The Oakwood State Bank in Oakwood, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Oakwood State Bank - Overview

  • General
  • FDIC Certificate #: 10334
    Status: Active
    Federal Reserve ID: 960560
    Date Established: January 01, 1900
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6620
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 20, 2010
    Last Structure Change Process Date: August 26, 2010
    Last Data Update: August 26, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 Main Street, Oakwood, TX 75855
    County: Leon
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $4.3 mil
    Equity capital: $1.0 mil
    Deposits held in domestic offices: $3.3 mil
    Return on assets (ROA): 2.37% ($0.1 mil)
    Quarterly return on assets: 3.75% ($0.1 mil)
    Return on Equity (ROE): 10.22% ($0.1 mil)
    Quarterly return on equity: 17.11% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 2.37% ($101.9 mil)
    Quarterly Pretax return on assets: 3.75% ($161.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 2Total employees (full-time equivalent)
  • $4,299Total assets
  • $511Cash and due from depository institutions
  • $0Interest-bearing balances
  • $1,911Securities
  • $1,235Federal funds sold & reverse repurchase agreements
  • $599Net loans & leases
  • $14Loan loss allowance
  • $0Trading account assets
  • $12Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $4,299Life insurance assets
  • $31All other assets
  • $3,344Total liabilities and capital
  • $3,334Total liabilities
  • $0Total deposits
  • $3,334Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $10Subordinated debt
  • $955All other liabilities
  • $955Total equity capital
  • $955Total bank equity capital
  • $0Perpetual preferred stock
  • $25Common stock
  • $50Surplus
  • $880Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1Income earned, not collected on loans
  • $0Earning assets
  • $18Long-term assets (5+ years)
  • $3,745Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $3,874Volatile liabilities
  • $4,261Insider loans
  • $964FHLB advances
  • $4,234Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $955Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $97Total interest income
  • $0Total interest expense
  • $97Net interest income
  • $12Provision for loan and lease losses
  • $155Total noninterest income
  • $0Fiduciary activities
  • $81Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $148Total noninterest expense
  • $45Salaries and employee benefits
  • $14Premises and equipment expense
  • $89Additional noninterest expense
  • $92Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $92Income before extraordinary items
  • $0Extraordinary gains - net
  • $92Net income attributable to bank
  • $0Net charge-offs
  • $92Cash dividends
  • $2Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.87%Yield on earning assets
  • 0.00%Cost of funding earning assets
  • 2.87%Net interest margin
  • 4.59%Noninterest income to earning assets
  • 4.38%Noninterest expense to earning assets
  • 2.37%Net operating income to assets
  • 2.37%Return on assets (ROA)
  • 2.37%Pretax return on assets
  • 10.22%Return on equity (ROE)
  • 10.22%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 600.00%Credit loss provision to net charge-offs
  • 52.00%Efficiency ratio
  • 58,730Assets per employee
  • 2.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.28%Loss allowance to noncurrent loans
  • 1400.00%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 17.97%Net loans and leases to core deposits
  • 17.97%Equity capital to assets
  • 22.21%Core capital (leverage) ratio
  • 22.56%Tier 1 risk-based capital ratio
  • 99.07%Total risk-based capital ratio
  • Memoranda
  • $101Average assets
  • $3,874Average earning assets
  • $900Average equity
  • $3,376Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06620The Oakwood State Bank300 Main Street, Oakwood, TX 75855January 01, 1900Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Oakwood State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents