FirstBank of Breckenridge in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 14, 2008

  • FirstBank of Breckenridge in Denver, Colorado (CO)
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FirstBank of Breckenridge - Overview

  • General
  • FDIC Certificate #: 26525
    Status: Inactive
    Closing history: Change in Location
    Acquiring institution: The First National Bank of Santa Fe (#2239)
    Federal Reserve ID: 623258
    Date Established: January 06, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 11122
    FDIC's unique #: 33227
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 06, 1986
    Last Structure Change Effective Date: March 14, 2008
    Last Structure Change Process Date: April 09, 2008
    Last Data Update: April 09, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1490 Lafayette Street, Suite 400, Denver, CO 80218
    County: Denver
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
    Change in Location
  • Financial Summary
  • Total assets: $157.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $157,267Total assets
  • $3,540Cash and due from depository institutions
  • $0Interest-bearing balances
  • $44,993Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $104,196Net loans & leases
  • $1,001Loan loss allowance
  • $0Trading account assets
  • $3,107Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,431All other assets
  • $157,267Total liabilities and capital
  • $147,411Total liabilities
  • $127,180Total deposits
  • $93,228Interest-bearing deposits
  • $127,180Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,808Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,070Other borrowed funds
  • $0Subordinated debt
  • $353All other liabilities
  • $9,856Total equity capital
  • $9,856Total bank equity capital
  • $9,856Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $1,300Undivided profits
  • Memoranda
  • $7,756Noncurrent loans and leases
  • $18,788Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $726Average Assets, year-to-date
  • $149,189Average Assets, quarterly
  • $59,180Volatile liabilities
  • $150,538Insider loans
  • $153,626FHLB advances
  • $18,196Loans and leases held for sale
  • $340Unused loan commitments
  • $9,070Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $18,788Total unused commitments
  • $0Restructured Loans and leases
  • $1,043Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $8,952Total interest income
  • $4,235Total interest expense
  • $4,717Net interest income
  • $243Provision for loan and lease losses
  • $1,252Total noninterest income
  • $0Fiduciary activities
  • $616Service charges on deposit accounts
  • $0Trading account gains & fees
  • $636Additional noninterest income
  • $3,022Total noninterest expense
  • $1,303Salaries and employee benefits
  • $248Premises and equipment expense
  • $1,471Additional noninterest expense
  • $2,704Pre-tax net operating income
  • $0Securities gains (losses)
  • $753Applicable income taxes
  • $1,951Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,951Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $35Sale, conversion, retirement of capital stock, net
  • $750Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.23%Yield on earning assets
  • 2.95%Cost of funding earning assets
  • 3.28%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 2.10%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.80%Pretax return on assets
  • 21.59%Return on equity (ROE)
  • 13.29%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 694.29%Credit loss provision to net charge-offs
  • 84.20%Efficiency ratio
  • 50,628Assets per employee
  • 7.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.44%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 81.93%Net loans and leases to core deposits
  • 86.98%Equity capital to assets
  • 6.27%Core capital (leverage) ratio
  • 6.32%Tier 1 risk-based capital ratio
  • 10.42%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $150,538Average earning assets
  • $9,036Average equity
  • $143,751Average loans

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