VINTAGE BANK in Waxahachie, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


VINTAGE BANK - Overview

  • General
  • FDIC Certificate #: 3089
    Status: Active
    Federal Reserve ID: 202251
    Bank Holding Company (Regulatory Top Holder): Vintage Shares, Inc. (RSSDID: 3254336, Location: Waxahachie, TX)
    Date Established: June 13, 1900
    WWW: http://www.vintagebank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1969
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 2010
    Last Structure Change Process Date: June 01, 2010
    Last Data Update: June 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Hwy 77n, Waxahachie, TX 75165
    County: Ellis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $147.4 mil
    Equity capital: $13.3 mil
    Deposits held in domestic offices: $133.9 mil
    Return on assets (ROA): 1.18% ($1.7 mil)
    Quarterly return on assets: 1.75% ($2.6 mil)
    Return on Equity (ROE): 13.62% ($1.8 mil)
    Quarterly return on equity: 20.06% ($2.6 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.18% ($1,739.3 mil)
    Quarterly Pretax return on assets: 1.75% ($2,579.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $147,397Total assets
  • $11,296Cash and due from depository institutions
  • $7,261Interest-bearing balances
  • $19,680Securities
  • $2,600Federal funds sold & reverse repurchase agreements
  • $104,548Net loans & leases
  • $1,948Loan loss allowance
  • $0Trading account assets
  • $4,594Bank premises and fixed assets
  • $642Other real estate owned
  • $0Goodwill and other intangibles
  • $147,397Life insurance assets
  • $4,037All other assets
  • $134,104Total liabilities and capital
  • $133,852Total liabilities
  • $106,755Total deposits
  • $133,852Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $252Subordinated debt
  • $13,293All other liabilities
  • $13,293Total equity capital
  • $13,293Total bank equity capital
  • $0Perpetual preferred stock
  • $96Common stock
  • $11,026Surplus
  • $2,171Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,118Income earned, not collected on loans
  • $0Earning assets
  • $577Long-term assets (5+ years)
  • $134,089Average Assets, year-to-date
  • $43,662Average Assets, quarterly
  • $146,317Volatile liabilities
  • $149,114Insider loans
  • $103,076FHLB advances
  • $150,823Loans and leases held for sale
  • $2,787Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,257Tier 2 risk-based capital
  • $2,787Total risk weighted assets
  • $0Total unused commitments
  • $6,603Restructured Loans and leases
  • $653Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,605Total interest income
  • $1,344Total interest expense
  • $6,261Net interest income
  • $1,100Provision for loan and lease losses
  • $1,412Total noninterest income
  • $0Fiduciary activities
  • $767Service charges on deposit accounts
  • $0Trading account gains & fees
  • $645Additional noninterest income
  • $4,848Total noninterest expense
  • $2,550Salaries and employee benefits
  • $550Premises and equipment expense
  • $1,748Additional noninterest expense
  • $1,725Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,725Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,725Net income attributable to bank
  • $0Net charge-offs
  • $1,725Cash dividends
  • $577Sale, conversion, retirement of capital stock, net
  • $859Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.72%Yield on earning assets
  • 1.01%Cost of funding earning assets
  • 4.71%Net interest margin
  • 1.06%Noninterest income to earning assets
  • 3.65%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.18%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 13.62%Return on equity (ROE)
  • 6.84%Retained earnings to average equity (YTD only)
  • 0.53%Net charge-offs to loans
  • 190.64%Credit loss provision to net charge-offs
  • 4.90%Efficiency ratio
  • 63,183Assets per employee
  • 4.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.80%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 91.97%Noncurrent assets plus other real estate owned to assets
  • 1.87%Noncurrent loans to loans
  • 1.99%Net loans and leases to deposits
  • 78.11%Net loans and leases to core deposits
  • 79.44%Equity capital to assets
  • 9.02%Core capital (leverage) ratio
  • 8.79%Tier 1 risk-based capital ratio
  • 12.86%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $146,317Average earning assets
  • $12,668Average equity
  • $132,847Average loans

List of branches

  • 3 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01969Vintage Bank300 Hwy 77n, Waxahachie, TX 75165June 13, 1900Full Service Brick and Mortar
    2443404Ovilla Rd Branch119 W Ovilla Rd, Glenn Heights, TX 75154September 01, 2004Full Service Brick and Mortar
    3478859Midlothian Branch1431 S Midlothian Parkway, Midlothian, TX 76065June 30, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with VINTAGE BANK.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents