The Oakwood State Bank in Oakwood, Texas (TX)
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Table of contents:
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 2 |
| Total assets | $4,299 |
| Cash and due from depository institutions | $511 |
| Interest-bearing balances | $0 |
| Securities | $1,911 |
| Federal funds sold & reverse repurchase agreements | $1,235 |
| Net loans & leases | $599 |
| Loan loss allowance | $14 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $12 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $31 |
| Life insurance assets | $4,299 |
| Total liabilities and capital | $3,344 |
| Total liabilities | $3,334 |
| Total deposits | $0 |
| Interest-bearing deposits | $3,334 |
| Deposits held in domestic offices | $100 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $10 |
| All other liabilities | $955 |
| Total equity capital | $955 |
| Total bank equity capital | $955 |
| Perpetual preferred stock | $0 |
| Common stock | $25 |
| Surplus | $50 |
| Undivided profits | $880 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $1 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $18 |
| Average Assets, year-to-date | $3,745 |
| Average Assets, quarterly | $0 |
| Volatile liabilities | $3,874 |
| Insider loans | $4,261 |
| FHLB advances | $964 |
| Loans and leases held for sale | $4,234 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $955 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $0 |
| Derivatives | $0 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $97 |
| Total interest expense | $0 |
| Net interest income | $97 |
| Provision for loan and lease losses | $12 |
| Total noninterest income | $155 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $81 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $74 |
| Total noninterest expense | $148 |
| Salaries and employee benefits | $45 |
| Premises and equipment expense | $14 |
| Additional noninterest expense | $89 |
| Pre-tax net operating income | $92 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $92 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $92 |
| Net charge-offs | $0 |
| Cash dividends | $92 |
| Sale, conversion, retirement of capital stock, net | $2 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 2.87% |
| Cost of funding earning assets | 0.00% |
| Net interest margin | 2.87% |
| Noninterest income to earning assets | 4.59% |
| Noninterest expense to earning assets | 4.38% |
| Net operating income to assets | 2.37% |
| Return on assets (ROA) | 2.37% |
| Pretax return on assets | 2.37% |
| Return on equity (ROE) | 10.22% |
| Retained earnings to average equity (YTD only) | 10.22% |
| Net charge-offs to loans | 0.42% |
| Credit loss provision to net charge-offs | 600.00% |
| Efficiency ratio | 52.00% |
| Assets per employee | $58,730 |
| Cash dividends to net income (YTD only) | 2.15% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 2.28% |
| Noncurrent assets plus other real estate owned to assets | 1400.00% |
| Noncurrent loans to loans | 0.02% |
| Net loans and leases to deposits | 0.16% |
| Net loans and leases to core deposits | 17.97% |
| Equity capital to assets | 17.97% |
| Core capital (leverage) ratio | 22.21% |
| Tier 1 risk-based capital ratio | 22.56% |
| Total risk-based capital ratio | 99.07% |
| Memoranda | |
| Average assets | $101 |
| Average earning assets | $3,874 |
| Average equity | $900 |
| Average loans | $3,376 |
| 1 Texas Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 6620 | The Oakwood State Bank | 300 Main Street, Oakwood, TX 75855 | January 01, 1900 | Full Service Brick and Mortar |  |
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Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.