Franklin First Savings Bank in Wilkes-Barre, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1998

  • Franklin First Savings Bank in Wilkes-Barre, Pennsylvania (PA)
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Franklin First Savings Bank - Overview

  • General
  • FDIC Certificate #: 29136
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Manufacturers and Traders Trust Company (#588)
    Federal Reserve ID: 636678
    Date Established: September 01, 1934
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 21 (Interstate: No)
    OTS Docket #: 2976
    FDIC's unique #: 41970
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 10, 1934
    Last Structure Change Effective Date: April 01, 1998
    Last Structure Change Process Date: April 08, 1998
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 44 West Market Street, Wilkes-Barre, PA 18701
    County: Luzerne
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
    Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
    CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
  • Financial Summary
  • Total assets: $1,417.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 372Total employees (full-time equivalent)
  • $1,453,571Total assets
  • $23,468Cash and due from depository institutions
  • $10,078Interest-bearing balances
  • $398,778Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $987,986Net loans & leases
  • $10,156Loan loss allowance
  • $0Trading account assets
  • $10,760Bank premises and fixed assets
  • $2,786Other real estate owned
  • $1,829Goodwill and other intangibles
  • $0Life insurance assets
  • $27,964All other assets
  • $1,453,571Total liabilities and capital
  • $1,351,616Total liabilities
  • $997,468Total deposits
  • $942,986Interest-bearing deposits
  • $997,468Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $333,050Other borrowed funds
  • $0Subordinated debt
  • $21,098All other liabilities
  • $101,955Total equity capital
  • $101,955Total bank equity capital
  • $101,955Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $35,019Undivided profits
  • Memoranda
  • $66,936Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $11,546Earning assets
  • $0Long-term assets (5+ years)
  • $5,562Average Assets, year-to-date
  • $1,396,842Average Assets, quarterly
  • $430,672Volatile liabilities
  • $1,436,633Insider loans
  • $1,477,878FHLB advances
  • $410,631Loans and leases held for sale
  • $8,385Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,543Total risk weighted assets
  • $55,275Total unused commitments
  • $0Restructured Loans and leases
  • $925,516Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $105,741Total interest income
  • $64,819Total interest expense
  • $40,922Net interest income
  • $3,000Provision for loan and lease losses
  • $4,074Total noninterest income
  • $113Fiduciary activities
  • $1,766Service charges on deposit accounts
  • $339Trading account gains & fees
  • $1,856Additional noninterest income
  • $22,616Total noninterest expense
  • $9,537Salaries and employee benefits
  • $4,318Premises and equipment expense
  • $8,761Additional noninterest expense
  • $19,380Pre-tax net operating income
  • $2,323Securities gains (losses)
  • $8,570Applicable income taxes
  • $13,133Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,133Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3,239Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.64%Yield on earning assets
  • 4.69%Cost of funding earning assets
  • 2.96%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 1.63%Noninterest expense to earning assets
  • 0.81%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.51%Pretax return on assets
  • 13.80%Return on equity (ROE)
  • 13.80%Retained earnings to average equity (YTD only)
  • 0.35%Net charge-offs to loans
  • 92.62%Credit loss provision to net charge-offs
  • 6.91%Efficiency ratio
  • 49,660Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 87.96%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 99.05%Net loans and leases to core deposits
  • 127.76%Equity capital to assets
  • 7.01%Core capital (leverage) ratio
  • 6.93%Tier 1 risk-based capital ratio
  • 11.08%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,436,633Average earning assets
  • $95,194Average equity
  • $1,383,400Average loans
1
David Zeiser
Dec 1, 2023 @ 1:13 pm
My mother is in a home and going through her things I came across a savings certificate # 99918 from 11/4/1989 account number 70613016. It has an amount on it how do I go about finding out how much its worth and where would I go to.

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