First National Bank of Louisiana in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Louisiana in Crowley, Louisiana (LA)
Show street view No street view available for this location

First National Bank of Louisiana routing number info

First National Bank of Louisiana - Overview

General
FDIC Certificate #: 4288
Status: Active
Federal Reserve ID: 575834
Bank Holding Company (Regulatory Top Holder): Financial Corporation Of Louisiana (RSSDID: 2227182, Location: Crowley, LA)
Date Established: January 01, 1924
WWW: http://www.fnb-la.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 2809
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 128 North Parkerson Avenue, Crowley, LA 70526
County: Acadia
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
Core Based Statistical Area (CBSA): Crowley, LA (#18940)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $271.0 mil
Equity capital: $23.6 mil
Deposits held in domestic offices: $245.7 mil
Return on assets (ROA): 1.54% ($4.2 mil)
Quarterly return on assets: 1.65% ($4.5 mil)
Return on Equity (ROE): 18.04% ($4.3 mil)
Quarterly return on equity: 18.69% ($4.5 mil)
Net income: $4.0 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 1.54% ($4,173.4 mil)
Quarterly Pretax return on assets: 1.65% ($4,471.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
69Total employees (full-time equivalent)
$271,000Total assets
$23,009Cash and due from depository institutions
$15,738Interest-bearing balances
$74,290Securities
$5,016Federal funds sold & reverse repurchase agreements
$157,674Net loans & leases
$1,784Loan loss allowance
$0Trading account assets
$5,147Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$271,000Life insurance assets
$5,864All other assets
$247,446Total liabilities and capital
$245,706Total liabilities
$175,544Total deposits
$245,706Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,740Subordinated debt
$23,554All other liabilities
$23,554Total equity capital
$23,554Total bank equity capital
$0Perpetual preferred stock
$1,420Common stock
$1,420Surplus
$20,714Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,255Income earned, not collected on loans
$0Earning assets
$906Long-term assets (5+ years)
$252,718Average Assets, year-to-date
$45,313Average Assets, quarterly
$258,371Volatile liabilities
$264,357Insider loans
$160,144FHLB advances
$263,377Loans and leases held for sale
$3,134Unused loan commitments
$3,134Tier 1 (core) risk-based capital
$22,935Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$49,754Restructured Loans and leases
$1,309Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,276Total interest income
$1,394Total interest expense
$9,882Net interest income
$220Provision for loan and lease losses
$2,143Total noninterest income
$0Fiduciary activities
$1,205Service charges on deposit accounts
$0Trading account gains & fees
$938Additional noninterest income
$7,826Total noninterest expense
$4,583Salaries and employee benefits
$1,031Premises and equipment expense
$2,212Additional noninterest expense
$3,979Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$3,979Income before extraordinary items
$0Extraordinary gains - net
$3,979Net income attributable to bank
$0Net charge-offs
$3,979Cash dividends
$426Sale, conversion, retirement of capital stock, net
$1,807Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.67%Yield on earning assets
0.58%Cost of funding earning assets
4.09%Net interest margin
0.89%Noninterest income to earning assets
3.24%Noninterest expense to earning assets
1.54%Net operating income to assets
1.54%Return on assets (ROA)
1.54%Pretax return on assets
18.04%Return on equity (ROE)
9.85%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
51.64%Credit loss provision to net charge-offs
9.86%Efficiency ratio
65,081Assets per employee
3.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
45.41%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
142.15%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.79%Net loans and leases to deposits
64.17%Net loans and leases to core deposits
66.72%Equity capital to assets
8.69%Core capital (leverage) ratio
8.71%Tier 1 risk-based capital ratio
14.32%Total risk-based capital ratio
Memoranda
$15Average assets
$258,371Average earning assets
$22,052Average equity
$241,342Average loans

List of branches

5 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2809	First National Bank Of Louisiana	128 North Parkerson Avenue, Crowley, LA 70526	January 01, 1924	Full Service Brick and Mortar
1	202659	Lake Charles Branch	551 West Prien Lake Road, Lake Charles, LA 70601	August 28, 1995	Full Service Brick and Mortar
2	202660	Crowley North City Branch	1941 North Parkerson Avenue, Crowley, LA 70526	December 18, 1996	Full Service Brick and Mortar
3	357968	Lafayette Branch	1300 Camelia Boulevard, Lafayette, LA 70508	Febuary 01, 2000	Full Service Brick and Mortar
4	419421	Sulphur Branch	3201 Maplewood Dr, Sulphur, LA 70663	June 16, 2003	Full Service Brick and Mortar

First National Bank of Louisiana in Crowley, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Louisiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Louisiana in Crowley, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Louisiana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Louisiana in Crowley, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches