Firstar Bank Elkhorn in Elkhorn, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 1993

  • Firstar Bank Elkhorn in Elkhorn, Wisconsin (WI)
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Firstar Bank Elkhorn - Overview

  • General
  • FDIC Certificate #: 12326
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Lake Geneva, National Association (#18092)
    Federal Reserve ID: 67245
    Date Established: July 07, 1896
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 7838
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1934
    Last Structure Change Effective Date: Febuary 15, 1993
    Last Structure Change Process Date: Febuary 26, 1993
    Last Data Update: Febuary 26, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: East Walworth And South Washington Streets, Elkhorn, WI 53121
    County: Walworth
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Whitewater, WI (#48580)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $64.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $64,108Cash and due from depository institutions
  • $2,256Interest-bearing balances
  • $0Securities
  • $17,662Federal funds sold & reverse repurchase agreements
  • $7,940Net loans & leases
  • $32,544Loan loss allowance
  • $630Trading account assets
  • $0Bank premises and fixed assets
  • $1,552Other real estate owned
  • $0Goodwill and other intangibles
  • $2,154Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $64,108Total liabilities
  • $59,450Total deposits
  • $56,859Interest-bearing deposits
  • $48,442Deposits held in domestic offices
  • 56859.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $1,053Trading liabilities
  • $0Other borrowed funds
  • $270Subordinated debt
  • $0All other liabilities
  • $1,268Total equity capital
  • $1,268Total bank equity capital
  • $4,658Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $2,770Undivided profits
  • Memoranda
  • $1,288Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $431Income earned, not collected on loans
  • $206Earning assets
  • $58,146Long-term assets (5+ years)
  • $3,477Average Assets, year-to-date
  • $57,335Average Assets, quarterly
  • $59,822Volatile liabilities
  • $2,325Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $440Unused loan commitments
  • $3,566Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,658Total risk weighted assets
  • $37,147Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,561Total interest expense
  • $1,930Net interest income
  • $2,631Provision for loan and lease losses
  • $100Total noninterest income
  • $473Fiduciary activities
  • $0Service charges on deposit accounts
  • $212Trading account gains & fees
  • $0Additional noninterest income
  • $261Total noninterest expense
  • $2,392Salaries and employee benefits
  • $1,157Premises and equipment expense
  • $235Additional noninterest expense
  • $1,000Pre-tax net operating income
  • $612Securities gains (losses)
  • $0Applicable income taxes
  • $124Income before extraordinary items
  • $488Extraordinary gains - net
  • $0Net income attributable to bank
  • $488Net charge-offs
  • $63Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.76%Cost of funding earning assets
  • 3.71%Net interest margin
  • 5.06%Noninterest income to earning assets
  • 0.91%Noninterest expense to earning assets
  • 4.60%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 0.85%Pretax return on assets
  • 1.07%Return on equity (ROE)
  • 10.97%Retained earnings to average equity (YTD only)
  • 10.97%Net charge-offs to loans
  • 0.18%Credit loss provision to net charge-offs
  • 158.73%Efficiency ratio
  • 77,062Assets per employee
  • 2.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 146.17%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 57.24%Net loans and leases to core deposits
  • 58.26%Equity capital to assets
  • 7.27%Core capital (leverage) ratio
  • 7.82%Tier 1 risk-based capital ratio
  • 12.54%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $57,335Average earning assets
  • $4,449Average equity
  • $52,047Average loans

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