Hillsboro State Bank in Hillsboro, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hillsboro State Bank - Overview

  • General
  • FDIC Certificate #: 14084
    Status: Active
    Federal Reserve ID: 592859
    Bank Holding Company (Regulatory Top Holder): Ramona Bankshares, Inc. (RSSDID: 1063132, Location: Hillsboro, KS)
    Date Established: March 06, 1903
    WWW: http://www.hsbks.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8804
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 21, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 North Main Street, Hillsboro, KS 67063
    County: Marion
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $14.4 mil
    Equity capital: $1.4 mil
    Deposits held in domestic offices: $13.0 mil
    Return on assets (ROA): 0.24% ($0.0 mil)
    Quarterly return on assets: 0.68% ($0.1 mil)
    Return on Equity (ROE): 2.51% ($0.0 mil)
    Quarterly return on equity: 6.94% ($0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.26% ($37.4 mil)
    Quarterly Pretax return on assets: 0.62% ($89.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $14,395Total assets
  • $2,799Cash and due from depository institutions
  • $2,099Interest-bearing balances
  • $2,453Securities
  • $680Federal funds sold & reverse repurchase agreements
  • $7,826Net loans & leases
  • $141Loan loss allowance
  • $0Trading account assets
  • $236Bank premises and fixed assets
  • $60Other real estate owned
  • $0Goodwill and other intangibles
  • $14,395Life insurance assets
  • $341All other assets
  • $13,009Total liabilities and capital
  • $12,961Total liabilities
  • $9,587Total deposits
  • $12,961Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $48Subordinated debt
  • $1,386All other liabilities
  • $1,386Total equity capital
  • $1,386Total bank equity capital
  • $0Perpetual preferred stock
  • $125Common stock
  • $361Surplus
  • $900Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $25Income earned, not collected on loans
  • $0Earning assets
  • $64Long-term assets (5+ years)
  • $13,058Average Assets, year-to-date
  • $3,481Average Assets, quarterly
  • $14,344Volatile liabilities
  • $14,164Insider loans
  • $8,676FHLB advances
  • $14,661Loans and leases held for sale
  • $165Unused loan commitments
  • $165Tier 1 (core) risk-based capital
  • $1,380Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $678Restructured Loans and leases
  • $149Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $544Total interest income
  • $56Total interest expense
  • $488Net interest income
  • $5Provision for loan and lease losses
  • $115Total noninterest income
  • $0Fiduciary activities
  • $67Service charges on deposit accounts
  • $0Trading account gains & fees
  • $48Additional noninterest income
  • $561Total noninterest expense
  • $288Salaries and employee benefits
  • $97Premises and equipment expense
  • $176Additional noninterest expense
  • $37Pre-tax net operating income
  • $0Securities gains (losses)
  • $3Applicable income taxes
  • $34Income before extraordinary items
  • $0Extraordinary gains - net
  • $34Net income attributable to bank
  • $0Net charge-offs
  • $34Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.24%Yield on earning assets
  • 0.44%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 4.37%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 2.51%Return on equity (ROE)
  • 2.51%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 71.43%Credit loss provision to net charge-offs
  • 6.00%Efficiency ratio
  • 93,035Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 564.00%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 60.38%Net loans and leases to core deposits
  • 63.07%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 15.91%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $14,344Average earning assets
  • $1,356Average equity
  • $12,830Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08804Hillsboro State Bank200 North Main Street, Hillsboro, KS 67063March 06, 1903Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Hillsboro State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents