Great Plains National Bank in Belfield, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

Great Plains National Bank - Overview

  • General
  • FDIC Certificate #: 3898
    Status: Active
    Federal Reserve ID: 907958
    Bank Holding Company (Regulatory Top Holder): Belfield Bancshares, Inc. (RSSDID: 1127502, Location: Belfield, ND)
    Date Established: September 13, 1909
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 2544
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 22, 2010
    Last Structure Change Process Date: Febuary 17, 2010
    Last Data Update: Febuary 17, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 227 North Main Street, Belfield, ND 58622
    County: Stark
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Fargo
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Dickinson, ND (#19860)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $160.5 mil
    Equity capital: $14.6 mil
    Deposits held in domestic offices: $144.9 mil
    Return on assets (ROA): 1.95% ($3.1 mil)
    Quarterly return on assets: 1.80% ($2.9 mil)
    Return on Equity (ROE): 21.23% ($3.2 mil)
    Quarterly return on equity: 19.36% ($2.9 mil)
    Net income: $2.8 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 2.09% ($3,354.4 mil)
    Quarterly Pretax return on assets: 1.94% ($3,113.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $160,499Total assets
  • $10,312Cash and due from depository institutions
  • $0Interest-bearing balances
  • $30,280Securities
  • $11,000Federal funds sold & reverse repurchase agreements
  • $104,063Net loans & leases
  • $1,542Loan loss allowance
  • $0Trading account assets
  • $1,639Bank premises and fixed assets
  • $63Other real estate owned
  • $262Goodwill and other intangibles
  • $160,499Life insurance assets
  • $2,880All other assets
  • $145,909Total liabilities and capital
  • $144,895Total liabilities
  • $112,003Total deposits
  • $144,895Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $428Trading liabilities
  • $0Other borrowed funds
  • $586Subordinated debt
  • $14,590All other liabilities
  • $14,590Total equity capital
  • $14,590Total bank equity capital
  • $0Perpetual preferred stock
  • $2,000Common stock
  • $3,250Surplus
  • $9,340Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $436Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6Income earned, not collected on loans
  • $0Earning assets
  • $2,122Long-term assets (5+ years)
  • $145,343Average Assets, year-to-date
  • $30,205Average Assets, quarterly
  • $145,091Volatile liabilities
  • $154,290Insider loans
  • $120,423FHLB advances
  • $154,263Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,143Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,577Restructured Loans and leases
  • $268Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,624Total interest income
  • $939Total interest expense
  • $5,685Net interest income
  • $270Provision for loan and lease losses
  • $388Total noninterest income
  • $0Fiduciary activities
  • $119Service charges on deposit accounts
  • $0Trading account gains & fees
  • $269Additional noninterest income
  • $2,900Total noninterest expense
  • $1,793Salaries and employee benefits
  • $362Premises and equipment expense
  • $745Additional noninterest expense
  • $2,903Pre-tax net operating income
  • $127Securities gains (losses)
  • $202Applicable income taxes
  • $2,828Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,828Net income attributable to bank
  • $0Net charge-offs
  • $2,828Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $987Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.97%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 4.27%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.18%Noninterest expense to earning assets
  • 1.87%Net operating income to assets
  • 1.95%Return on assets (ROA)
  • 2.09%Pretax return on assets
  • 21.23%Return on equity (ROE)
  • 13.82%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 3000.00%Credit loss provision to net charge-offs
  • 352.56%Efficiency ratio
  • 46,501Assets per employee
  • 6.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.90%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 25700.00%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 71.82%Net loans and leases to core deposits
  • 73.65%Equity capital to assets
  • 9.09%Core capital (leverage) ratio
  • 8.52%Tier 1 risk-based capital ratio
  • 10.91%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $145,091Average earning assets
  • $13,319Average equity
  • $133,240Average loans

List of branches

  • 5 North Dakota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02544Great Plains National Bank227 North Main Street, Belfield, ND 58622September 13, 1909Full Service Brick and Mortar
    1202127South Heart Branch209 4th Street Nw, South Heart, ND 58655July 30, 1979Full Service Brick and Mortar
    3202129Prairie Hills Mall Branch323 18th Street West, Dickinson, ND 58602June 15, 1998Full Service Brick and Mortar
    4452549Lamoure Branch119 Main Street South East, Lamoure, ND 58458April 25, 2006Full Service Brick and Mortar
    5266241Ellendale Branch83 Main Street, Ellendale, ND 58436January 01, 1926Full Service Brick and Mortar

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