Gallup Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Gallup Federal Savings Bank in Gallup, New Mexico (NM)
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Gallup Federal Savings Bank - Overview

General
FDIC Certificate #: 29126
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Federal Bank (#29702)
Federal Reserve ID: 631972
Date Established: September 01, 1934
WWW: http://www.gallupfed.com
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2952
FDIC's unique #: 41960
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: December 03, 1934
Last Structure Change Effective Date: June 01, 2005
Last Structure Change Process Date: June 13, 2005
Last Data Update: June 13, 2005
Data Source Date: April 05, 2012
Location
Address: 221 West Aztec Avenue, Gallup, NM 87305
County: Mckinley
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Gallup, NM (#23700)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $208.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
46Total employees (full-time equivalent)
$217,068Total assets
$6,640Cash and due from depository institutions
$363Interest-bearing balances
$54,754Securities
$0Federal funds sold & reverse repurchase agreements
$148,447Net loans & leases
$1,675Loan loss allowance
$0Trading account assets
$1,987Bank premises and fixed assets
$278Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,962All other assets
$217,068Total liabilities and capital
$198,236Total liabilities
$132,084Total deposits
$115,974Interest-bearing deposits
$132,084Deposits held in domestic offices
0.00%% insured (estimated)
$4,672Federal funds purchased & repurchase agreements
$0Trading liabilities
$60,755Other borrowed funds
$0Subordinated debt
$725All other liabilities
$18,832Total equity capital
$18,832Total bank equity capital
$18,832Perpetual preferred stock
$0Common stock
$10Surplus
$5,415Undivided profits
Memoranda
$13,407Noncurrent loans and leases
$12,989Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$922Earning assets
$0Long-term assets (5+ years)
$807Average Assets, year-to-date
$203,564Average Assets, quarterly
$0Volatile liabilities
$230,789Insider loans
$222,423FHLB advances
$123,837Loans and leases held for sale
$2,209Unused loan commitments
$60,468Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,989Total unused commitments
$544Restructured Loans and leases
$2,099Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$11,922Total interest income
$5,045Total interest expense
$6,877Net interest income
$899Provision for loan and lease losses
$930Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$930Additional noninterest income
$4,280Total noninterest expense
$2,236Salaries and employee benefits
$906Premises and equipment expense
$1,138Additional noninterest expense
$2,628Pre-tax net operating income
$68Securities gains (losses)
$703Applicable income taxes
$1,993Income before extraordinary items
$0Extraordinary gains - net
$1,993Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$731Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.53%Yield on earning assets
2.34%Cost of funding earning assets
3.19%Net interest margin
0.43%Noninterest income to earning assets
1.98%Noninterest expense to earning assets
0.84%Net operating income to assets
0.86%Return on assets (ROA)
1.17%Pretax return on assets
11.29%Return on equity (ROE)
11.29%Retained earnings to average equity (YTD only)
0.47%Net charge-offs to loans
122.98%Credit loss provision to net charge-offs
4.82%Efficiency ratio
54,823Assets per employee
4.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
181.67%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.61%Net loans and leases to deposits
112.39%Net loans and leases to core deposits
201.49%Equity capital to assets
8.68%Core capital (leverage) ratio
8.25%Tier 1 risk-based capital ratio
13.68%Total risk-based capital ratio
Memoranda
$15Average assets
$230,789Average earning assets
$17,658Average equity
$215,634Average loans

Gallup Federal Savings Bank in Gallup, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

Gallup Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

Gallup Federal Savings Bank in Gallup, New Mexico (NM)Overview, Financial Summary, Detailed Financial Reports, Branches

Gallup Federal Savings Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

Gallup Federal Savings Bank in Gallup, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches