Hillsboro State Bank in Hillsboro, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Hillsboro State Bank - Overview

  • General
  • FDIC Certificate #: 14084
    Status: Active
    Federal Reserve ID: 592859
    Bank Holding Company (Regulatory Top Holder): Ramona Bankshares, Inc. (RSSDID: 1063132, Location: Hillsboro, KS)
    Date Established: March 06, 1903
    WWW: http://www.hsbks.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8804
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 21, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 North Main Street, Hillsboro, KS 67063
    County: Marion
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $14.4 mil
    Equity capital: $1.4 mil
    Deposits held in domestic offices: $13.0 mil
    Return on assets (ROA): 0.24% ($0.0 mil)
    Quarterly return on assets: 0.68% ($0.1 mil)
    Return on Equity (ROE): 2.51% ($0.0 mil)
    Quarterly return on equity: 6.94% ($0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.26% ($37.4 mil)
    Quarterly Pretax return on assets: 0.62% ($89.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $14,395Total assets
  • $2,799Cash and due from depository institutions
  • $2,099Interest-bearing balances
  • $2,453Securities
  • $680Federal funds sold & reverse repurchase agreements
  • $7,826Net loans & leases
  • $141Loan loss allowance
  • $0Trading account assets
  • $236Bank premises and fixed assets
  • $60Other real estate owned
  • $0Goodwill and other intangibles
  • $14,395Life insurance assets
  • $341All other assets
  • $13,009Total liabilities and capital
  • $12,961Total liabilities
  • $9,587Total deposits
  • $12,961Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $48Subordinated debt
  • $1,386All other liabilities
  • $1,386Total equity capital
  • $1,386Total bank equity capital
  • $0Perpetual preferred stock
  • $125Common stock
  • $361Surplus
  • $900Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $25Income earned, not collected on loans
  • $0Earning assets
  • $64Long-term assets (5+ years)
  • $13,058Average Assets, year-to-date
  • $3,481Average Assets, quarterly
  • $14,344Volatile liabilities
  • $14,164Insider loans
  • $8,676FHLB advances
  • $14,661Loans and leases held for sale
  • $165Unused loan commitments
  • $165Tier 1 (core) risk-based capital
  • $1,380Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $678Restructured Loans and leases
  • $149Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $544Total interest income
  • $56Total interest expense
  • $488Net interest income
  • $5Provision for loan and lease losses
  • $115Total noninterest income
  • $0Fiduciary activities
  • $67Service charges on deposit accounts
  • $0Trading account gains & fees
  • $48Additional noninterest income
  • $561Total noninterest expense
  • $288Salaries and employee benefits
  • $97Premises and equipment expense
  • $176Additional noninterest expense
  • $37Pre-tax net operating income
  • $0Securities gains (losses)
  • $3Applicable income taxes
  • $34Income before extraordinary items
  • $0Extraordinary gains - net
  • $34Net income attributable to bank
  • $0Net charge-offs
  • $34Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.24%Yield on earning assets
  • 0.44%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 4.37%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 2.51%Return on equity (ROE)
  • 2.51%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 71.43%Credit loss provision to net charge-offs
  • 6.00%Efficiency ratio
  • 93,035Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 564.00%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 60.38%Net loans and leases to core deposits
  • 63.07%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 15.91%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $14,344Average earning assets
  • $1,356Average equity
  • $12,830Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08804Hillsboro State Bank200 North Main Street, Hillsboro, KS 67063March 06, 1903Full Service Brick and Mortar

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