First Security Bank of Malta in Malta, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Security Bank of Malta in Malta, Montana (MT)
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First Security Bank of Malta - Overview

  • General
  • FDIC Certificate #: 20646
    Status: Active
    Federal Reserve ID: 651457
    Bank Holding Company (Regulatory Top Holder): Milk River Banquo, Inc. (RSSDID: 2807100, Location: Malta, MT)
    Date Established: April 03, 1972
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 13044
    FDIC's unique #: 14252
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: April 03, 1972
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 South First East, Malta, MT 59538
    County: Phillips
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.9 mil
    Equity capital: $3.0 mil
    Deposits held in domestic offices: $32.6 mil
    Return on assets (ROA): 0.70% ($0.3 mil)
    Quarterly return on assets: 0.60% ($0.2 mil)
    Return on Equity (ROE): 8.16% ($0.2 mil)
    Quarterly return on equity: 7.01% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.09% ($402.1 mil)
    Quarterly Pretax return on assets: 0.92% ($339.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $36,889Total assets
  • $6,595Cash and due from depository institutions
  • $4,509Interest-bearing balances
  • $6,413Securities
  • $5,000Federal funds sold & reverse repurchase agreements
  • $18,266Net loans & leases
  • $299Loan loss allowance
  • $0Trading account assets
  • $151Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $36,889Life insurance assets
  • $464All other assets
  • $33,851Total liabilities and capital
  • $32,604Total liabilities
  • $27,905Total deposits
  • $32,604Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,033Trading liabilities
  • $0Other borrowed funds
  • $214Subordinated debt
  • $3,038All other liabilities
  • $3,038Total equity capital
  • $3,038Total bank equity capital
  • $0Perpetual preferred stock
  • $270Common stock
  • $2,230Surplus
  • $538Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $157Income earned, not collected on loans
  • $0Earning assets
  • $193Long-term assets (5+ years)
  • $34,188Average Assets, year-to-date
  • $6,061Average Assets, quarterly
  • $34,704Volatile liabilities
  • $35,606Insider loans
  • $21,245FHLB advances
  • $35,056Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,896Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,231Restructured Loans and leases
  • $317Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,909Total interest income
  • $426Total interest expense
  • $1,483Net interest income
  • $18Provision for loan and lease losses
  • $271Total noninterest income
  • $0Fiduciary activities
  • $131Service charges on deposit accounts
  • $0Trading account gains & fees
  • $140Additional noninterest income
  • $1,358Total noninterest expense
  • $806Salaries and employee benefits
  • $103Premises and equipment expense
  • $449Additional noninterest expense
  • $378Pre-tax net operating income
  • $0Securities gains (losses)
  • $135Applicable income taxes
  • $243Income before extraordinary items
  • $0Extraordinary gains - net
  • $243Net income attributable to bank
  • $0Net charge-offs
  • $243Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $120Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.06%Yield on earning assets
  • 1.35%Cost of funding earning assets
  • 4.71%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 4.31%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 8.16%Return on equity (ROE)
  • 4.13%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -1800.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,423Assets per employee
  • 2.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.38%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 190.45%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 56.02%Net loans and leases to core deposits
  • 56.73%Equity capital to assets
  • 8.24%Core capital (leverage) ratio
  • 8.26%Tier 1 risk-based capital ratio
  • 13.63%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $34,704Average earning assets
  • $2,977Average equity
  • $31,514Average loans

List of branches

  • 1 Montana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014252First Security Bank Of Malta130 South First East, Malta, MT 59538April 03, 1972Full Service Brick and Mortar

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