Grapeland State Bank in Grapeland, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Grapeland State Bank in Grapeland, Texas (TX)
  • Show street view No street view available for this location
Grapeland State Bank routing number info

Grapeland State Bank - Overview

  • General
  • FDIC Certificate #: 11934
    Status: Active
    Federal Reserve ID: 404653
    Date Established: August 01, 1911
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 7621
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 122 Main St, Grapeland, TX 75844
    County: Houston
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $31.4 mil
    Equity capital: $3.7 mil
    Deposits held in domestic offices: $27.6 mil
    Return on assets (ROA): 0.71% ($0.2 mil)
    Quarterly return on assets: 0.24% ($0.1 mil)
    Return on Equity (ROE): 7.74% ($0.3 mil)
    Quarterly return on equity: 2.05% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.88% ($276.2 mil)
    Quarterly Pretax return on assets: 0.37% ($116.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $31,382Total assets
  • $925Cash and due from depository institutions
  • $35Interest-bearing balances
  • $11,725Securities
  • $695Federal funds sold & reverse repurchase agreements
  • $16,455Net loans & leases
  • $251Loan loss allowance
  • $0Trading account assets
  • $1,222Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $31,382Life insurance assets
  • $360All other assets
  • $27,706Total liabilities and capital
  • $27,610Total liabilities
  • $23,097Total deposits
  • $27,610Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $96Subordinated debt
  • $3,676All other liabilities
  • $3,676Total equity capital
  • $3,676Total bank equity capital
  • $1,680Perpetual preferred stock
  • $100Common stock
  • $800Surplus
  • $1,096Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $269Income earned, not collected on loans
  • $0Earning assets
  • $186Long-term assets (5+ years)
  • $28,910Average Assets, year-to-date
  • $17,585Average Assets, quarterly
  • $28,247Volatile liabilities
  • $31,024Insider loans
  • $18,214FHLB advances
  • $30,881Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,658Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $218Restructured Loans and leases
  • $581Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,387Total interest income
  • $311Total interest expense
  • $1,076Net interest income
  • $81Provision for loan and lease losses
  • $182Total noninterest income
  • $0Fiduciary activities
  • $111Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $1,040Total noninterest expense
  • $431Salaries and employee benefits
  • $187Premises and equipment expense
  • $422Additional noninterest expense
  • $137Pre-tax net operating income
  • $112Securities gains (losses)
  • $49Applicable income taxes
  • $200Income before extraordinary items
  • $0Extraordinary gains - net
  • $200Net income attributable to bank
  • $0Net charge-offs
  • $200Cash dividends
  • $28Sale, conversion, retirement of capital stock, net
  • $38Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.37%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 4.17%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 4.03%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 7.74%Return on equity (ROE)
  • 6.27%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 289.29%Credit loss provision to net charge-offs
  • 7.79%Efficiency ratio
  • 82,671Assets per employee
  • 3.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.00%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 93.31%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 59.60%Net loans and leases to core deposits
  • 64.48%Equity capital to assets
  • 11.71%Core capital (leverage) ratio
  • 11.85%Tier 1 risk-based capital ratio
  • 20.08%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $28,247Average earning assets
  • $2,585Average equity
  • $25,816Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    07621Grapeland State Bank122 Main St, Grapeland, TX 75844August 01, 1911Full Service Brick and Mortar
    1225998Grapeland BranchOak And Chestnut Streets, Grapeland, TX 75844March 31, 1997Limited Service Facility

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Grapeland State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents