The Cowboy Bank of Texas in Maypearl, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Cowboy Bank of Texas - Overview

  • General
  • FDIC Certificate #: 12298
    Status: Active
    Federal Reserve ID: 370954
    Bank Holding Company (Regulatory Top Holder): Maypearl Bancshares, Inc. (RSSDID: 2591267, Location: Maypearl, TX)
    Date Established: January 01, 1930
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7818
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 31, 2007
    Last Structure Change Process Date: December 04, 2007
    Last Data Update: December 04, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Main Street, Maypearl, TX 76064
    County: Ellis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Change in Location
    Name Change
  • Financial Summary
  • Total assets: $51.0 mil
    Equity capital: $4.8 mil
    Deposits held in domestic offices: $46.1 mil
    Return on assets (ROA): 2.39% ($1.2 mil)
    Quarterly return on assets: 2.21% ($1.1 mil)
    Return on Equity (ROE): 24.89% ($1.2 mil)
    Quarterly return on equity: 23.27% ($1.2 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.39% ($1,218.3 mil)
    Quarterly Pretax return on assets: 2.21% ($1,126.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $50,975Total assets
  • $11,391Cash and due from depository institutions
  • $9,966Interest-bearing balances
  • $7,444Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $30,619Net loans & leases
  • $334Loan loss allowance
  • $0Trading account assets
  • $998Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $50,975Life insurance assets
  • $523All other assets
  • $46,213Total liabilities and capital
  • $46,141Total liabilities
  • $38,417Total deposits
  • $46,141Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $72Subordinated debt
  • $4,762All other liabilities
  • $4,762Total equity capital
  • $4,762Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,700Surplus
  • $2,962Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $167Income earned, not collected on loans
  • $0Earning assets
  • $313Long-term assets (5+ years)
  • $48,029Average Assets, year-to-date
  • $9,456Average Assets, quarterly
  • $46,520Volatile liabilities
  • $49,683Insider loans
  • $28,317FHLB advances
  • $49,785Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,445Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,990Restructured Loans and leases
  • $40Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,733Total interest income
  • $392Total interest expense
  • $2,341Net interest income
  • $81Provision for loan and lease losses
  • $561Total noninterest income
  • $0Fiduciary activities
  • $299Service charges on deposit accounts
  • $0Trading account gains & fees
  • $262Additional noninterest income
  • $1,709Total noninterest expense
  • $860Salaries and employee benefits
  • $142Premises and equipment expense
  • $707Additional noninterest expense
  • $1,112Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,112Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,112Net income attributable to bank
  • $0Net charge-offs
  • $1,112Cash dividends
  • $87Sale, conversion, retirement of capital stock, net
  • $728Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.43%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 5.51%Net interest margin
  • 1.32%Noninterest income to earning assets
  • 4.02%Noninterest expense to earning assets
  • 2.39%Net operating income to assets
  • 2.39%Return on assets (ROA)
  • 2.39%Pretax return on assets
  • 24.89%Return on equity (ROE)
  • 8.59%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 93.10%Credit loss provision to net charge-offs
  • 13.71%Efficiency ratio
  • 58,890Assets per employee
  • 3.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.47%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 200.00%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 66.36%Net loans and leases to core deposits
  • 69.97%Equity capital to assets
  • 9.34%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 15.70%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $46,520Average earning assets
  • $4,468Average equity
  • $42,506Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07818The Cowboy Bank Of Texas100 Main Street, Maypearl, TX 76064January 01, 1930Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Cowboy Bank of Texas.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents