Greater Delaware Valley Savings Bank in Broomall, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Greater Delaware Valley Savings Bank in Broomall, Pennsylvania (PA)
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Greater Delaware Valley Savings Bank - Overview

  • General
  • FDIC Certificate #: 29882
    Status: Active
    Federal Reserve ID: 1014778
    Date Established: January 01, 1924
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 4256
    FDIC's unique #: 42716
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 17, 1938
    Last Structure Change Effective Date: May 13, 2007
    Last Structure Change Process Date: June 20, 2007
    Last Data Update: June 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 541 Lawrence Road, Broomall, PA 19008
    County: Delaware
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $466.3 mil
    Equity capital: $60.6 mil
    Deposits held in domestic offices: $376.0 mil
    Return on assets (ROA): 0.25% ($1.2 mil)
    Quarterly return on assets: 0.52% ($2.4 mil)
    Return on Equity (ROE): 1.95% ($1.2 mil)
    Quarterly return on equity: 3.91% ($2.4 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 0.23% ($1,072.6 mil)
    Quarterly Pretax return on assets: 0.64% ($2,984.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 92Total employees (full-time equivalent)
  • $466,349Total assets
  • $95,852Cash and due from depository institutions
  • $94,455Interest-bearing balances
  • $56,548Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $285,297Net loans & leases
  • $3,999Loan loss allowance
  • $0Trading account assets
  • $2,379Bank premises and fixed assets
  • $2,587Other real estate owned
  • $0Goodwill and other intangibles
  • $466,349Life insurance assets
  • $23,686All other assets
  • $405,701Total liabilities and capital
  • $376,049Total liabilities
  • $364,189Total deposits
  • $376,049Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $23,148Trading liabilities
  • $0Other borrowed funds
  • $6,504Subordinated debt
  • $60,648All other liabilities
  • $60,648Total equity capital
  • $60,648Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $30,145Surplus
  • $30,503Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,438Income earned, not collected on loans
  • $561Earning assets
  • $1,666Long-term assets (5+ years)
  • $436,300Average Assets, year-to-date
  • $149,018Average Assets, quarterly
  • $462,247Volatile liabilities
  • $461,695Insider loans
  • $269,753FHLB advances
  • $458,686Loans and leases held for sale
  • $11,842Unused loan commitments
  • $11,842Tier 1 (core) risk-based capital
  • $58,937Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $31,651Restructured Loans and leases
  • $774Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $18,675Total interest income
  • $4,186Total interest expense
  • $14,489Net interest income
  • $3,250Provision for loan and lease losses
  • $758Total noninterest income
  • $0Fiduciary activities
  • $256Service charges on deposit accounts
  • $0Trading account gains & fees
  • $502Additional noninterest income
  • $10,940Total noninterest expense
  • $6,190Salaries and employee benefits
  • $1,826Premises and equipment expense
  • $2,924Additional noninterest expense
  • $1,057Pre-tax net operating income
  • $13Securities gains (losses)
  • -$79Applicable income taxes
  • $1,149Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,149Net income attributable to bank
  • $0Net charge-offs
  • $1,149Cash dividends
  • $4,340Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.37%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 3.39%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 2.56%Noninterest expense to earning assets
  • 0.25%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 1.95%Return on equity (ROE)
  • 1.95%Retained earnings to average equity (YTD only)
  • 1.49%Net charge-offs to loans
  • 74.88%Credit loss provision to net charge-offs
  • 0.99%Efficiency ratio
  • 71,752Assets per employee
  • 5.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 27.70%Noncurrent assets plus other real estate owned to assets
  • 3.65%Noncurrent loans to loans
  • 4.99%Net loans and leases to deposits
  • 75.87%Net loans and leases to core deposits
  • 76.91%Equity capital to assets
  • 13.00%Core capital (leverage) ratio
  • 12.85%Tier 1 risk-based capital ratio
  • 21.85%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $462,247Average earning assets
  • $59,050Average equity
  • $427,608Average loans

List of branches

  • 9 Pennsylvania Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042716Greater Delaware Valley Savings Bank541 Lawrence Road, Broomall, PA 19008January 01, 1924Full Service Brick and Mortar
    2277565Secane Branch925 Providence Road, Secane, PA 19018January 01, 1924Full Service Brick and Mortar
    3277566Newtown Square BranchNewtown Square Shopping Center, Newtown Square, PA 19073January 01, 1924Full Service Brick and Mortar
    4277567Havertown Branch520 E. Township Line Road, Havertown, PA 19083January 01, 1924Full Service Brick and Mortar
    5277568Lansdowne Branch9 E Baltimore Ave, Lansdowne, PA 19050January 01, 1924Full Service Brick and Mortar
    6277569Upper Darby Branch69th & Walnut Sts, Upper Darby, PA 19082January 01, 1924Full Service Brick and Mortar
    7277570Springfield Branch153 Saxer Avenue, Springfield, PA 19064October 10, 1995Full Service Brick and Mortar
    8364457Concordville Branch979 Baltimore Pike, Glen Mills, PA 19342March 18, 2002Full Service Brick and Mortar
    9433886Paoli Office Branch82 East Lancaster Avenue, Paoli, PA 19301January 05, 2005Full Service Retail

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