Grandview Bank in Grandview, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Grandview Bank - Overview

  • General
  • FDIC Certificate #: 3230
    Status: Active
    Federal Reserve ID: 333856
    Bank Holding Company (Regulatory Top Holder): Afin, Ltd. (RSSDID: 3188730, Location: Cleburne, TX)
    Date Established: August 07, 1890
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 2084
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 02, 2007
    Last Structure Change Process Date: January 10, 2007
    Last Data Update: January 10, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Criner Streets, Grandview, TX 76050
    County: Johnson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $110.3 mil
    Equity capital: $10.8 mil
    Deposits held in domestic offices: $99.2 mil
    Return on assets (ROA): 1.16% ($1.3 mil)
    Quarterly return on assets: 1.27% ($1.4 mil)
    Return on Equity (ROE): 12.13% ($1.3 mil)
    Quarterly return on equity: 13.05% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.57% ($1,731.8 mil)
    Quarterly Pretax return on assets: 1.73% ($1,908.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $110,303Total assets
  • $5,933Cash and due from depository institutions
  • $3,977Interest-bearing balances
  • $17,938Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $81,666Net loans & leases
  • $997Loan loss allowance
  • $0Trading account assets
  • $2,787Bank premises and fixed assets
  • $250Other real estate owned
  • $672Goodwill and other intangibles
  • $110,303Life insurance assets
  • $1,057All other assets
  • $99,518Total liabilities and capital
  • $99,245Total liabilities
  • $74,767Total deposits
  • $99,245Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $273Subordinated debt
  • $10,785All other liabilities
  • $10,785Total equity capital
  • $10,785Total bank equity capital
  • $0Perpetual preferred stock
  • $555Common stock
  • $3,245Surplus
  • $6,985Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $256Income earned, not collected on loans
  • $0Earning assets
  • $548Long-term assets (5+ years)
  • $103,581Average Assets, year-to-date
  • $24,085Average Assets, quarterly
  • $107,455Volatile liabilities
  • $110,331Insider loans
  • $91,472FHLB advances
  • $111,952Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,852Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,475Restructured Loans and leases
  • $6Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,362Total interest income
  • $503Total interest expense
  • $4,859Net interest income
  • $250Provision for loan and lease losses
  • $768Total noninterest income
  • $0Fiduciary activities
  • $436Service charges on deposit accounts
  • $0Trading account gains & fees
  • $332Additional noninterest income
  • $3,731Total noninterest expense
  • $2,140Salaries and employee benefits
  • $333Premises and equipment expense
  • $1,258Additional noninterest expense
  • $1,646Pre-tax net operating income
  • $39Securities gains (losses)
  • $437Applicable income taxes
  • $1,248Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,248Net income attributable to bank
  • $0Net charge-offs
  • $1,248Cash dividends
  • $60Sale, conversion, retirement of capital stock, net
  • $324Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.35%Yield on earning assets
  • 0.50%Cost of funding earning assets
  • 4.85%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 3.72%Noninterest expense to earning assets
  • 1.13%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.57%Pretax return on assets
  • 12.13%Return on equity (ROE)
  • 8.98%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 416.67%Credit loss provision to net charge-offs
  • 31.60%Efficiency ratio
  • 66,305Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.96%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 389.45%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 82.29%Net loans and leases to core deposits
  • 85.71%Equity capital to assets
  • 9.78%Core capital (leverage) ratio
  • 8.80%Tier 1 risk-based capital ratio
  • 10.77%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $107,455Average earning assets
  • $10,285Average equity
  • $100,218Average loans

List of branches

  • 3 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02084Grandview BankSecond And Criner Streets, Grandview, TX 76050August 07, 1890Full Service Brick and Mortar
    1196187Cleburne Branch303 Colonial Drive, Cleburne, TX 76031August 23, 1999Full Service Brick and Mortar
    2470748Alvarado Branch100 Percifield Trail, Alvarado, TX 76009Febuary 04, 2008Full Service Brick and Mortar

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