Germantown Savings Bank in Bala Cynwyd, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 02, 1994

  • Germantown Savings Bank in Bala Cynwyd, Pennsylvania (PA)
  • Show street view No street view available for this location

Germantown Savings Bank - Overview

  • General
  • FDIC Certificate #: 15758
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Corestates Bank, National Association (#719)
    Federal Reserve ID: 894517
    Date Established: April 06, 1854
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 32 (Interstate: No)
    FDIC's unique #: 10006
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 22, 1940
    Last Structure Change Effective Date: December 02, 1994
    Last Structure Change Process Date: December 12, 1994
    Last Data Update: December 12, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: One Belmont Avenue, Bala Cynwyd, PA 19004
    County: Montgomery
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $1,564.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $526Total assets
  • $1,636,618Cash and due from depository institutions
  • $28,056Interest-bearing balances
  • $168Securities
  • $547,514Federal funds sold & reverse repurchase agreements
  • $13,000Net loans & leases
  • $1,020,435Loan loss allowance
  • $23,043Trading account assets
  • $0Bank premises and fixed assets
  • $7,464Other real estate owned
  • $1,078Goodwill and other intangibles
  • $17,775Life insurance assets
  • $1,296All other assets
  • $0Total liabilities and capital
  • $1,636,618Total liabilities
  • $1,494,627Total deposits
  • $1,483,683Interest-bearing deposits
  • $1,433,932Deposits held in domestic offices
  • 1483683.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $10,944Total equity capital
  • $10,944Total bank equity capital
  • $141,991Perpetual preferred stock
  • $0Common stock
  • $419Surplus
  • $38,481Undivided profits
  • Memoranda
  • $103,091Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,582Income earned, not collected on loans
  • $5,196Earning assets
  • $1,581,117Long-term assets (5+ years)
  • $945,519Average Assets, year-to-date
  • $1,597,193Average Assets, quarterly
  • $1,628,877Volatile liabilities
  • $37,318Insider loans
  • $7FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $86,136Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $139,607Total risk weighted assets
  • $866,014Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $112,168Total interest expense
  • $47,873Net interest income
  • $64,295Provision for loan and lease losses
  • $1,900Total noninterest income
  • $5,358Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,555Trading account gains & fees
  • $0Additional noninterest income
  • $1,803Total noninterest expense
  • $37,972Salaries and employee benefits
  • $20,317Premises and equipment expense
  • $6,339Additional noninterest expense
  • $11,316Pre-tax net operating income
  • $29,781Securities gains (losses)
  • $1,179Applicable income taxes
  • $10,462Income before extraordinary items
  • $20,498Extraordinary gains - net
  • $0Net income attributable to bank
  • $20,498Net charge-offs
  • -$2,288Cash dividends
  • $1,655Sale, conversion, retirement of capital stock, net
  • $1,690Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.27%Cost of funding earning assets
  • 3.10%Net interest margin
  • 4.17%Noninterest income to earning assets
  • 0.35%Noninterest expense to earning assets
  • 2.46%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 1.94%Return on equity (ROE)
  • 15.74%Retained earnings to average equity (YTD only)
  • 14.47%Net charge-offs to loans
  • -0.22%Credit loss provision to net charge-offs
  • -83.04%Efficiency ratio
  • 53,370Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.07%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 892.45%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 68.78%Net loans and leases to core deposits
  • 70.55%Equity capital to assets
  • 8.68%Core capital (leverage) ratio
  • 8.59%Tier 1 risk-based capital ratio
  • 16.12%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $1,597,193Average earning assets
  • $130,190Average equity
  • $1,543,185Average loans
1
SHARON Mary McCaffrey
⚠
I recently found a passbook of mine, that was in my maiden name. The last entry was 1998, there isn't any stamp on book saying account was closed. Was wondering if it was closed or was delinquent.

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