The East Texas National Bank of Palestine in Palestine, Texas (TX)
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The East Texas National Bank of Palestine routing number info
Table of contents:
| The East Texas National Bank of Palestine | |
|---|---|
| General | FDIC Certificate #: 3379 Status: Active Federal Reserve ID: 904667 Bank Holding Company (Regulatory Top Holder): East Texas National, Inc. (RSSDID: 2895693, Location: Palestine, TX) Date Established: March 11, 1911 WWW: http://www.etnbonline.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Domestic: 3, Interstate: No) FDIC's unique #: 2196 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 207 West Spring Street, Palestine, TX 75801 County: Anderson Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Palestine, TX (#37300) CBSA Micro Statistical Area: Yes |
| History of Changes | Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $139.2 mil Equity capital: $10.1 mil Deposits held in domestic offices: $128.8 mil Return on assets (ROA): 1.02% ($1.4 mil) Quarterly return on assets: 1.26% ($1.8 mil) Return on Equity (ROE): 13.98% ($1.4 mil) Quarterly return on equity: 17.32% ($1.7 mil) Net income: $1.4 mil Quarterly Net income: $0.4 mil Pretax return on assets: 1.02% ($1,419.9 mil) Quarterly Pretax return on assets: 1.26% ($1,754.0 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 42 |
| Total assets | $139,205 |
| Cash and due from depository institutions | $19,266 |
| Interest-bearing balances | $6,057 |
| Securities | $45,044 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $68,448 |
| Loan loss allowance | $584 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $3,055 |
| Other real estate owned | $404 |
| Goodwill and other intangibles | $1,067 |
| All other assets | $1,921 |
| Life insurance assets | $139,205 |
| Total liabilities and capital | $129,094 |
| Total liabilities | $128,761 |
| Total deposits | $65,856 |
| Interest-bearing deposits | $128,761 |
| Deposits held in domestic offices | $98 |
| % insured (estimated) | 200.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $133 |
| All other liabilities | $10,111 |
| Total equity capital | $10,111 |
| Total bank equity capital | $10,111 |
| Perpetual preferred stock | $0 |
| Common stock | $302 |
| Surplus | $2,652 |
| Undivided profits | $7,157 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $477 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $647 |
| Average Assets, year-to-date | $119,549 |
| Average Assets, quarterly | $3,138 |
| Volatile liabilities | $136,162 |
| Insider loans | $138,712 |
| FHLB advances | $65,731 |
| Loans and leases held for sale | $137,113 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $9,044 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $6,414 |
| Derivatives | $960 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $4,798 |
| Total interest expense | $229 |
| Net interest income | $4,569 |
| Provision for loan and lease losses | $60 |
| Total noninterest income | $1,258 |
| Fiduciary activities | $363 |
| Service charges on deposit accounts | $647 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $248 |
| Total noninterest expense | $4,377 |
| Salaries and employee benefits | $2,428 |
| Premises and equipment expense | $762 |
| Additional noninterest expense | $1,187 |
| Pre-tax net operating income | $1,390 |
| Securities gains (losses) | $0 |
| Applicable income taxes | $0 |
| Income before extraordinary items | $1,390 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $1,390 |
| Net charge-offs | $0 |
| Cash dividends | $1,390 |
| Sale, conversion, retirement of capital stock, net | $53 |
| Net operating income | $1,056 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 4.06% |
| Cost of funding earning assets | 0.19% |
| Net interest margin | 3.87% |
| Noninterest income to earning assets | 1.06% |
| Noninterest expense to earning assets | 3.71% |
| Net operating income to assets | 1.02% |
| Return on assets (ROA) | 1.02% |
| Pretax return on assets | 1.02% |
| Return on equity (ROE) | 13.98% |
| Retained earnings to average equity (YTD only) | 3.36% |
| Net charge-offs to loans | 0.08% |
| Credit loss provision to net charge-offs | 113.21% |
| Efficiency ratio | 27.36% |
| Assets per employee | $75,116 |
| Cash dividends to net income (YTD only) | 3.31% |
| Condition Ratios (%) | |
| Loss allowance to loans | 75.97% |
| Loss allowance to noncurrent loans | 0.85% |
| Noncurrent assets plus other real estate owned to assets | 122.43% |
| Noncurrent loans to loans | 0.63% |
| Net loans and leases to deposits | 0.69% |
| Net loans and leases to core deposits | 53.16% |
| Equity capital to assets | 53.63% |
| Core capital (leverage) ratio | 7.26% |
| Tier 1 risk-based capital ratio | 6.60% |
| Total risk-based capital ratio | 13.76% |
| Memoranda | |
| Average assets | $15 |
| Average earning assets | $136,162 |
| Average equity | $9,942 |
| Average loans | $118,129 |
| Total Fiduciary and Related Assets (December 31, 2011) (Dollar figures in thousands) | |
| Total fiduciary and related assets | $1 |
| Number of Fiduciary Accounts and Related Asset Accounts | 1 |
| Fiduciary powers granted | Yes |
| Fiduciary or related activity | Yes |
| Managed Assets | $66,501 |
| Number of Accounts | 1 |
| Personal trust and agency accounts | $41,109 |
| Employee benefit-defined contribution accounts | $30,168 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $0 |
| Corporate trust and agency accounts | $2,668 |
| Investment management agency accounts | $0 |
| Other fiduciary accounts | $8,022 |
| Fiduciary accounts held in foreign offices | $0 |
| Non-managed Assets | $251 |
| Number of Accounts | 224 |
| Personal trust and agency accounts | $0 |
| Employee benefit-defined contribution accounts | $0 |
| Employee benefit-defined benefit accounts | $0 |
| Other retirement accounts | $25,392 |
| Corporate trust and agency accounts | $15,784 |
| Other fiduciary accounts | $3,012 |
| Fiduciary accounts held in foreign offices | $4,846 |
| 3 Texas Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 2196 | The East Texas National Bank Of Pale | 207 West Spring Street, Palestine, TX 75801 | March 11, 1911 | Full Service Brick and Mortar |  |
| 1 | 9703 | Mexia Branch | 101 North Mckinney Street, Mexia, TX 76667 | May 01, 1936 | Full Service Brick and Mortar |  |
| 4 | 15210 | American Branch | 1718 Eleventh Street, Huntsville, TX 77340 | March 10, 1975 | Full Service Brick and Mortar | |
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