The Haverford Trust Company in Radnor, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Haverford Trust Company - Overview

  • General
  • FDIC Certificate #: 26189
    Status: Active
    Federal Reserve ID: 17110
    Bank Holding Company (Regulatory Top Holder): Drexel Morgan & Co. (RSSDID: 4046640, Location: Radnor, PA)
    Date Established: Febuary 01, 1985
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 32480
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: April 01, 1987
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Three Radnor Corporate Center, Suite 450, Radnor, PA 19087
    County: Delaware
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $107.7 mil
    Equity capital: $18.7 mil
    Deposits held in domestic offices: $86.5 mil
    Return on assets (ROA): 2.75% ($3.0 mil)
    Quarterly return on assets: 1.42% ($1.5 mil)
    Return on Equity (ROE): 15.87% ($3.0 mil)
    Quarterly return on equity: 7.84% ($1.5 mil)
    Net income: $2.9 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 2.75% ($2,962.3 mil)
    Quarterly Pretax return on assets: 1.42% ($1,529.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 66Total employees (full-time equivalent)
  • $107,720Total assets
  • $16,930Cash and due from depository institutions
  • $12,651Interest-bearing balances
  • $23,384Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $63,154Net loans & leases
  • $279Loan loss allowance
  • $0Trading account assets
  • $1,424Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $107,720Life insurance assets
  • $2,828All other assets
  • $89,051Total liabilities and capital
  • $86,533Total liabilities
  • $86,533Total deposits
  • $86,533Interest-bearing deposits
  • $67Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,518Subordinated debt
  • $18,669All other liabilities
  • $18,669Total equity capital
  • $18,669Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $6,986Surplus
  • $11,383Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $92Long-term assets (5+ years)
  • $99,189Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $107,058Volatile liabilities
  • $105,143Insider loans
  • $103,891FHLB advances
  • $104,960Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $18,669Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $44,888Restructured Loans and leases
  • $2,865Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,852Total interest income
  • $498Total interest expense
  • $2,354Net interest income
  • -$440Provision for loan and lease losses
  • $18,240Total noninterest income
  • $17,083Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,157Additional noninterest income
  • $18,094Total noninterest expense
  • $11,248Salaries and employee benefits
  • $1,296Premises and equipment expense
  • $5,550Additional noninterest expense
  • $2,940Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,940Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,940Net income attributable to bank
  • $0Net charge-offs
  • $2,940Cash dividends
  • -$400Sale, conversion, retirement of capital stock, net
  • $1,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.90%Yield on earning assets
  • 0.51%Cost of funding earning assets
  • 2.39%Net interest margin
  • 18.55%Noninterest income to earning assets
  • 18.40%Noninterest expense to earning assets
  • 2.75%Net operating income to assets
  • 2.75%Return on assets (ROA)
  • 2.75%Pretax return on assets
  • 15.87%Return on equity (ROE)
  • 7.77%Retained earnings to average equity (YTD only)
  • -0.57%Net charge-offs to loans
  • 110.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 87,861Assets per employee
  • 1.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 51.02%Loss allowance to loans
  • 0.44%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 72.98%Net loans and leases to core deposits
  • 143.20%Equity capital to assets
  • 17.33%Core capital (leverage) ratio
  • 17.79%Tier 1 risk-based capital ratio
  • 17.97%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $107,058Average earning assets
  • $18,531Average equity
  • $98,310Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,824,356Managed Assets
  • 1Number of Accounts
  • $3,807,320Personal trust and agency accounts
  • $411,282Employee benefit-defined contribution accounts
  • $91,475Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $325,852Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $2,978,711Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 3435Number of Accounts
  • $0Personal trust and agency accounts
  • $325,852Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $17,036Other retirement accounts
  • $0Corporate trust and agency accounts
  • $17,036Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    032480The Haverford Trust CompanyThree Radnor Corporate Center, Suite 450, Radnor, PA 19087Febuary 01, 1985Full Service Brick and Mortar

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