loss provision to net charge-offs 35.24%
Efficiency ratio-1.92%
Assets per employee$123,985
Cash dividends to net income (YTD only)2.90%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.07%
Noncurrent assets plus other real estate owned to assets 214.36%
Noncurrent loans to loans 0.87%
Net loans and leases to deposits0.96%
Net loans and leases to core deposits 57.76%
Equity capital to assets 66.86%
Core capital (leverage) ratio 8.13%
Tier 1 risk-based capital ratio 6.20%
Total risk-based capital ratio 10.16%
Average assets$11
Average earning assets$158,218
Average equity $12,839
Average loans $141,840
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$944
Number of Accounts1
Personal trust and agency accounts$944
Employee benefit-defined contribution accounts$201
Employee benefit-defined benefit accounts$743
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts2
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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4 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
07136Transpecos Banks115 West 3rd Street, Pecos, TX 79772March 01, 1924Full Service Brick and Mortar
1360775Transpecos Banks - Marathon109 Highway 90, Marathon, TX 79842April 09, 2001Full Service Brick and Mortar
215261Transpecos Banks - Sierra BlancaHighway 80 And Fm 1111, Sierra Blanca, TX 79851May 08, 1975Full Service Brick and Mortar
3429577Transpecos Banks - Alpine Branch108 West Avenue E, Alpine, TX 79830November 19, 2003Full Service Brick and Mortar
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