Hiawatha National Bank in Hager City, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Hiawatha National Bank - Overview

  • General
  • FDIC Certificate #: 13058
    Status: Active
    Federal Reserve ID: 505550
    Date Established: January 01, 1917
    WWW: http://www.hiawatha-nb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 8254
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 22, 2010
    Last Structure Change Process Date: September 22, 2011
    Last Data Update: September 22, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: N 1555 770th Street, Hager City, WI 54014
    County: Pierce
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $83.1 mil
    Equity capital: $15.5 mil
    Deposits held in domestic offices: $67.1 mil
    Return on assets (ROA): 0.91% ($0.8 mil)
    Quarterly return on assets: 2.89% ($2.4 mil)
    Return on Equity (ROE): 5.41% ($0.9 mil)
    Quarterly return on equity: 15.19% ($2.4 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 0.91% ($756.3 mil)
    Quarterly Pretax return on assets: 2.89% ($2,401.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $83,107Total assets
  • $14,430Cash and due from depository institutions
  • $11,469Interest-bearing balances
  • $22,914Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $41,540Net loans & leases
  • $398Loan loss allowance
  • $0Trading account assets
  • $1,953Bank premises and fixed assets
  • $186Other real estate owned
  • $851Goodwill and other intangibles
  • $83,107Life insurance assets
  • $1,233All other assets
  • $67,579Total liabilities and capital
  • $67,133Total liabilities
  • $56,141Total deposits
  • $67,133Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $446Subordinated debt
  • $15,528All other liabilities
  • $15,528Total equity capital
  • $15,528Total bank equity capital
  • $0Perpetual preferred stock
  • $160Common stock
  • $14,665Surplus
  • $703Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,903Income earned, not collected on loans
  • $132Earning assets
  • $391Long-term assets (5+ years)
  • $75,923Average Assets, year-to-date
  • $19,314Average Assets, quarterly
  • $79,744Volatile liabilities
  • $81,182Insider loans
  • $44,495FHLB advances
  • $78,846Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,272Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,097Restructured Loans and leases
  • $1,586Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,643Total interest income
  • $578Total interest expense
  • $3,065Net interest income
  • $134Provision for loan and lease losses
  • $369Total noninterest income
  • $0Fiduciary activities
  • $236Service charges on deposit accounts
  • $0Trading account gains & fees
  • $133Additional noninterest income
  • $3,198Total noninterest expense
  • $1,540Salaries and employee benefits
  • $336Premises and equipment expense
  • $1,322Additional noninterest expense
  • $102Pre-tax net operating income
  • $621Securities gains (losses)
  • $0Applicable income taxes
  • $723Income before extraordinary items
  • $0Extraordinary gains - net
  • $723Net income attributable to bank
  • $0Net charge-offs
  • $723Cash dividends
  • $135Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.99%Yield on earning assets
  • 0.79%Cost of funding earning assets
  • 4.20%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 4.38%Noninterest expense to earning assets
  • 0.13%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 5.41%Return on equity (ROE)
  • 5.41%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 99.26%Credit loss provision to net charge-offs
  • 1.75%Efficiency ratio
  • 89,750Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 20.91%Noncurrent assets plus other real estate owned to assets
  • 2.51%Noncurrent loans to loans
  • 4.54%Net loans and leases to deposits
  • 61.88%Net loans and leases to core deposits
  • 63.36%Equity capital to assets
  • 18.68%Core capital (leverage) ratio
  • 18.10%Tier 1 risk-based capital ratio
  • 32.08%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $79,744Average earning assets
  • $13,359Average equity
  • $73,034Average loans

List of branches

  • 3 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08254Hiawatha National BankN 1555 770th Street, Hager City, WI 54014January 01, 1917Full Service Brick and Mortar
    23613Maiden Rock BranchW3532 Main Street, Highway 35, Maiden Rock, WI 54750September 02, 1919Full Service Brick and Mortar
    3776Glenwood City Branch220 East Oak Street, Glenwood City, WI 54013January 01, 1896Full Service Brick and Mortar

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